保险师 vs 鲸算师
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
保险师
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保险师-中国保险行业协会披露的保险经纪服务平台! --10周年优质产品帮你持续获客,安全有保障! --保险师是一款保险展业工具,为保险从业人员提供一体化展业服务和方案! 【AI赋能展业工具】 > 上传自己人脸信息和动作,利用AI可搭配不同动作和文案组合,快捷制作海量视频! > AI帮写小hong书文案,自动生成相应的笔记图片,可一键复制到小hong书! > AI海报功能自由创作,各种主题风格和应用场景都可以实现! > 计划书2.0支持产品对比和AI讲解,一键转发给客户出单; 【提供有温度的服务】 > 提供专属1对1团队支持投保前中后服务;全程产品解读,协助出单续保理赔查询; > 签约后出单立得收益,实时到账户;自由安排时间出单; > 功能模块分类展示,保险产品单独页面,收益可在产品上直观查看; 【独立代理模式】 > 层级扁平:自由的展业模式,不依赖团队,自己为收入负责,独立销售获取全部利益; > 稳定收益:所有产品相对稳定的高费用; > 荐才有奖:2年制荐才奖金,首年至多拿原推荐奖3倍以上,2年相当于5年推荐利益; 【保险产品丰富】 > 涵盖合作保司超160家的300多款保险,险种齐全类别多,年金险、寿险、重疾险、意外险、医疗险、学平险、旅游险、团体险、财产宠物险及网红产品全覆盖! > 超10000款产品计划书,支持动态测算保费保额,可满足不同年龄段,不同投保需求! 【部分合作保司】 > 中国人寿、太平洋保险、中国平安、新华保险、中国太平、众安、泰康人寿、富德生命、人保寿、阳光保险、工银安盛、大地保险、大家养老、复星保德信、华安财险、三星财险、京东安联、昆仑健康、平安产险、中国人保。 联系我们: 微信:bxskf001 客服电话:4001868878 了解更多关注微信公众号:保险师&微易计划书,视频号:微易保险经纪
鲸算师
This app offers a suite of financial calculators for investments and loans, alongside a simple and intuitive expense tracker. It helps users understand real interest rates and manage their finances with clear visualizations and customizable categories.
- IRR, NPV, TVM, loan, and mortgage calculators
- Save and share calculation results
- Quick and simple expense tracking
- Professional income/expense charts
- Customizable spending categories
- Calendar view for daily summaries
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【产品简介】 鲸算师是一款专业的财务计算软件 各路理财达人帮你算 帮你看穿名义利率背后的真实利率 鲸记账-简约便捷懒人式生活账本 【财务计算】 1.财务计算:包含IRR、NPV、TVM、贷款、房贷、复利、保险、融资租赁等多种计算器,满足各种财务计算需求; 2.保存结果:计算结果可保存,方便随时查看对比; 3.一键重算:保存的结果自动导入,无需重新录入; 4.分享好友:计算结果分享后,直接回填计算过程; 【鲸记账】 1.快速记账:3步完成,告别繁琐,极简随手记录; 2.专业图表:线图饼图,收支走势构成一目了然; 3.个性分类:超200图标,自定义类别展示更直观; 4.日历模式:自然月展示,便捷视图快速查找日结; 5.简洁实用:界面简单,无干扰纯净体验; 【官方QQ群】859903901 【官方邮箱】info@whalecost.com 【官方微博】weibo.com/whalecost
Screenshots
Verdict
The clearest difference is in-app purchases: 鲸算师 at none against 保险师's 10. 鲸算师 also leads on iOS requirement (11.0 vs 13.0). 保险师's advantage is update cadence (every 2 weeks vs monthly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 保险师 sells 10 one-off in-app purchases. 鲸算师 asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for 保险师 against 5.0 for 鲸算师. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
保险师 ships an update every 2 weeks, 鲸算师 monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | 保险师 | 鲸算师 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 368 MB | 30 MB |
| Age rating | 17+ | 4+ |
| Developer | WEIEASE Insurance Brokers Co., Ltd. | TianJin Tinkers Computer information Technology Co.,Ltd |
Customer experience
保险师
鲸算师
In-app purchases
保险师
- 大会员尝鲜卡$0.99
- 大会员尝鲜卡$2.99
- 大会员升级$2.99
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- 短视频会员$2.99
- 计划书会员$34.99
- 展业会员365天$39.99
- 新媒体会员365天$39.99
- 计划书会员$39.99
- 短视频会员$59.99
- 大会员365天$69.99
鲸算师
No in-app purchases









