PlanMode vs NestPlan Retirement Planner

COMPREHENSIVE FINANCIAL & RETIREMENT PLANNING Stop wondering if you will have enough to retire. PlanMode is the comprehensive financial planning app designed to take the guesswork out of your future. By projecting your current financial profile, PlanMode analyzes whether you will have sufficient resources for your entire lifetime. KEY FEATURES • Lifetime Projections: Visualize your wealth trajectory from today until age 95+. • Gap Analysis: Instantly identify potential shortfalls in your retirement savings. • Scenario Testing: What if you retire at 62 vs 67? See the impact in seconds. • All-in-One Dashboard: Integrates your budget, investments, and savings in one display. Don't just save—plan with confidence. Start with PlanMode today. COMPREHENSIVE SYSTEM PlanMode is a comprehensive financial & retirement planning system for analysis needed to answer questions like- • How does my projected financial profile look? • Should I start taking Social Security benefits at age 66 or wait for larger payments at age 70? • When will I have enough capital to retire on my terms? • What will be the bottom-line impact of a new investment? • Is buying a house is better for me than continuing to rent? • Is my family protected for their needs if I am disabled or die? PlanMode can help you analyze these and other situations. It is easy to use and its usage is limitless; you could use it to analyze almost any financial scenario which impacts just in the current year or many years to come. KEY FEATURES • Complete financial profiles, including- - Bank accounts - Retirement accounts - Business & Investments - Stocks & Bonds - Insurance policies - Real estate - Mortgages & loans - Cash management simulation - Social security - Income taxes • Compare financial alternatives - Unlimited what-if scenarios • Prepare retirement profile automatically - Determine lifelong capital needs - Analyze liquid capital sufficiency - Alternatives to fill capital shortfall • Prepare disability profiles automatically - Analyze cash flow sufficiency - Alternatives to fill cash shortfall • Prepare death profiles automatically - Determine survivor’s capital needs - Analyze income sufficiency - Alternatives to fill cash shortfall REPORTS & CHARTS PlanMode has a complete set of financial & retirement planning statements. PlanMode provides you with comprehensive analysis of retirement and other financial scenarios for lifetime capital needs and the capital available for its fulfillment. When capital resources are not sufficient PlanMode provides suggestive courses of action that may fill the shortcoming. The following reports are available for each scenario- • Financial Planning illustration • Retirement Planning illustration • Income Statement • Balance Sheet • Cashflow Statement • Supporting Information • Capital Needs Analysis • Pie charts for annual snapshots • Line charts projecting full profile COMPREHENSIVE PLANNING APP Additional financial & retirement planning features include - • Profiles for singles and married spouses • Planning span of up to 100 years • Retirement planning profile and analysis • Disability profile and analysis • Survivor’s profile and analysis • Automatic cash management simulation • Detailed annual cash flow analysis • Personalized data input items • Customizable financial statements • Ample graphs & charts for quick overview • Scenario comparison for what-if analysis • Export data to ExecPlan or Express • Definable national & local income taxes • Built-in USA income taxes • Predefined product structures for- • Individual Retirement Accounts • Company Retirement Plans (401k) • Self-employed Retirement Plans • Mortgages • Life Insurance • Fixed & Variable Annuities • Charitable Annuities • Reverse Mortgages ABOUT US Sawhney has been providing professional financial systems for over four decades. Our application, ExecPlan was the first commercially available such software in USA in 1976.

Know exactly when you can retire, and exactly what you'll have when you do. NestPlan turns your real accounts, contributions, and goals into one clear projection: your balance at retirement, and at every age for the rest of your life. No vague averages. No "you'll need a million dollars." Your actual number, to the dollar. SIMPLE OR ADVANCED, YOUR CHOICE Start in Simple mode with a few questions and get a real answer in seconds, including a realistic tax mix you can adjust (mostly pre-tax, balanced, or Roth-heavy). Ready for more? Switch to Advanced for full, account-by-account detail. Each mode keeps its own plan, so you can move between them without losing a thing. TODAY'S DOLLARS OR FUTURE DOLLARS See every number the way that makes sense to you. View your projection in today's dollars to understand its real buying power, or in future dollars to see the actual balance, with one tap, from any screen. YOUR PROGRESS NestPlan saves a snapshot every time you run a projection or update your balances, so you can watch your retirement odds and savings move month over month. Your starting line, your trend, and an honest read when markets dip. Your history is yours: review it, prune it, and back it up. WHY NESTPLAN Most calculators give you a single guess. NestPlan gives you the full picture, the way an advisor would: • Your balance at retirement, and every year through the end of your plan • The earliest age you can realistically retire, and what you'll have when you get there • Three market scenarios side by side (expected, better, and worse) so you know how durable your plan really is • Every account in one place: 401(k), Roth, IRA, Brokerage, HSA, and Cash & CDs • Balances by account type over time: watch each account grow year by year • Your Progress: snapshots of your success rate and savings over time • Social Security built in, at the age you actually plan to claim • Real annual taxes, RMDs, and a sensible withdrawal order modeled for you • Light or Dark mode, and a clean, institutional design BUILT AROUND YOUR NUMBERS You enter your real balances, your real contributions, your real target date. NestPlan runs the real math. No sign-up, no guesswork. NESTPLAN PRO, 14-DAY FREE TRIAL • Monte Carlo: 1,000 market simulations distilled into one clear read on whether your money lasts, and your first stress-test runs automatically • Your Progress: your plan's history, tracked over time • Save up to 10 scenarios and compare retiring at 60 vs 65 vs 70 in seconds • Spouse and joint planning • PDF reports to share with your advisor • Back up and restore your plan, progress history included Cancel anytime before the trial ends and you won't be charged. PRIVATE BY DESIGN No account. No ads. No tracking. Your financial data never leaves your iPhone. Download NestPlan and see your number today. SUBSCRIPTION DETAILS NestPlan Pro is an auto-renewable subscription. • NestPlan Pro: $29.99 per year, after a 14-day free trial • Payment is charged to your Apple Account at confirmation of purchase • Your subscription renews automatically unless canceled at least 24 hours before the end of the current period • Manage or cancel anytime in your Apple Account settings Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://topshopnation.com/nestplan/privacy.html