Comparison

Vipps vs Prepaid Saldo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vipps

Easily send, receive, and request money across Nordic countries. Pay online, in stores, and set up recurring payments. Also functions as a secure login for websites and apps.

Highlights
  • Send, receive, and request money
  • Schedule digital gifts
  • Online and in-store payments
  • Set up recurring payments
  • Secure website and app login
  • Create wish lists and collect money
  • Settle shared costs
Features
Read full description

Hi, I'm Vipps! A very, very easy app for sending money and paying in the Nordics. Sending money (vippsing) is safe and done in a flash – just like it should be. With Vipps, you can: • send, receive and request money between Norway, Sweden, Denmark and Finland • schedule gifts with digital wrapping • pay online, in stores and at flea markets • set up subscriptions and other recurring payments • log into websites and apps • create wish lists and collect money in a box • settle costs like dinners and weekend getaways • pay your bills (only in Norway) • tap to pay on card terminals (only in Norway) To use Vipps you need BankID, a Norwegian/Swedish phone number, a Norwegian/Swedish bank card and account, as well as an email address. Vipps is available in English, Norwegian (bokmål and nynorsk), Swedish, Danish and Finnish. Made in the Nordics, with love for making things very, very easy.

About

Prepaid Saldo

This app provides a comprehensive overview of transactions and balances for specific prepaid cards. It guides users through a simple setup process using their phone number and card details to access their financial information.

Highlights
  • Transaction overview
  • Balance tracking
  • Card number registration
  • SMS verification
  • Supported card prefixes
Read full description

Prepaid Saldo is an application that gives the user a full overview of transactions and balance for their card. The application allows card numbers with the following starting four digits: - 2819 - 8102 - 9149 Get started: Card number that starts with 8102: - The application can be used by entering your phone number, the code you receive by SMS, and the number registered on your card, together with the four digits you have been given when receiving your card. Card number that starts with 2819 or 9149: - The application can be used by entering your phone number, the code you receive by SMS and the card number (11 digits) registered on your card.

Screenshots

Vipps4 screens
Prepaid Saldo3 screens

Verdict

The call

The clearest difference is review sentiment: Vipps at 33% against Prepaid Saldo's 0%. Vipps also leads on update cadence (every 3 days vs every 25 months). Prepaid Saldo's advantage is iOS requirement (14.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vipps ships an update every 3 days, Prepaid Saldo every 25 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
Vipps versus Prepaid Saldo: the parameters behind the verdict, then further details
ParameterVippsPrepaid Saldo
PriceFreeFree
Rating4.8 (2.4K ratings) — better—
Positive reviews32.9% of reviews — better0.0% of reviews
Number of ratings2.4K — better—
Update frequencyEvery 3 days — betterEvery 25 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.414.0 — better
Further details — not scored
Size206 MB9 MB
Age rating4+4+
DeveloperVipps MobilePay ASEVRY ASA

Customer experience

Vipps

All ratings2,441 ratings
Positive95.9%
Neutral1.5%
Negative2.5%
Written reviews76 reviews
Positive32.9%
Neutral1.3%
Negative65.8%

Prepaid Saldo

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Vipps

Reported bugs

2 issues
  • App crashes after update
  • Unable to send money due to privacy settings issue

Requested features

3 requests
  • Add support for Apple Watch
  • Allow use with shared/joint bank accounts
  • Expand to other countries

Prepaid Saldo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Vipps

No in-app purchases

None

Prepaid Saldo

No in-app purchases

Questions

Is Vipps free?
Vipps is free to download, with no in-app purchases.
Is Prepaid Saldo free?
Prepaid Saldo is free to download, with no in-app purchases.
Do Vipps or Prepaid Saldo have ads?
Neither Vipps nor Prepaid Saldo shows ads.
Which is updated more often, Vipps or Prepaid Saldo?
Vipps ships an update every 3 days, and Prepaid Saldo every 25 months. Most recently, Vipps was updated on November 11, 2026 and Prepaid Saldo on November 2, 2026.

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