Comparison

ADCB vs ENBD X

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ADCB

Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.

Highlights
  • Simplified Payments and Transfers
  • Search Payees and Transaction History
  • Dual Language (Arabic/English)
  • Balance Preview
  • Bill Payment
  • Funds Transfer
  • Locate ATMs and Branches
Features
Read full description

Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).

About

ENBD X

Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.

Highlights
  • Manage accounts and cards
  • Over 150 banking services
  • Instant transactions
  • Card lock/unlock and PIN reset
  • Request statements and letters
  • Set spending/withdrawal limits
  • Open investment portfolios and trade equities
  • International money transfers
Features
Read full description

With ENBD X, a new standard of excellence, embark on a groundbreaking journey to mobile banking on your phone. Seamlessly navigate through all your Emirates NBD products to gain control of your finances. This cutting-edge app empowers you to securely manage your accounts and cards with the assurance from Emirates NBD to bring you best in class banking products and services. Emirates NBD, known for its commitment to innovation, ensures your financial wellbeing and security with ENBD X. Access over 150+ services, with majority of them being processed instantly on the app with no extra steps. Lock and unlock your Emirates NBD card effortlessly, reset your card PIN, request statements, letters with just a few taps, and set precise spending and withdrawal limits to match your financial preferences. See the historical information about your transactions on your accounts, cards and loans. Moreover, you can open an investment portfolio instantly and start trading in Global and Local Equities. You can find best of deals, offers and benefits of banking with Emirates NBD with the ease and convenience of the ENBD X mobile app. ENBD X, proudly brought to you by Emirates NBD, not only simplifies your daily digital banking but also offers lightning-fast international money transfer feature to multiple destinations with DirectRemit. Additionally, managing your finances is a breeze, as you can conveniently pay your bills or top up your mobile phone with Emirates NBD's secure and user-friendly app. Embrace banking like never before with Emirates NBD's ENBD X app – your trusted companion for a seamless, secure, and efficient financial journey. Download the app today to enjoy the numerous features and benefits Emirates NBD has tailored exclusively for you. Privacy Policy URL: https://www.emiratesnbd.com/en/data-privacy-notice/

Screenshots

ADCB4 screens
ENBD X4 screens

Verdict

The call

The clearest difference is update cadence: ENBD X at weekly against ADCB's every 2 weeks. ENBD X also leads on review sentiment (51% vs 41%) and ratings volume (18K vs 4.9K). ADCB's advantage is iOS requirement (12.2 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for ADCB against 4.7 for ENBD X. Both are backed by a comparable volume of ratings — 4.9K and 18K respectively. Written reviews are what separate them: 41% of ADCB's written reviews are positive against 51% of ENBD X's.

UpkeepUpdate frequency

ADCB ships an update every 2 weeks, ENBD X weekly. Both last shipped on September 24, 2026.

Scorecard4 real differences · 6 level
ADCB versus ENBD X: the parameters behind the verdict, then further details
ParameterADCBENBD X
PriceFreeFree
Rating4.7 (4.9K ratings)4.7 (18K ratings)
Positive reviews40.9% of reviews50.8% of reviews — better
Number of ratings4.9K18K — better
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS12.2 — better16.0
Further details — not scored
Size226 MB685 MB
Age rating4+4+
DeveloperADCBEmirates NBD Bank P.J.S.C

Customer experience

ADCB

All ratings4,897 ratings
Positive91.6%
Neutral2.8%
Negative5.6%
Written reviews384 reviews
Positive40.9%
Neutral6.5%
Negative52.6%

ENBD X

All ratings18,469 ratings
Positive92.9%
Neutral1.5%
Negative5.6%
Written reviews1,357 reviews
Positive50.8%
Neutral4.3%
Negative44.9%

User reviews

ADCB

From 4.9K App Store ratings

What we love

  • 🚀 Great services
  • 👍 Easy to use app
  • 🚀 Seamless experience
  • 👍 Excellent customer service
  • 👍 Fantastic app

Room to improve

  • 🐛 Laggy performance
  • 👎 Horrible UX
  • 👎 Outdated app
  • 👎 Buggy and slow
  • 👎 Complicated and non user-friendly

ENBD X

From 18K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient banking
  • 🚀 Efficient app
  • 🚀 Smooth experience
  • 🔒 Secure app

Room to improve

  • 🐛 Buggy and glitchy
  • 🐛 Crashes and freezes
  • 🐛 Unreliable performance
  • 🐛 Slow and unresponsive
  • 🐛 Disappearing features

Bugs and requests

ADCB

Reported bugs

5 issues
  • Login issues and active session problems
  • Inability to clear cache and switch accounts
  • Incompatibility with iPhone 15 and iOS 13
  • Freezing and crashing on launch
  • Inconsistent performance and functionality

Requested features

5 requests
  • Ability to redeem touchpoints
  • Improved credit card management
  • Better transaction history and categorization
  • Support for newer devices and iOS versions
  • Streamlined bill payment process

ENBD X

Reported bugs

5 issues
  • Login issues
  • Beneficiary disappearance
  • Incorrect account balances
  • Inability to update profile details
  • Failure to complete transactions

Requested features

6 requests
  • Dark mode option
  • Improved transaction history
  • Easier account management
  • Seamless international transfers
  • Enhanced security features
Show 1 more
  • Better customer support

In-app purchases

None

ADCB

No in-app purchases

None

ENBD X

No in-app purchases

Questions

Is ADCB free?
ADCB is free to download, with no in-app purchases.
Is ENBD X free?
ENBD X is free to download, with no in-app purchases.
Which has better reviews, ADCB or ENBD X?
ADCB and ENBD X are both rated 4.7 out of 5 on the App Store, from 4.9K and 18K ratings respectively.
Do ADCB or ENBD X have ads?
Neither ADCB nor ENBD X shows ads.
Which is updated more often, ADCB or ENBD X?
ADCB ships an update every 2 weeks, and ENBD X weekly. Most recently, ADCB was updated on September 24, 2026 and ENBD X on September 24, 2026.

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