Comparison

Quick & Easy Expense Manager! PayReco vs ちりつも家計簿

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quick & Easy Expense Manager! PayReco

Effortlessly track your spending by simply taking photos of receipts or entering amounts. This app analyzes your spending patterns, provides budget warnings, and supports overseas travel with currency conversion. It also allows for family expense management and data synchronization.

Highlights
  • Receipt photo input with image recognition
  • Automatic location tagging for purchases
  • Spending trend and breakdown analysis
  • Overspending budget warnings
  • Overseas mode with currency conversion
  • Family expense sharing and data synchronization
  • Monthly expense reports in PDF
Features
Read full description

The PayReco is a very easy and quick your personal expense manager. Taking a receipt photo, or inputting amount using keypad on the spot is only thing you should do! This simplicity makes you keep managing your spending. PayReco clearly shows your spending pattern with the simple records. ■All you have to is input the amount. The amount can be inputted by image recognition of a receipt photo or by hand. After taking the receipt photo and double tapping at the amount of the photo, the amount is inputted automatically. Keypad entry is also available. It's better to record the receipt photo to confirm the details of the payment later. If you are in hurry, it's ok to enter the paid money by hand. ■Inputing on the spot is a big key point. The PayReco remembers the purchase locations. Once you input a receipt and set the location as "Supermarket", next time, PayReco finds out the shop is "Supermarket" based on the location automatically. So All you have to do is input the amount. This custom also helps you not to forget to enter the record. ■Showing clearly your spending pattern Though the entering work is very easy and simple, PayReco shows Spending Trend (Spent too much in January!"), Spending Breakdown ("Education cost is very huge this month!") and Budget & Spending ("I can afford this month till now!!") ■Overspending Warning Let's set "Total Budget". If you've already spent more than half of the budget when a half month has passed, the pace of spending is too fast! PayReco warns this case by vibrating once. (Buzz!) If you've already spent all "Total Budget", PayReco warns by vibrating twice. (Buzz! Buzz!) ■You can use PayReco while travelling overseas Once you select "Overseas mode" on entering the paid money, the amount is calculated using exchange rate. (The rate can be set in Settings. ) ■Managing family expense together Please install PayReco on your family's iPhones. Husband and wife can records their spending by PayReco respectively. They can exchange and unite receipt data by Data synchronization function. The data exchange is made between nearby iPhones using Wifi/Bluetooth. ■Monthly Report Monthly Report can be seen as PDF file. You can also send the file by e-mail. Printed these files are very useful for analyzing in detail. ■About Shop and Account item Major shops like Supermarket, restaurant, clothes store and etc. are already stored in PayReco. Of course, you can add new Shops. The Shop can be linked to up to 2 account items. For example, the Supermarket links food expense (90%) and sundry (10%). The restaurant links dining out (100%). The ratio of the account items can be changed. If you spend money at the shop, the amount sums up each account items based on the ratio. ■Data importing from PayMap PayMap is our product. If you are a user of the PayMap, you can import the data of the PayMap into PayReco. *PayMap can hold several photos for one receipt. But PayReco can hold one to one. So, one photo data for one receipt can be imported to PayReco. ■Notice 1)Free version and upgrade Free version of PayReco can manage up to 50 receipts. If you like this App, please purchase the upgrade function in Settings to deactivate this limitation. 2)Accuracy of image recognition Accuracy of image recognition for the receipt depends on the paper quality, lighting condition, fonts, and so on. If it does not work well, please enter the amount by hand.

About

ちりつも家計簿

Effortlessly track your household finances by simply taking photos of your receipts. AI automatically reads and categorizes your spending, providing clear summaries and annual spending projections to help you save money.

Highlights
  • Automatic receipt scanning with AI
  • Itemized spending breakdown
  • Annual spending projections
  • AI-generated spending summaries
  • Manual input option
  • CSV export/import
Features
Read full description

レシートを撮るだけ。あとはAIが読み取って、家計簿にします。 ■ 撮るだけで、品目まで入る 店名と金額だけでなく、レシートの明細から1品ずつの名前と分類まで読み取ります。手で打ち直す必要はありません。 ■ カード明細に残らないものが、レシートには残る クレジットカードやコード決済の履歴に残るのは「どこで、いくら払ったか」だけです。「何を、何回買ったか」はレシートにしかありません。ちりつもは、そこを見ています。 ■ グラフとにらめっこしなくていい 「外食が食費と並んでいます」「18時台に3割が集中しています」。AIが先に言葉でまとめます。根拠が気になったときだけ、グラフを開いて確かめられます。 ■ ちりつもの年間換算 安いのに何回も買っているものを見つけて、このまま続けたら1年でいくらになるかを出します。「食パンは今月4回、このペースだと年6,200円」。1回では気にならない出費が、1年でいくらになるのかが分かります。 ■ 使い方 ・レシートを撮る(カメラ、またはアルバムの写真) ・手で入力することもできます ・月ごとのレポートで、何にいくら使ったかを確認できます ・CSVでの書き出し・読み込みにも対応しています ■ こんな方に ・家計簿が三日坊主で終わってしまう ・レシートが財布にたまっている ・食費や日用品が、なぜか毎月増えている ・グラフより、言葉で教えてほしい ・一人暮らしや二人暮らしで、生活費を見直したい ■ データの扱い アカウント登録はありません。氏名もメールアドレスもうかがいません。広告もトラッキングもありません。家計簿のデータはお使いのiPhoneの中にだけ保存されます。レシートの写真は読み取りのときだけ送信し、運営者のサーバーには保存しません。 ■ 料金について はじめの30枚は、使ってみるぶんとしてお渡しします。期限はありません。 使い切ったあとも、毎月10枚までは無料で読み取れます。 「ちりつもプレミアム」(月額・自動更新)にご登録いただくと、読み取りが無制限になり、アルバムから最大5枚をまとめて読み取れます。 ・料金は購入画面に表示されます ・購読はApple IDに課金されます ・期間終了の24時間前までに解約しない限り、自動的に更新されます ・解約はiPhoneの「設定」→ Apple ID →「サブスクリプション」から行えます 利用規約:https://thisisikemen.github.io/chiritsumo/terms/ プライバシーポリシー:https://thisisikemen.github.io/chiritsumo/privacy/

Screenshots

Quick & Easy Expense Manager! PayReco4 screens
ちりつも家計簿4 screens

Verdict

The call

The clearest difference is update cadence: ちりつも家計簿 at daily against Quick & Easy Expense Manager! PayReco's every 5 months. ちりつも家計簿 also leads on review sentiment (50% vs 25%). Quick & Easy Expense Manager! PayReco's advantage is monetization model (free vs freemium) and iOS requirement (8.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Quick & Easy Expense Manager! PayReco sells 1 one-off in-app purchase and ちりつも家計簿 sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Quick & Easy Expense Manager! PayReco ships an update every 5 months, ちりつも家計簿 daily. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 4 level
Quick & Easy Expense Manager! PayReco versus ちりつも家計簿: the parameters behind the verdict, then further details
ParameterQuick & Easy Expense Manager! PayRecoちりつも家計簿
PriceFreeFree
Positive reviews25.0% of reviews50.0% of reviews — better
Update frequencyEvery 5 monthsDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS8.1 — better18.6
Further details — not scored
Size48 MB4 MB
Age rating4+4+
DeveloperPrime System Laboratory Co.,Ltd.Koshiro Kawabata

Customer experience

Quick & Easy Expense Manager! PayReco

Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

ちりつも家計簿

Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

1 purchases

Quick & Easy Expense Manager! PayReco

One-time1
  • PayReco Upgrade$2.99
1 purchases

ちりつも家計簿

Subscriptions1
  • ちりつもプレミアム 無制限スキャン・写真まとめ読み$1.991 Month

Questions

Is Quick & Easy Expense Manager! PayReco free?
Quick & Easy Expense Manager! PayReco is free to download, with in-app purchases available.
Is ちりつも家計簿 free?
ちりつも家計簿 is free to download, with in-app purchases available.
Do Quick & Easy Expense Manager! PayReco or ちりつも家計簿 have ads?
Neither Quick & Easy Expense Manager! PayReco nor ちりつも家計簿 shows ads.
Which is updated more often, Quick & Easy Expense Manager! PayReco or ちりつも家計簿?
Quick & Easy Expense Manager! PayReco ships an update every 5 months, and ちりつも家計簿 daily. Most recently, Quick & Easy Expense Manager! PayReco was updated on November 1, 2026 and ちりつも家計簿 on November 6, 2026.

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