Payoo vs Budget Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payoo
Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.
- Bill payment for utilities
- Online and cash payment options
- 24/7 payment availability
- Manage bills via one account
- Find cash payment stores
- Search stores by location
Read full descriptionHide full description
The application allows you to make payment for many utility services such as electricity, water, Internet, telephone, mobile phone. By using the application, you can manage all of your bills through one and only account; make online payment or cash payment during 24 hours per 7 days. Main functions: ● Query loan information from Customer ID, Service Type and Service Provider ● Payment for prepaid services (Prepaid mobile phone, …) ● Payment for postpaid services (Electricity, Water, Phone, Internet, Cable TV,…) ● Payment using Domestic bank card, International payment card ● Finding stores that provide cash payment for all of the services Sub functions: ● Stores searching by name, address ● Stores arranged in order from closest to farthest by using GPS function
Budget Expense
Read full descriptionHide full description
Scan a receipt. Follow your spending. Keep purchase records and warranty dates within reach. Budget Expense helps you turn everyday purchases into records you can find later. Photograph a receipt or import it from Photos, review the recognized details, then save your expense. You can also add and edit expenses by hand. SEE WHAT’S LEFT THIS MONTH Set a monthly budget and follow your progress. Explore spending by category, check trends and search your expense history. Export a CSV when you need your records elsewhere. KEEP IMPORTANT PURCHASES TOGETHER Add your items, purchase dates and warranty dates in one place. Set local warranty reminders to help you remember when coverage is nearing its end. SCAN WITH MORE CONTROL On-device text recognition extracts merchant, date, total, tax and invoice line items for you to review. Apple Intelligence can help organize receipt details on supported devices when available. On-device text recognition remains available without it. Always check recognized amounts and details before saving. FREE FOR EVERYDAY TRACKING Receipt scanning, expense history, CSV export and up to 20 inventory items are free. Pro adds unlimited inventory items and PDF expense and inventory reports. Choose an optional monthly or yearly auto-renewing subscription, or a one-time lifetime purchase, for the same Pro features. PRIVATE AND IN YOUR HANDS Your ledger and receipt processing stay on your device. There are no ads or third-party analytics. Export backups manually and choose where to save or share your files; the app does not automatically sync your ledger. The app interface is currently in English. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Payoo at none against Budget Expense's 3. Payoo also leads on update cadence (every 3 weeks vs every 6 months) and iOS requirement (15.0 vs 26.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Expense sells 3 in-app purchases, starting at $3.99 per month. Payoo asks for nothing beyond the download.
Payoo ships an update every 3 weeks, Budget Expense every 6 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Payoo | Budget Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (14 ratings) — better | — |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Every 3 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 131 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | VIET UNION ONLINE SERVICES CORPORATION | Le Nguyen |
In-app purchases
Payoo
No in-app purchases
Budget Expense
- Budget Pro Monthly$3.991 Month
- Budget Pro Yearly$29.991 Year
- Budget Pro Lifetime$59.99
Questions
Is Payoo free?
Is Budget Expense free?
Do Payoo or Budget Expense have ads?
Which is updated more often, Payoo or Budget Expense?
Other comparisons















