PayBacks vs LendMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBacks
Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.
- Track money lent and borrowed
- Add payment details
- Reminders for due dates
- Mark payments as paid
- Send friendly reminders
- Siri integration
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Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.
LendMate
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You can give anything to anyone and We'll help you remember it. Whether you gave your friend cash, lent out a book, or shared tools with your neighbor — LendMate makes it simple to keep track of everything you've lent and borrowed. Say goodbye to awkward reminders and forgotten favors. LendMate ensures you stay organized, and your friendships stay healthy. Key Features: Track items or money you've lent or borrowed Set due dates and smart reminders Mark items as returned or paid back Add notes, contact names, and dates Works offline — no internet needed Stay in control with clean, intuitive design Go Premium for Uninterrupted Ads Experience! Whether it’s a few dollars or your favorite board game — LendMate keeps lending friendly and forget-proof. Lend smart. Stay friends. Apple’s Standard License Agreement : https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is update cadence: PayBacks at every 3 months against LendMate's every 9 months. PayBacks also leads on iOS requirement (10.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayBacks sells 2 one-off in-app purchases and LendMate sells 2 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
PayBacks ships an update every 3 months, LendMate every 9 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | PayBacks | LendMate |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 87.5% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months — better | Every 9 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 51 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Cristina Buga | Opshanka Prabath Isuru Bandara Abeykoon |
In-app purchases
PayBacks
- Remove Ads$1.99
- Unlimited Payments$2.99
LendMate
- Enjoy ad-free3 Days trial$0.997 Days
- LendMate Premium7 Days trial$24.991 Year









