Comparison

Langley Mobile Banking vs PTOFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Langley Mobile Banking

Manage your finances on the go with this banking app. View balances, transfer funds, pay bills, and deposit checks using your phone's camera. It also allows you to manage credit cards and access your credit score.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and view payment history
  • Deposit checks using phone camera
  • Manage credit and debit cards
  • View FICO® credit score
  • Access statements and tax documents
Features
Read full description

Langley's Mobile Banking empowers you by placing control of your money at your fingertips. Access Langley’s Online Banking, and these great benefits: • Balances - View your account balances and transaction histories • Transfers - Transfer money between your accounts • Payments - Pay your bills and view recent payments • Deposits - Use your phone’s camera to deposit checks • Credit Cards - Manage your Langley Visa credit and debit cards • Credit Score - View your FICO® score • Statements - Access all of your statements and tax documents in one place Langley Mobile Banking is free and secure.

About

PTOFCU

Manage your accounts conveniently 24/7 from your mobile device. Access account summaries, transfer funds, pay bills, and deposit checks remotely. Find nearby ATMs and branches with an integrated locator.

Highlights
  • Account Summary
  • Fund Transfers
  • Bill Payment
  • Remote Deposit Capture
  • ATM/Branch Locator
Features
Read full description

The Patent and Trademark Office FCU you can now access your accounts 24/7 on the go. Features include Account Summary, Transfers, Account Information, Bill Pay, Remote Deposit Capture, ATM/Branch Locator, and more!

Screenshots

Langley Mobile Banking4 screens
PTOFCU4 screens

Verdict

The call

The clearest difference is rating: Langley Mobile Banking at 4.9 against PTOFCU's 3.0. Langley Mobile Banking also leads on ratings volume (35K vs 2). PTOFCU's advantage is iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Langley Mobile Banking holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Langley Mobile Banking has 35K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Langley Mobile Banking ships an update every 6 months, PTOFCU every 5 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Langley Mobile Banking versus PTOFCU: the parameters behind the verdict, then further details
ParameterLangley Mobile BankingPTOFCU
PriceFreeFree
Rating4.9 (35K ratings) — better3.0 (2 ratings)
Positive reviews71.1% of reviews—
Number of ratings35K — better2
Update frequencyEvery 6 monthsEvery 5 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size48 MB31 MB
Age rating4+4+
DeveloperLangley Federal Credit UnionPTO FCU

Customer experience

Langley Mobile Banking

All ratings31,033 ratings
Positive97.6%
Neutral1.5%
Negative0.8%
Written reviews201 reviews
Positive71.1%
Neutral8.0%
Negative20.9%

PTOFCU

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Langley Mobile Banking

Reported bugs

3 issues
  • Login issues after updates
  • Inability to access accounts and make payments
  • Inconsistent app performance and crashes

Requested features

4 requests
  • Notification for deposits and withdrawals
  • Ability to view and pay on principle
  • Easier access to bill pay and external account management
  • Bring back the fast balance widget

PTOFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Langley Mobile Banking

No in-app purchases

None

PTOFCU

No in-app purchases

Questions

Is Langley Mobile Banking free?
Langley Mobile Banking is free to download, with no in-app purchases.
Is PTOFCU free?
PTOFCU is free to download, with no in-app purchases.
Which has better reviews, Langley Mobile Banking or PTOFCU?
Langley Mobile Banking is rated higher. Langley Mobile Banking averages 4.9 out of 5 from 35K ratings, while PTOFCU averages 3.0 from 2 ratings.
Do Langley Mobile Banking or PTOFCU have ads?
Neither Langley Mobile Banking nor PTOFCU shows ads.
Which is updated more often, Langley Mobile Banking or PTOFCU?
Langley Mobile Banking ships an update every 6 months, and PTOFCU every 5 months. Most recently, Langley Mobile Banking was updated on October 28, 2026 and PTOFCU on October 24, 2026.

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