Comparison

FlexGift vs OGPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FlexGift

Features
Read full description

FlexGift® is the most versatile way to pay at participating stores. Your FlexGift® application will display a barcode, QR code or FlexGift® card number to use when making purchases or redeeming points at participating stores. Features: • Barcode or QR code for payment • Register multiple cards • Check balance • Transfer balances between cards • Check your transaction history • Report lost or stolen card • Reload • eGift • eCoupon

About

OGPay

Securely manage your money with this app. Make and receive payments globally, link bank accounts and credit cards, and set up recurring payments with reminders. Enjoy fast, free transactions and robust security features for all your financial needs.

Highlights
  • Global money exchange
  • Link credit cards and bank accounts
  • Recurring payments and reminders
  • ATM cash withdrawal
  • Secure encrypted transactions
  • Downloadable transaction history
Features
Read full description

OGPay Consumer lets you securely, quickly, and easily improve how you use your money. Make and manage payments online and offline, exchange money with others around the world. All in an easy-to-use multi-language, multi-currency mobile data app. OGPay Consumer is a new kind of fully integrated secure mobile payments management technology created by Original Digital Corporation. Funds in your OGPay wallet are not FDIC insured. Want to learn more? Just go to www.ogpayconsumer.com SHOP & ACCESS YOUR BALANCES INSTANTLY FROM YOUR MOBILE DEVICE OR COMPUTER Withdraw cash at ATMs worldwide. SEND AND RECEIVE WITH EASE Pay your friends and get paid by them instantly by using your wallet balance or the verified credit cards in your OGPay wallet. No more bank transfers or “I’ll pay you later”. OGPay is the easiest way to send and receive money around the world for free. MANAGE YOUR INFO FROM ONE CONVENIENT PLACE OGPay lets you add credit cards (VISA®, MASTERCARD®, AMERICAN EXPRESS®, DISCOVER®) and bank accounts from hundreds of banks around the world. Easily update your payment information and track all transactions. Download transaction history to an easy to use. CSV file for import into your favorite accounting software like Quickbooks®. MAKE RECURRING PAYMENTS AND SET REMINDERS Set recurring payments like mortgage or car payments by entering payment details in advance and get reminders when it is time to send or receive payments, so you never miss another payment. SECURE ENCRYPTED TRANSACTIONS You can trust OGPay to keep your financial information secure, with multiple layers of security and multi-factor authentication including 24/7 fraud detection on one of the world's most advanced secure network infrastructures. TRUST BASED ONBOARDING All applications for an OGPay account are instantly cleared for KYC, AML, and KYT to keep all accounts and user information secure, complete, and accurate. CHECKOUT ONLINE OR OFFLINE WITH JUST A CLICK With OGPay you can pay instantly by clicking the “Pay With OGPay” button in any online store shopping cart hosting the “Pay with OGPay” button. PROTECTED, SECURE & FLEXIBLE Protect your account and all payments with a passcode, TouchID, or FaceID.. All of your information is stored securely. RECEIVE YOUR PAYCHECK EARLIER THAN USUAL Deposit your paycheck, government payouts, tax refunds, unemployment benefits, and more by using the OGPay inbound ACH feature. THE NEW & THE NOW OGPay is available on iPhone or Apple Watch in the App Store. Using OGPay for your purchases in all kinds of apps on iPhone, and Apple Watch. Think like this: “I can pay for my Uber® ride, pay for my pizza delivery or buy a new pair of sneakers all with just a touch and swipe in the OGPay app on my phone”. Copyright © 2024 Original Digital Corporation. All Rights Reserved.

Screenshots

FlexGift4 screens
OGPay3 screens

Verdict

The call

The clearest difference is update cadence: OGPay at fortnightly against FlexGift's every 20 months. FlexGift's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FlexGift ships an update every 20 months, OGPay fortnightly. The most recent releases landed on September 18, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
FlexGift versus OGPay: the parameters behind the verdict, then further details
ParameterFlexGiftOGPay
PriceFreeFree
Rating—4.9 (62 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—62 — better
Update frequencyEvery 20 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS12.0 — better15.6
Further details — not scored
Size1 MB196 MB
Age rating4+12+
DeveloperBluu, Inc.Original Digital Corporation

In-app purchases

None

FlexGift

No in-app purchases

None

OGPay

No in-app purchases

Questions

Is FlexGift free?
FlexGift is free to download, with no in-app purchases.
Is OGPay free?
OGPay is free to download, with no in-app purchases.
Do FlexGift or OGPay have ads?
Neither FlexGift nor OGPay shows ads.
Which is updated more often, FlexGift or OGPay?
FlexGift ships an update every 20 months, and OGPay fortnightly. Most recently, FlexGift was updated on September 18, 2026 and OGPay on September 24, 2026.

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