Payoo vs K PLUS Vietnam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payoo
Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.
- Bill payment for utilities
- Online and cash payment options
- 24/7 payment availability
- Manage bills via one account
- Find cash payment stores
- Search stores by location
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The application allows you to make payment for many utility services such as electricity, water, Internet, telephone, mobile phone. By using the application, you can manage all of your bills through one and only account; make online payment or cash payment during 24 hours per 7 days. Main functions: ● Query loan information from Customer ID, Service Type and Service Provider ● Payment for prepaid services (Prepaid mobile phone, …) ● Payment for postpaid services (Electricity, Water, Phone, Internet, Cable TV,…) ● Payment using Domestic bank card, International payment card ● Finding stores that provide cash payment for all of the services Sub functions: ● Stores searching by name, address ● Stores arranged in order from closest to farthest by using GPS function
K PLUS Vietnam
This mobile banking app allows Vietnamese users to manage their finances, perform transactions, and pay bills securely and conveniently. It offers features like easy account opening, real-time money transfers, and QR code payments.
- 24/7 digital banking
- Easy account opening
- Free real-time money transfer
- QR Code payments
- Loan applications
- Transaction alerts
- Biometric authentication
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K PLUS Vietnam — a mobile banking application, from KASIKORNBANK (Ngân Hang KASIKORN) (KBank Vietnam), with seamless and unified experiences for Vietnamese users to easily perform financial transactions quickly & safely at any time and anywhere “Enjoy 24/7 digital banking services from your home” MANAGE YOUR FINANCE AT YOUR FINGERTIPS! - EASY account opening & no monthly balance required - FREE real-time money transfer 24/7 - Top up your mobile & pay your bills conveniently - Cashless payment via QR Code (VietQR) - Easily apply loan to fund your business - Stay updated with prompt alerts on your banking activities SECURITY - Advanced OTP & biometric authentication to ensure absolute transaction security MORE USEFUL FEATURES - Open an additional account (Current & Term Deposit) - Create your favorite transaction - View transaction history & e-slip - Request statement of up to 12 months Head office Thailand: 400/22 Phahon Yothin Road, Sam Sen Nai Sub-district, Phaya Thai District, Bangkok 10400, Thailand Tel: +662-2220000 Press 1 Ho Chi Minh City Branch : Sun Wah Tower, 115 Nguyen Hue Boulevard, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam Tel: (028) 3821 8888 Email : VN_KBank@kasikornbank.com
Screenshots
Verdict
The clearest difference is rating: Payoo at 3.8 against K PLUS Vietnam's 3.3. Payoo also leads on monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payoo holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 14 and 7 respectively. Written reviews complicate that: 40% of Payoo's written reviews are positive against 47% of K PLUS Vietnam's, so the app with the better star average is not the one people write more warmly about.
Payoo ships an update every 3 weeks, K PLUS Vietnam every 5 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Payoo | K PLUS Vietnam |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (14 ratings) — better | 3.3 (7 ratings) |
| Positive reviews | 40.0% of reviews | 46.7% of reviews — better |
| Number of ratings | 14 — better | 7 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | VIET UNION ONLINE SERVICES CORPORATION | KASIKORNBANK PUBLIC COMPANY LIMITED |
Customer experience
Payoo
K PLUS Vietnam
In-app purchases
Payoo
No in-app purchases
K PLUS Vietnam
No in-app purchases
