PlanMode vs AsterKey
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PlanMode
This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.
- Lifetime wealth projections
- Retirement savings gap analysis
- Scenario testing for financial decisions
- All-in-one financial dashboard
- Detailed financial profile integration
- Comparison of financial alternatives
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COMPREHENSIVE FINANCIAL & RETIREMENT PLANNING Stop wondering if you will have enough to retire. PlanMode is the comprehensive financial planning app designed to take the guesswork out of your future. By projecting your current financial profile, PlanMode analyzes whether you will have sufficient resources for your entire lifetime. KEY FEATURES • Lifetime Projections: Visualize your wealth trajectory from today until age 95+. • Gap Analysis: Instantly identify potential shortfalls in your retirement savings. • Scenario Testing: What if you retire at 62 vs 67? See the impact in seconds. • All-in-One Dashboard: Integrates your budget, investments, and savings in one display. Don't just save—plan with confidence. Start with PlanMode today. COMPREHENSIVE SYSTEM PlanMode is a comprehensive financial & retirement planning system for analysis needed to answer questions like- • How does my projected financial profile look? • Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70? • When will I have enough capital to retire on my terms? • What will be the bottom-line impact of a new investment? • Is buying a house is better for me than continuing to rent? • Is my family protected for their needs if I am disabled or die? PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come. KEY FEATURES • Complete financial profiles, including- - Bank accounts - Retirement accounts - Business & Investments - Stocks & Bonds - Insurance policies - Real estate - Mortgages & loans - Cash management simulation - Social security - Income taxes • Compare financial alternatives - Unlimited what-if scenarios • Prepare retirement profile automatically - Determine lifelong capital needs - Analyze liquid capital sufficiency - Alternatives to fill capital shortfall • Prepare disability profiles automatically - Analyze cash flow sufficiency - Alternatives to fill cash shortfall • Prepare death profiles automatically - Determine survivor’s capital needs - Analyze income sufficiency - Alternatives to fill cash shortfall REPORTS & CHARTS PlanMode has a complete set of financial & retirement planning statements. PlanMode provides you with comprehensive analysis of retirement and other financial scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each scenario- • Financial Planning illustration • Retirement Planning illustration • Income Statement • Balance Sheet • Cashflow Statement • Supporting Information • Capital Needs Analysis • Pie charts for annual snapshots • Line charts projecting full profile COMPREHENSIVE PLANNING APP Additional financial & retirement planning features include - • Profiles for singles and married spouses • Planning span of up to 100 years • Retirement planning profile and analysis • Disability profile and analysis • Survivor’s profile and analysis • Automatic cash management simulation • Detailed annual cash flow analysis • Personalized data input items • Customizable financial statements • Ample graphs & charts for quick overview • Scenario comparison for what-if analysis • Export data to ExecPlan or Express • Definable national & local income taxes • Built-in USA income taxes • Predefined product structures for- • Individual Retirement Accounts • Company Retirement Plans (401k) • Self-employed Retirement Plans • Mortgages • Life Insurance • Fixed & Variable Annuities • Charitable Annuities • Reverse Mortgages ABOUT US Sawhney has been providing professional financial systems for over four decades. Our application, ExecPlan was the first commercially available such software in USA in 1976.
AsterKey
This privacy-focused personal finance app keeps all your financial data securely on your device. It offers powerful tools like net worth tracking and financial dashboards without uploading or selling your information. Generate proof-of-funds anonymously and protect your identity with encrypted, ad-free management.
- On-device data storage
- Net worth tracking
- Financial dashboard
- Proof of funds generation
- Encrypted data
- Ad-free experience
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Take control of your finances-without giving up your privacy. - AsterKey is a privacy-first personal finance app that keeps all your financial data securely on your device. Unlike all mainstream financial apps we never store your information on our servers. - No uploads. No selling. No tracking. No ads. Ever. - Get powerful financial tools trusted by thousands of users-including homebuyers, high-net-worth individuals, privacy-conscious customers, and professionals requiring discretion. Key Features: Net Worth Tracker: - Monitor your assets, debts, and savings growth in a clean, intuitive view. Financial Dashboard: - See all your financial accounts, cash, and investments in one secure place. Mortgage Prep & Proof of Funds: - Instantly generate lender-ready proof-of-funds or DTI snapshots - anonymously. Encrypted & Ad-Free: - AES-256 device-level encryption. - No cloud syncing - No data collection - No ads or trackers Why AsterKey? - Other apps profit from your data - we don’t. - Your financial data never leaves your device. - AsterKey cannot access your personal or financial information - you stay in complete control. - Protect your identity with proprietary Email Masquerading when sharing financial docs. - Generate anonymous proof-of-funds without sharing sensitive info. - End-to-end encrypted, zero-knowledge architecture. - Zero-proof data storage for maximum security. AWARD-WINNING FINANCIAL SOFTWARE: - Winner: "Fintech Product of the Month" – Product Hunt - Endorsed by Sanjiv Das (Former CEO, CitiMortgage) - Top-rated for privacy, security, and financial management tools Who Benefits Most - Homebuyers needing secure documentation - High-net-worth individuals requiring discretion - Military personnel & government employees - Victims of data breaches seeking protection - Privacy-focused millennials & Gen Z - Anyone frustrated with financial apps mishandling data Experience the future of private personal finance: - Download AsterKey today - the secure way to track your money, build your future, and stay in control. - Free to download. Zero ads. Zero tracking. Total privacy.
Screenshots
Verdict
The clearest difference is rating: AsterKey at 5.0 against PlanMode's 4.3. AsterKey also leads on in-app purchases (none vs 3) and ads (none vs shown). PlanMode's advantage is ratings volume (105 vs 18). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PlanMode sells 3 one-off in-app purchases. AsterKey asks for nothing beyond the download.
AsterKey holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: PlanMode has 105 ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 77% of PlanMode's written reviews are positive against 100% of AsterKey's.
PlanMode ships an update every 3 months, AsterKey every 6 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | PlanMode | AsterKey |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (105 ratings) | 5.0 (18 ratings) — better |
| Positive reviews | 76.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 105 — better | 18 |
| Update frequency | Every 3 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Sawhney Systems | Aster Key, LLC |
Customer experience
PlanMode
AsterKey
In-app purchases
PlanMode
- 1-Week Premium Activation$0.99
- 1-Month Premium Activation$5.99
- 1-Year Premium Activation$19.99
AsterKey
No in-app purchases









