Comparison

保险师 vs NextTerm

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

保险师

Features
Read full description

保险师-中国保险行业协会披露的保险经纪服务平台! --10周年优质产品帮你持续获客,安全有保障! --保险师是一款保险展业工具,为保险从业人员提供一体化展业服务和方案! 【AI赋能展业工具】 > 上传自己人脸信息和动作,利用AI可搭配不同动作和文案组合,快捷制作海量视频! > AI帮写小hong书文案,自动生成相应的笔记图片,可一键复制到小hong书! > AI海报功能自由创作,各种主题风格和应用场景都可以实现! > 计划书2.0支持产品对比和AI讲解,一键转发给客户出单; 【提供有温度的服务】 > 提供专属1对1团队支持投保前中后服务;全程产品解读,协助出单续保理赔查询; > 签约后出单立得收益,实时到账户;自由安排时间出单; > 功能模块分类展示,保险产品单独页面,收益可在产品上直观查看; 【独立代理模式】 > 层级扁平:自由的展业模式,不依赖团队,自己为收入负责,独立销售获取全部利益; > 稳定收益:所有产品相对稳定的高费用; > 荐才有奖:2年制荐才奖金,首年至多拿原推荐奖3倍以上,2年相当于5年推荐利益; 【保险产品丰富】 > 涵盖合作保司超160家的300多款保险,险种齐全类别多,年金险、寿险、重疾险、意外险、医疗险、学平险、旅游险、团体险、财产宠物险及网红产品全覆盖! > 超10000款产品计划书,支持动态测算保费保额,可满足不同年龄段,不同投保需求! 【部分合作保司】 > 中国人寿、太平洋保险、中国平安、新华保险、中国太平、众安、泰康人寿、富德生命、人保寿、阳光保险、工银安盛、大地保险、大家养老、复星保德信、华安财险、三星财险、京东安联、昆仑健康、平安产险、中国人保。 联系我们: 微信:bxskf001 客服电话:4001868878 了解更多关注微信公众号:保险师&微易计划书,视频号:微易保险经纪

About

NextTerm

Features
Read full description

NextTerm is a focused SSH and SFTP client for developers, system administrators, and anyone who manages servers from iPhone or iPad. Key features: - SSH terminal with custom keyboard controls - Password and OpenSSH private key authentication - Host key verification with trusted known hosts - SFTP file browsing, upload, and download - Local network discovery for nearby services - Secure storage for passwords, PINs, and private keys using Keychain - Optional Face ID / PIN app lock NextTerm Enhanced permanently unlocks command snippets, local SSH tunnels, batch SFTP transfers, path favorites, advanced SFTP actions, session log export, and encrypted configuration backups with one purchase. No subscription. NextTerm does not track you and does not route your server traffic through external services. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

保险师4 screens
NextTerm4 screens

Verdict

The call

The clearest difference is update cadence: 保险师 at every 2 weeks against NextTerm's every 2 months. 保险师 also leads on iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 保险师 sells 18 one-off in-app purchases and NextTerm sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

保险师 ships an update every 2 weeks, NextTerm every 2 months. The most recent releases landed on August 18, 2026 and September 6, 2026 respectively.

Scorecard2 real differences · 6 level
保险师 versus NextTerm: the parameters behind the verdict, then further details
Parameter保险师NextTerm
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS13.0 — better17.6
Further details — not scored
Size368 MB14 MB
Age rating17+4+
DeveloperWEIEASE Insurance Brokers Co., Ltd.lecoo

In-app purchases

18 purchases

保险师

One-time18
  • 大会员尝鲜卡$0.99
  • 大会员尝鲜卡$2.99
  • 大会员升级$2.99
Show 15 more
  • 短视频会员$2.99
  • 首充特惠$6.99
  • 全托管超级大会员月卡$6.99
  • 600算力$6.99
  • 计划书会员$29.99
  • 计划书会员$34.99
  • 展业会员365天$39.99
  • 新媒体会员365天$39.99
  • 计划书会员$39.99
  • 3600算力2 variants$39.99
  • 短视频会员$59.99
  • 大会员365天$69.99
  • 7200算力$69.99
  • 7200 算力$89.99
  • 14400算力$129.99
3 purchases

NextTerm

Subscriptions2
  • NextTerm Pro Monthly$4.991 Month
  • NextTerm Pro Yearly$49.991 Year
One-time1
  • NextTerm Pro Lifetime$99.99

Questions

Is 保险师 free?
保险师 is free to download, with in-app purchases available.
Is NextTerm free?
NextTerm is free to download, with in-app purchases available.
Do 保险师 or NextTerm have ads?
Neither 保险师 nor NextTerm shows ads.
Which is updated more often, 保险师 or NextTerm?
保险师 ships an update every 2 weeks, and NextTerm every 2 months. Most recently, 保险师 was updated on August 18, 2026 and NextTerm on September 6, 2026.

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