Comparison

PayBacks vs ProbePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBacks

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

Highlights
  • Track money lent and borrowed
  • Add payment details
  • Reminders for due dates
  • Mark payments as paid
  • Send friendly reminders
  • Siri integration
Features
Read full description

Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

About

ProbePay

An AI-powered platform offering one-click services for RWA projects. It provides valuable business intelligence and investment suggestions for global private and alternative investments.

Highlights
  • AI-powered platform
  • One-click RWA project services
  • Business intelligence insights
  • Private investment support
  • Alternative investment suggestions
Features
Read full description

ProbeAI是PROBE生态产品矩阵中的人工智能平台,由自研AI模型为RWA类项目提供一键式和一站式服务,为全球私人投资和另类投资提供最具商业情报价值的信息和建议。 ProbeAI is an artificial intelligence platform in the PROBE ecological product matrix. It uses self-developed AI models to provide one-click and one-stop services for RWA projects, and provides the most valuable business intelligence information and suggestions for global private investment and alternative investments.

Screenshots

PayBacks4 screens
ProbePay3 screens

Verdict

The call

The clearest difference is rating: ProbePay at 5.0 against PayBacks's 3.0. ProbePay also leads on in-app purchases (none vs 2). PayBacks's advantage is iOS requirement (10.0 vs 13.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayBacks sells 2 one-off in-app purchases. ProbePay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ProbePay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

PayBacks ships an update every 3 months, ProbePay every 2 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
PayBacks versus ProbePay: the parameters behind the verdict, then further details
ParameterPayBacksProbePay
PriceFreeFree
Rating3.0 (2 ratings)5.0 (2 ratings) — better
Positive reviews87.5% of reviews—
Number of ratings22
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better13.0
Further details — not scored
Size51 MB63 MB
Age rating4+4+
DeveloperCristina BugaPROBE EXCHANGE FINTECH UAB

Customer experience

PayBacks

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

ProbePay

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

PayBacks

One-time2
  • Remove Ads$1.99
  • Unlimited Payments$2.99
None

ProbePay

No in-app purchases

Questions

Is PayBacks free?
PayBacks is free to download, with in-app purchases available.
Is ProbePay free?
ProbePay is free to download, with no in-app purchases.
Which has better reviews, PayBacks or ProbePay?
ProbePay is rated higher. PayBacks averages 3.0 out of 5 from 2 ratings, while ProbePay averages 5.0 from 2 ratings.
Do PayBacks or ProbePay have ads?
Neither PayBacks nor ProbePay shows ads.
Which is updated more often, PayBacks or ProbePay?
PayBacks ships an update every 3 months, and ProbePay every 2 months. Most recently, PayBacks was updated on October 24, 2026 and ProbePay on October 22, 2026.

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