Spendio vs pagu

Spendio is a simple way to track and manage your money. This is the first app that let you track your money on both iPhone and Apple Watch. Never miss any expense or income by input the data right from your wrist. The data will be synced back and forth to your iPhone, no need to bring it out from your pocket! Create Goal and top-up money to your goal every day, week or month to make your dream come true. Add input by voice via Apple Watch! Spendio will understands what you say. Just tell what's your spending and amount, for example, "Pay 399 dollars for Apple Watch", "Receive salary for 10,000" or "14 dollars for lunch". Spendio will add those transactions for you. No need to type! Create Wallet to separate your transactions. For example, when you travel aboard, you can create wallet named "Travel Aboard". Income or expense that add to this wallet won't interfere other wallets. Features: • Work perfectly on both iPhone & Apple Watch. • Create your Goal. • Add input using your voice. • Create Wallets to separate transactions. • Transfer money between wallets • Take a photo of your receipt. Never lost it! • Elegance Chart & Report. • Compare income or expense • Add custom category with tons of icon. • Set repeat of transaction, like salary or pay debt, for instance. • 17 different currency symbol. • Navigate to next or previous month very easy just swipe • Backup & Restore Data via iCloud • Passcode • Auto update currecy transfer rate

pagu is a very simple expense tracker. Type what you bought, type the amount, tap add. That's the whole app. No sign-up. No bank connection. No budget wizard standing between you and writing down a ¥400 coffee. Just a fast way to record what you spent and an honest running total. THE MONTH TOTAL, IN HUGE NUMBERS The first thing you see is what you've spent this month, set in type big enough to be slightly uncomfortable. Everything else serves it: a title field, an amount field, a date chip, a category chip, and one big "add expense" button. ADD AN EXPENSE IN SECONDS • Type, tap, done — no menus, no multi-step forms • Backdate anything: tap the date chip and pick any day up to today • Tag it with a category, or don't — categories are optional • Switch months from the chip in the corner to review or fill in the past SEE WHERE IT ACTUALLY WENT • Every entry for the month, grouped by day, newest first • Filter by category, or down to a single day • A by-category breakdown with percentage bars, so the surprise is visible • Delete any entry with one tap MAKE IT YOURS • 15 currencies — yen, US dollar, euro, pound, yuan, won, rupee, rupiah, Australian and Canadian dollars, Swiss franc, Mexican peso, Brazilian real, Singapore dollar — plus a no-symbol mode for people who just want numbers • Categories are yours: eight to start (grocery, dine out, transport, utilities, wants, health, rent, and none), add your own, delete the ones you'll never use PRIVATE BY DEFAULT There's no account because there's no server. Your expenses live in one database file on your device. They are never uploaded to us, never synced, never sold, never shown to an advertiser. pagu asks for no location, contacts, camera, photo or storage access — it doesn't need any of it. The app sends anonymous crash reports and basic usage analytics (which screens get opened) so bugs can be found and fixed. Amounts, titles and your category names are never included in any of it. Because everything is local, there's no sync between devices — your phone's copy is the copy. If you use iPhone's built-in backup, your expense file rides along with it and comes back when you set up a new phone. ABOUT THE PUG "pagu" (パグ) is Japanese for pug, so the app is dressed as one. Fawn coat background, mask-black ink, tongue-pink accents, a small pug face beside the wordmark, and a paw print marking each day in your list. The "add expense" button is the pug's face. WHO IT'S FOR People who installed a full-featured finance app, linked the accounts, set up the categories, and quietly stopped opening it three weeks later. If what you actually wanted was a notebook that adds things up, this is that. Free. No ads. No in-app purchases. No account.