Comparison

保险师 vs 鲸算师

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

保险师

Features
Read full description

保险师-中国保险行业协会披露的保险经纪服务平台! --10周年优质产品帮你持续获客,安全有保障! --保险师是一款保险展业工具,为保险从业人员提供一体化展业服务和方案! 【AI赋能展业工具】 > 上传自己人脸信息和动作,利用AI可搭配不同动作和文案组合,快捷制作海量视频! > AI帮写小hong书文案,自动生成相应的笔记图片,可一键复制到小hong书! > AI海报功能自由创作,各种主题风格和应用场景都可以实现! > 计划书2.0支持产品对比和AI讲解,一键转发给客户出单; 【提供有温度的服务】 > 提供专属1对1团队支持投保前中后服务;全程产品解读,协助出单续保理赔查询; > 签约后出单立得收益,实时到账户;自由安排时间出单; > 功能模块分类展示,保险产品单独页面,收益可在产品上直观查看; 【独立代理模式】 > 层级扁平:自由的展业模式,不依赖团队,自己为收入负责,独立销售获取全部利益; > 稳定收益:所有产品相对稳定的高费用; > 荐才有奖:2年制荐才奖金,首年至多拿原推荐奖3倍以上,2年相当于5年推荐利益; 【保险产品丰富】 > 涵盖合作保司超160家的300多款保险,险种齐全类别多,年金险、寿险、重疾险、意外险、医疗险、学平险、旅游险、团体险、财产宠物险及网红产品全覆盖! > 超10000款产品计划书,支持动态测算保费保额,可满足不同年龄段,不同投保需求! 【部分合作保司】 > 中国人寿、太平洋保险、中国平安、新华保险、中国太平、众安、泰康人寿、富德生命、人保寿、阳光保险、工银安盛、大地保险、大家养老、复星保德信、华安财险、三星财险、京东安联、昆仑健康、平安产险、中国人保。 联系我们: 微信:bxskf001 客服电话:4001868878 了解更多关注微信公众号:保险师&微易计划书,视频号:微易保险经纪

About

鲸算师

This app offers a suite of financial calculators for investments and loans, alongside a simple and intuitive expense tracker. It helps users understand real interest rates and manage their finances with clear visualizations and customizable categories.

Highlights
  • IRR, NPV, TVM, loan, and mortgage calculators
  • Save and share calculation results
  • Quick and simple expense tracking
  • Professional income/expense charts
  • Customizable spending categories
  • Calendar view for daily summaries
Features
Read full description

【产品简介】 鲸算师是一款专业的财务计算软件 各路理财达人帮你算 帮你看穿名义利率背后的真实利率 鲸记账-简约便捷懒人式生活账本 【财务计算】 1.财务计算:包含IRR、NPV、TVM、贷款、房贷、复利、保险、融资租赁等多种计算器,满足各种财务计算需求; 2.保存结果:计算结果可保存,方便随时查看对比; 3.一键重算:保存的结果自动导入,无需重新录入; 4.分享好友:计算结果分享后,直接回填计算过程; 【鲸记账】 1.快速记账:3步完成,告别繁琐,极简随手记录; 2.专业图表:线图饼图,收支走势构成一目了然; 3.个性分类:超200图标,自定义类别展示更直观; 4.日历模式:自然月展示,便捷视图快速查找日结; 5.简洁实用:界面简单,无干扰纯净体验; 【官方QQ群】859903901 【官方邮箱】info@whalecost.com 【官方微博】weibo.com/whalecost

Screenshots

保险师4 screens
鲸算师4 screens

Verdict

The call

The clearest difference is in-app purchases: 鲸算师 at none against 保险师's 10. 鲸算师 also leads on iOS requirement (11.0 vs 13.0). 保险师's advantage is update cadence (every 2 weeks vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 保险师 sells 10 one-off in-app purchases. 鲸算师 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 保险师 against 5.0 for 鲸算师. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

保险师 ships an update every 2 weeks, 鲸算师 monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 6 level
保险师 versus 鲸算师: the parameters behind the verdict, then further details
Parameter保险师鲸算师
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size368 MB30 MB
Age rating17+4+
DeveloperWEIEASE Insurance Brokers Co., Ltd.TianJin Tinkers Computer information Technology Co.,Ltd

Customer experience

保险师

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

鲸算师

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

保险师

One-time10
  • 大会员尝鲜卡$0.99
  • 大会员尝鲜卡$2.99
  • 大会员升级$2.99
Show 7 more
  • 短视频会员$2.99
  • 计划书会员$34.99
  • 展业会员365天$39.99
  • 新媒体会员365天$39.99
  • 计划书会员$39.99
  • 短视频会员$59.99
  • 大会员365天$69.99
None

鲸算师

No in-app purchases

Questions

Is 保险师 free?
保险师 is free to download, with in-app purchases available.
Is 鲸算师 free?
鲸算师 is free to download, with no in-app purchases.
Which has better reviews, 保险师 or 鲸算师?
保险师 and 鲸算师 are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do 保险师 or 鲸算师 have ads?
Neither 保险师 nor 鲸算师 shows ads.
Which is updated more often, 保险师 or 鲸算师?
保险师 ships an update every 2 weeks, and 鲸算师 monthly. Most recently, 保险师 was updated on November 6, 2026 and 鲸算师 on November 3, 2026.

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