Comparison

Vipps vs Spendseer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vipps

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Highlights
  • Send, receive, and request money between Nordic countries
  • Schedule gifts with digital wrapping
  • Pay online, in stores, and at flea markets
  • Set up subscriptions and recurring payments
  • Log into websites and apps
  • Create wish lists and collect money
Features
Read full description

Hi, I'm Vipps! A very, very easy app for sending money and paying in the Nordics. Sending money (vippsing) is safe and done in a flash – just like it should be. With Vipps, you can: • send, receive and request money between Norway, Sweden, Denmark and Finland • schedule gifts with digital wrapping • pay online, in stores and at flea markets • set up subscriptions and other recurring payments • log into websites and apps • create wish lists and collect money in a box • settle costs like dinners and weekend getaways • pay your bills (only in Norway) • tap to pay on card terminals (only in Norway) To use Vipps you need BankID, a Norwegian/Swedish phone number, a Norwegian/Swedish bank card and account, as well as an email address. Vipps is available in English, Norwegian (bokmål and nynorsk), Swedish, Danish and Finnish. Made in the Nordics, with love for making things very, very easy.

About

Spendseer

Features
Read full description

SpendSeer is the fastest way to track what you spend — anywhere in the world. Whether you're on a layover, backpacking abroad, or living between countries, SpendSeer keeps your spending in one place and in your home currency. Log an expense in three taps: pick a category, type the amount, done. The keypad and quick-amount shortcuts were laid out and tested to find the shortest, fastest thumb travel for entering an expense — effortless even one-handed at a boarding gate. Spending in yen today and dirhams tomorrow? SpendSeer converts everything to your home currency automatically using daily exchange rates — with 160+ currencies supported. No signal? No problem. Log expenses on the plane or off-grid and SpendSeer saves them, then syncs the moment you're back online. Why travelers love it: • Works anywhere — full offline support; add and view expenses with no connection, syncs automatically • 160+ currencies — pin the ones you use, convert instantly at daily rates • Lightning-fast entry — a big keypad and one-tap quick amounts, designed around real thumb reach • Beautiful overview — a live donut of where your money goes this trip or this month • Insights — daily averages, spending by day, by weekday, top categories • Your budget cycle — track by calendar month or your real pay day • Custom categories — colors and icons that fit your life • Private by design — no ads, no tracking, no bank logins required Clean. Fast. Simple. Beautiful. The expense tracker that travels with you.

Screenshots

Vipps4 screens
Spendseer4 screens

Verdict

The call

The clearest difference is update cadence: Vipps at every 4 days against Spendseer's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vipps ships an update every 4 days, Spendseer every 2 months. The most recent releases landed on October 16, 2026 and September 26, 2026 respectively.

Scorecard1 real difference · 9 level
Vipps versus Spendseer: the parameters behind the verdict, then further details
ParameterVippsSpendseer
PriceFreeFree
Rating4.8 (2.4K ratings) — better—
Positive reviews32.9% of reviews—
Number of ratings2.4K — better—
Update frequencyEvery 4 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size193 MB32 MB
Age rating4+4+
DeveloperVipps MobilePay ASAlen Sukaj

Bugs and requests

Vipps

Reported bugs

2 issues
  • App crashes after update
  • Unable to send money due to privacy settings issue

Requested features

3 requests
  • Add support for Apple Watch
  • Allow use with shared/joint bank accounts
  • Expand to other countries

Spendseer

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Vipps

No in-app purchases

None

Spendseer

No in-app purchases

Questions

Is Vipps free?
Vipps is free to download, with no in-app purchases.
Is Spendseer free?
Spendseer is free to download, with no in-app purchases.
Do Vipps or Spendseer have ads?
Neither Vipps nor Spendseer shows ads.
Which is updated more often, Vipps or Spendseer?
Vipps ships an update every 4 days, and Spendseer every 2 months. Most recently, Vipps was updated on October 16, 2026 and Spendseer on September 26, 2026.

Other comparisons