Comparison

ADCB vs C3Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ADCB

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

Highlights
  • Simplified Payments and Transfers
  • Search Payees and Transaction History
  • Dual Language (Arabic/English)
  • Balance Preview
  • Bill Payment
  • Funds Transfer
  • Locate ATMs and Branches
Features
Read full description

Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).

About

C3Pay

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

Highlights
  • View balance and transactions
  • Receive SMS alerts
  • International money transfers
  • Mobile number recharge
  • Clean and simple interface
Features
Read full description

Now here with a cleaner look under your fingertips, our aim is to provide you with the simplest and the quickest way of managing your money. Use C3Pay to: - View your balance and transaction from anywhere, anytime. - Get SMS alerts whenever you receive your salary or make a purchase in shops. - Transfer money in minutes to your home country - Your first transfer is FREE! - Recharge any local and international mobile number instantly. Note: The app services are only available to C3Pay cardholders.

Screenshots

ADCB4 screens
C3Pay4 screens

Verdict

The call

The clearest difference is rating: ADCB at 4.7 against C3Pay's 4.5. ADCB also leads on monetization model (free vs ad-supported) and iOS requirement (12.2 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ADCB holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 4.9K and 1.7K respectively. Written reviews point the same way: 41% of ADCB's written reviews are positive against 34% of C3Pay's.

UpkeepUpdate frequency

ADCB ships an update every 2 weeks, C3Pay fortnightly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
ADCB versus C3Pay: the parameters behind the verdict, then further details
ParameterADCBC3Pay
PriceFreeFree
Rating4.7 (4.9K ratings) — better4.5 (1.7K ratings)
Positive reviews40.9% of reviews — better34.1% of reviews
Number of ratings4.9K — better1.7K
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.2 — better15.0
Further details — not scored
Size226 MB184 MB
Age rating4+4+
DeveloperADCBC3 Card

Customer experience

ADCB

All ratings4,897 ratings
Positive91.6%
Neutral2.8%
Negative5.6%
Written reviews384 reviews
Positive40.9%
Neutral6.5%
Negative52.6%

C3Pay

All ratings1,738 ratings
Positive86.4%
Neutral4.8%
Negative8.9%
Written reviews41 reviews
Positive34.1%
Neutral4.9%
Negative61.0%

User reviews

ADCB

From 4.9K App Store ratings

What we love

  • 🚀 Great services
  • 👍 Easy to use app
  • 🚀 Seamless experience
  • 👍 Excellent customer service
  • 👍 Fantastic app

Room to improve

  • 🐛 Laggy performance
  • 👎 Horrible UX
  • 👎 Outdated app
  • 👎 Buggy and slow
  • 👎 Complicated and non user-friendly

C3Pay

From 1.7K App Store ratings

What we love

  • 💰 Fantastic money sending service
  • 👍 Good service, users are very happy using this app

Room to improve

  • 🐛 App crashes frequently, issues with login and app access
  • 🕰️ Slow response from customer support, long wait times for card replacement
  • 💳 Unexpected deductions and account balance issues
  • 🔄 Frequent app updates required

Bugs and requests

ADCB

Reported bugs

5 issues
  • Login issues and active session problems
  • Inability to clear cache and switch accounts
  • Incompatibility with iPhone 15 and iOS 13
  • Freezing and crashing on launch
  • Inconsistent performance and functionality

Requested features

5 requests
  • Ability to redeem touchpoints
  • Improved credit card management
  • Better transaction history and categorization
  • Support for newer devices and iOS versions
  • Streamlined bill payment process

C3Pay

Reported bugs

2 issues
  • Login issues, app not opening on iOS 15
  • Inability to register new card with app

Requested features

3 requests
  • Add money transfer functionality to more countries
  • Improve app stability and reliability
  • Enhance customer support responsiveness

In-app purchases

None

ADCB

No in-app purchases

None

C3Pay

No in-app purchases

Questions

Is ADCB free?
ADCB is free to download, with no in-app purchases.
Is C3Pay free?
C3Pay is free to download, with no in-app purchases.
Which has better reviews, ADCB or C3Pay?
ADCB is rated higher. ADCB averages 4.7 out of 5 from 4.9K ratings, while C3Pay averages 4.5 from 1.7K ratings.
Do ADCB or C3Pay have ads?
Neither ADCB nor C3Pay shows ads.
Which is updated more often, ADCB or C3Pay?
ADCB ships an update every 2 weeks, and C3Pay fortnightly. Most recently, ADCB was updated on September 24, 2026 and C3Pay on September 22, 2026.

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