Comparison

SmartPayroll vs GCFX by KVB GC

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SmartPayroll

Automate payroll for small to medium New Zealand businesses. This secure system handles employee payments, deductions, and tax filings, saving time and reducing hassle. The mobile app allows for easy pay run approvals and due date tracking.

Highlights
  • Automated payroll processing
  • Direct employee wage payments
  • Deduction management (PAYE, KiwiSaver)
  • Tax filing with Inland Revenue
  • Pay run due date tracking
  • Mobile pay run approval
Features
Read full description

SmartPayroll is an easy to use and cost-effective online payroll / wages system for small-to-medium sized New Zealand businesses. Its highly secure payroll processing saves you time, money and hassle by automating your payroll tasks. SmartPayroll pays your employees’ wages directly to their bank accounts, deducts PAYE, KiwiSaver and all other deductions, and then files the necessary schedules and returns with the Inland Revenue Department for you. Easy. SmartPayroll Mobile will let you: - See when your employees' next pay run is due - Approve a pay run that that has been processed via the SmartPayroll website

About

GCFX by KVB GC

This globally licensed and regulated financial app offers secure currency exchange and online trading. Access 129 global currencies with competitive exchange rates, available 24 hours a day, 5 days a week. Enjoy a polished trading experience designed to help you achieve your financial goals.

Highlights
  • Global currency trading and settlement
  • Bank-level security for client data
  • 24/5 online trading
  • Competitive market exchange rates
  • Globally licensed and regulated
Features
Read full description

*An Award-winning Company, Globally Licensed and Regulated: GCFX dedicated to providing you the best service which is globally licensed and regulated. Your access to the market is ensured whenever it is needed. *Bank-level Security, Cutting Edge Design & Trading Experience: GCFX protects all clients' data with bank-level security. We do spend a lot of time to polish the trading experience in order to help you achieve your financial goal. *Great Market Exchange Rate, 5 Days, 24 Hours Online Trading Globally: GCFX provides 129 global currency trading and settlement. You can experience 5 Days, 24 hours online trading globally with the great exchange rates.

Screenshots

SmartPayroll2 screens
GCFX by KVB GC4 screens

Verdict

The call

The clearest difference is review sentiment: GCFX by KVB GC at 63% against SmartPayroll's 0%. GCFX by KVB GC also leads on update cadence (fortnightly vs every 3 months). SmartPayroll's advantage is iOS requirement (7.0 vs 12.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SmartPayroll ships an update every 3 months, GCFX by KVB GC fortnightly. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

Scorecard3 real differences Β· 5 level
SmartPayroll versus GCFX by KVB GC: the parameters behind the verdict, then further details
ParameterSmartPayrollGCFX by KVB GC
PriceFreeFree
Positive reviews0.0% of reviews62.5% of reviews β€” better
Update frequencyEvery 3 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS7.0 β€” better12.0
Further details β€” not scored
Size61 MB121 MB
Age rating4+4+
DeveloperSmartPayrollKVB GLOBAL MARKETS LIMITED

Customer experience

SmartPayroll

Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

GCFX by KVB GC

Written reviews8 reviews
Positive62.5%
Neutral0.0%
Negative37.5%

In-app purchases

None

SmartPayroll

No in-app purchases

None

GCFX by KVB GC

No in-app purchases

Questions

Is SmartPayroll free?
SmartPayroll is free to download, with no in-app purchases.
Is GCFX by KVB GC free?
GCFX by KVB GC is free to download, with no in-app purchases.
Do SmartPayroll or GCFX by KVB GC have ads?
Neither SmartPayroll nor GCFX by KVB GC shows ads.
Which is updated more often, SmartPayroll or GCFX by KVB GC?
SmartPayroll ships an update every 3 months, and GCFX by KVB GC fortnightly. Most recently, SmartPayroll was updated on October 13, 2026 and GCFX by KVB GC on October 6, 2026.

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