Spendio vs Pocket
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendio
Effortlessly manage your finances with this intuitive spending tracker. Input expenses and income directly from your Apple Watch using voice commands, or organize transactions into custom wallets. Set financial goals and visualize your progress with elegant charts.
- iPhone & Apple Watch compatibility
- Voice input for transactions
- Create financial goals
- Separate transactions with wallets
- Receipt photo capture
- Elegant charts and reports
- Recurring transaction setup
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Spendio is a simple way to track and manage your money. This is the first app that let you track your money on both iPhone and Apple Watch. Never miss any expense or income by input the data right from your wrist. The data will be synced back and forth to your iPhone, no need to bring it out from your pocket! Create Goal and top-up money to your goal every day, week or month to make your dream come true. Add input by voice via Apple Watch! Spendio will understands what you say. Just tell what's your spending and amount, for example, "Pay 399 dollars for Apple Watch", "Receive salary for 10,000" or "14 dollars for lunch". Spendio will add those transactions for you. No need to type! Create Wallet to separate your transactions. For example, when you travel aboard, you can create wallet named "Travel Aboard". Income or expense that add to this wallet won't interfere other wallets. Features: • Work perfectly on both iPhone & Apple Watch. • Create your Goal. • Add input using your voice. • Create Wallets to separate transactions. • Transfer money between wallets • Take a photo of your receipt. Never lost it! • Elegance Chart & Report. • Compare income or expense • Add custom category with tons of icon. • Set repeat of transaction, like salary or pay debt, for instance. • 17 different currency symbol. • Navigate to next or previous month very easy just swipe • Backup & Restore Data via iCloud • Passcode • Auto update currecy transfer rate
Easily log expenses and income with a minimalist interface. Gain clear insights into your financial habits through weekly, monthly, or annual spending trend reports. Plan smarter, budget better, and build lasting financial habits with a one-time purchase.
- Log expenses and income
- Minimalist interface
- Financial habit insights
- Weekly, monthly, annual reports
- Budget planning
- One-time purchase
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Take charge of your finances with Pocket — a straightforward tool to log expenses and income with ease. Designed with a minimalist interface, Pocket keeps distractions to a minimum so you can focus on what matters: recording transactions and gaining clear insights into your financial habits. The most effective way to manage personal finances is by staying hands-on. Each time you enter an expense — whether it’s a coffee, a streaming service, or your utility bill — you become more aware of your spending patterns. This simple habit encourages smarter decisions and helps reduce unnecessary purchases over time. Insightful reports without the clutter. View your spending trends weekly, monthly, or annually. With intuitive visual summaries, Pocket makes it easy to spot when you're overspending or staying on track with your budget goals. Your money, your rules. Plan smarter, budget better, and build lasting habits. Use Pocket daily and start seeing the difference in how you handle your finances. One-time purchase, lifetime access. Pocket offers a premium upgrade for power users including some extra features — no subscriptions, no hidden fees. We believe in a fair, one-time payment model: pay once, and it’s yours to keep. Privacy Policy: https://www.thespendingtracker.app/privacy Terms of Use: https://www.thespendingtracker.app/terms
Screenshots
Verdict
The clearest difference is rating: Pocket at 5.0 against Spendio's 3.8. Pocket also leads on update cadence (every 6 days vs every 3 weeks). Spendio's advantage is ratings volume (12 vs 1) and iOS requirement (8.2 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendio sells 1 one-off in-app purchase and Pocket sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Pocket holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Spendio has 12 ratings behind it against 1, so its average is the more settled of the two.
Spendio ships an update every 3 weeks, Pocket every 6 days. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | Spendio | |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (12 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 54.1% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 3 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 8.2 — better | 26.0 |
| Further details — not scored | ||
| Size | 37 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Muze | Smudgebit |
In-app purchases
Spendio
- Unlock Full Version$1.99
- Pocket Premium$19.99









