Comparison

C3Pay vs etisalat money UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

C3Pay

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

Highlights
  • View balance and transactions
  • Receive SMS alerts
  • International money transfers
  • Mobile number recharge
  • Clean and simple interface
Features
Read full description

Now here with a cleaner look under your fingertips, our aim is to provide you with the simplest and the quickest way of managing your money. Use C3Pay to: - View your balance and transaction from anywhere, anytime. - Get SMS alerts whenever you receive your salary or make a purchase in shops. - Transfer money in minutes to your home country - Your first transfer is FREE! - Recharge any local and international mobile number instantly. Note: The app services are only available to C3Pay cardholders.

About

etisalat money UAE

This digital wallet app, licensed by the Central Bank of UAE, offers a comprehensive suite of financial services. Easily manage payments, send money internationally and locally, pay bills, and top up cards. It also provides a rewarding prepaid card with cash back rewards.

Highlights
  • Fee-free digital wallet
  • Rewarding prepaid card with 1% cash back
  • International and local money transfers
  • Bill payments and top-ups
  • Gifting options
  • Add money via debit card, bank account, or Apple Pay
Features
Read full description

Introducing etisalat money - Your Ultimate Financial Super App! Experience the power of etisalat money, a fully-owned etisalat brand and the first digital wallet licensed by the Central Bank of UAE. As the fintech arm of etisalat, etisalat money is set to revolutionize your financial journey with our cutting-edge financial super app marketplace. Look no further, for you've found the best finance application. Our mission is to empower UAE citizens and residents with seamless payment solutions that are quick and hassle-free. With just your Emirates ID and mobile number, you gain access to a wide array of financial services within a single application. From a rewarding prepaid card, international and local money transfers to merchant payments, bill settlements, gifting, and beyond, etisalat money has you covered! Join us today with a simple registration process: 1. Enter your mobile number 2. Upload your Emirates ID 3. Take a selfie 4. Provide your details 5. Set your PIN - and you're all set! Discover the boundless possibilities with etisalat money: 1. Etisalat money account: Experience a fee-free wallet with no charges Instantly obtain your etisalat money card No minimum balance requirement 2. Rewarding etisalat money card: Get your digital and physical etisalat money card Earn 1% cash rewards on every card transaction Seamlessly add to Apple Pay, Google and Samsung Wallet 3. Conveniently add money: Link your UAE issued debit card, bank account, or use Apple Pay Load money instantly from the comfort of your home 4. International money transfers: Securely transfer money to over 200 countries Choose from various options like bank transfers, cash pick-up, and wallet transfer 5. Local money transfers: Effortlessly send money to your friends with just their mobile number Forget the hassle of withdrawing money every time you need to pay your domestic help. Just enter their mobile number and transfer is done instantly Send money directly to bank account 6. Bill Payments and Top Ups: Pay your bills with a single tap (phone, electricity, etc.) Easily top up Salik, Nol cards, and more 7. Thoughtful Gifting: Send love to your loved ones with our gifting feature Select from a range of gift cards and cash gift options At etisalat money, we're dedicated to covering all your payment needs and more. Your feedback and ideas matter to us; please feel free to reach us at 800-392-5538.

Screenshots

C3Pay4 screens
etisalat money UAE4 screens

Verdict

The call

The clearest difference is ads: C3Pay at none against etisalat money UAE's shown. C3Pay also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for C3Pay against 4.6 for etisalat money UAE. Both are backed by a comparable volume of ratings — 1.7K and 3.3K respectively. Written reviews are what separate them: 34% of C3Pay's written reviews are positive against 39% of etisalat money UAE's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on October 22, 2026.

Scorecard2 real differences · 8 level
C3Pay versus etisalat money UAE: the parameters behind the verdict, then further details
ParameterC3Payetisalat money UAE
PriceFreeFree
Rating4.5 (1.7K ratings)4.6 (3.3K ratings) — better
Positive reviews34.1% of reviews39.3% of reviews — better
Number of ratings1.7K3.3K — better
Update frequencyFortnightlyFortnightly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size184 MB222 MB
Age rating4+4+
DeveloperC3 CardEmirates Telecommunications Corporation

Customer experience

C3Pay

All ratings1,739 ratings
Positive86.4%
Neutral4.8%
Negative8.9%
Written reviews41 reviews
Positive34.1%
Neutral4.9%
Negative61.0%

etisalat money UAE

All ratings3,311 ratings
Positive90.8%
Neutral2.9%
Negative6.3%
Written reviews280 reviews
Positive39.3%
Neutral2.9%
Negative57.9%

User reviews

C3Pay

From 1.7K App Store ratings

What we love

  • 💰 Fantastic money sending service
  • 👍 Good service, users are very happy using this app

Room to improve

  • 🐛 App crashes frequently, issues with login and app access
  • 🕰️ Slow response from customer support, long wait times for card replacement
  • 💳 Unexpected deductions and account balance issues
  • 🔄 Frequent app updates required

etisalat money UAE

From 3.3K App Store ratings

What we love

  • 🚀 Fast money transfer
  • 💡 Efficient and versatile service
  • 👍 Easy to use and intuitive app

Room to improve

  • 🐛 Unreliable service and delayed refunds
  • ⏱️ Slow processing times
  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security and registration issues

Bugs and requests

C3Pay

Reported bugs

2 issues
  • Login issues, app not opening on iOS 15
  • Inability to register new card with app

Requested features

3 requests
  • Add money transfer functionality to more countries
  • Improve app stability and reliability
  • Enhance customer support responsiveness

etisalat money UAE

Reported bugs

3 issues
  • Registration process issues, including problems with Emirates ID scanning
  • Delayed or failed money transfers
  • Inconsistent app performance and crashes

Requested features

4 requests
  • Reduce processing time for refunds and transfers
  • Improve customer service and responsiveness
  • Enhance security and registration process
  • Support for more payment methods and currencies

In-app purchases

None

C3Pay

No in-app purchases

None

etisalat money UAE

No in-app purchases

Questions

Is C3Pay free?
C3Pay is free to download, with no in-app purchases.
Is etisalat money UAE free?
etisalat money UAE is free to download, with no in-app purchases.
Which has better reviews, C3Pay or etisalat money UAE?
etisalat money UAE is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while etisalat money UAE averages 4.6 from 3.3K ratings.
Do C3Pay or etisalat money UAE have ads?
etisalat money UAE shows ads; C3Pay does not.
Which is updated more often, C3Pay or etisalat money UAE?
C3Pay ships an update fortnightly, and etisalat money UAE fortnightly. Most recently, C3Pay was updated on October 22, 2026 and etisalat money UAE on October 22, 2026.

Other comparisons