Comparison

PayBacks vs LendMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBacks

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

Highlights
  • Track money lent and borrowed
  • Add payment details
  • Reminders for due dates
  • Mark payments as paid
  • Send friendly reminders
  • Siri integration
Features
Read full description

Give money, get money. Never forget. PayBacks allows you to keep track of your small loans in a super easy to use interface. How does it work? • Add your payments Quickly add your payments to your log by entering details like amount, currency and the person who you owe or from where you need to get money from. • Get reminded of due dates PayBacks notifies you when a payment is due so you can easily take action. • Pay it or get paid When you’re finished with a payment, you can mark it as paid very easy. You can also send friendly reminders to friends who forget to pay their debts to you. • Support for Siri is here! You can use Siri to say things like "Give John $10 for lunch." or "Get €20 from Alex for cookies". Siri will understand and confirm your payment. Once you click or say "Send", she will add your payment to your list with a reminder for 24 hours.

About

LendMate

Features
Read full description

You can give anything to anyone and We'll help you remember it. Whether you gave your friend cash, lent out a book, or shared tools with your neighbor — LendMate makes it simple to keep track of everything you've lent and borrowed. Say goodbye to awkward reminders and forgotten favors. LendMate ensures you stay organized, and your friendships stay healthy. Key Features: Track items or money you've lent or borrowed Set due dates and smart reminders Mark items as returned or paid back Add notes, contact names, and dates Works offline — no internet needed Stay in control with clean, intuitive design Go Premium for Uninterrupted Ads Experience! Whether it’s a few dollars or your favorite board game — LendMate keeps lending friendly and forget-proof. Lend smart. Stay friends. Apple’s Standard License Agreement : https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

PayBacks4 screens
LendMate3 screens

Verdict

The call

The clearest difference is update cadence: PayBacks at every 3 months against LendMate's every 9 months. PayBacks also leads on iOS requirement (10.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayBacks sells 2 one-off in-app purchases and LendMate sells 2 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PayBacks ships an update every 3 months, LendMate every 9 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
PayBacks versus LendMate: the parameters behind the verdict, then further details
ParameterPayBacksLendMate
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 months — betterEvery 9 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS10.0 — better15.6
Further details — not scored
Size51 MB2 MB
Age rating4+4+
DeveloperCristina BugaOpshanka Prabath Isuru Bandara Abeykoon

In-app purchases

2 purchases

PayBacks

One-time2
  • Remove Ads$1.99
  • Unlimited Payments$2.99
2 purchases

LendMate

Subscriptions2
  • Enjoy ad-free3 Days trial$0.997 Days
  • LendMate Premium7 Days trial$24.991 Year

Questions

Is PayBacks free?
PayBacks is free to download, with in-app purchases available.
Is LendMate free?
LendMate is free to download, with in-app purchases available.
Do PayBacks or LendMate have ads?
Neither PayBacks nor LendMate shows ads.
Which is updated more often, PayBacks or LendMate?
PayBacks ships an update every 3 months, and LendMate every 9 months. Most recently, PayBacks was updated on October 24, 2026 and LendMate on October 15, 2026.

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