Mobitel mCash vs BOC SmartPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobitel mCash
Manage your mCash account directly from your smartphone with fast and convenient financial tools. This app allows for easy bill payments, money transfers, and contactless transactions, all secured and approved by the Central Bank of Sri Lanka.
- Self-registration
- PIN or Biometric login
- Contactless payment via LANKAQR
- Send money
- Pay various bills (mobile, utility, insurance, leasing)
- View transaction history
- Dispute management
Read full descriptionHide full description
Introducing the new SLT-Mobitel mCash app ! The new app allows you to do various transaction fast and conveniently which has been developed with the objective of enabling you to manage your own mCash account money directly from your smartphone. Now you can manage your financials easily with new and exciting features now available with just few taps on your smartphone. If you are a Mobitel Customer, Activate your mCash account by following the below easy steps. Step 1: Simply download the mCash App. Step 2: Register by providing only NIC Step 3: Set your Security PIN Step 4: Agree for Terms & Conditions. After you register successfully, you will receive a SMS notification. Please ensure that your PIN is kept confidential at all times. ***SLT-Mobitel mCash App is approved by the Central Bank of Sri Lanka and is simple and secure to use*** Once you are registered for mCash you will gain access to below mCash App new features which enables you to take control of your financials. - Self-registration via mCash app - PIN or Biometric based login - Trilingual - Make contactless payment via LANKAQR - Send money (Transfer money to friends/family). - Pay Mobile Bills/Reload - Pay Utility Bills ( Electricity, Water, Telephone etc) - Pay Insurance (Union Assurance, Janashakthi, SLIC, Ceylinco, AIA etc) - Pay Leasing (LOLC, CLC, Central Finance, CDB etc) - Pay Healthcare - Add favorites to pay faster - Add, View or Delete mCash Standing Orders - Add Auto bill settlement for Mobitel Bill - LANKAQR Top Up - Faster and secure transaction - View the transaction history - Dispute management via mCash app - Get updates news on new Promotions - Withdraw mCash from Commercial & Sampath ATM - Pay Council Tax Donate for worthy causes
BOC SmartPay
Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.
- Peer-to-peer fund transfers
- Bill payments
- QR code payments
- Add any Sri Lankan bank account
- Real-time account balance inquiry
- Transaction history and e-receipts
- Cashback and discount offers
Read full descriptionHide full description
SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!
Screenshots
Verdict
The clearest difference is review sentiment: BOC SmartPay at 67% against Mobitel mCash's 0%. BOC SmartPay also leads on rating (3.5 vs 2.0) and ratings volume (20 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BOC SmartPay holds the better App Store score, 3.5 against 2.0. That said, the two scores are not equally well evidenced: BOC SmartPay has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Mobitel mCash's written reviews are positive against 67% of BOC SmartPay's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.
| Parameter | Mobitel mCash | BOC SmartPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (4 ratings) | 3.5 (20 ratings) — better |
| Positive reviews | 0.0% of reviews | 66.7% of reviews — better |
| Number of ratings | 4 | 20 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.6 |
| Further details — not scored | ||
| Size | 50 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobitel Pvt Ltd | Bank Of Ceylon |
Customer experience
Mobitel mCash
BOC SmartPay
In-app purchases
Mobitel mCash
No in-app purchases
BOC SmartPay
No in-app purchases
Questions
Is Mobitel mCash free?
Is BOC SmartPay free?
Which has better reviews, Mobitel mCash or BOC SmartPay?
Do Mobitel mCash or BOC SmartPay have ads?
Which is updated more often, Mobitel mCash or BOC SmartPay?
Other comparisons















