Vipps vs Finance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vipps
Easily send, receive, and request money across Nordic countries. This app facilitates quick and secure payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists.
- Send, receive, and request money
- Schedule digital gifts
- Pay online and in stores
- Set up recurring payments
- Log into websites and apps
- Create wish lists and collect money
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Hi, I'm Vipps! A very, very easy app for sending money and paying in the Nordics. Sending money (vippsing) is safe and done in a flash – just like it should be. With Vipps, you can: • send, receive and request money between Norway, Sweden, Denmark and Finland • schedule gifts with digital wrapping • pay online, in stores and at flea markets • set up subscriptions and other recurring payments • log into websites and apps • create wish lists and collect money in a box • settle costs like dinners and weekend getaways • pay your bills (only in Norway) • tap to pay on card terminals (only in Norway) To use Vipps you need BankID, a Norwegian/Swedish phone number, a Norwegian/Swedish bank card and account, as well as an email address. Vipps is available in English, Norwegian (bokmål and nynorsk), Swedish, Danish and Finnish. Made in the Nordics, with love for making things very, very easy.
Finance Tracker
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Every expense in view. Every number on your phone. Finance Tracker is a budget book that knows nothing about you. No sign-up, no cloud, no ads – everything you record stays on your device. FREE • Logged in seconds: a dedicated keypad instead of a form – amount, category, done • Expenses and income • 15 categories with subcategories, plus your own categories and colors • Monthly overview with a ring chart and a comparison with last month • All entries at a glance: search them and group by date, amount, title or category • History over 6 or 12 months • Breakdown down to the subcategory • Savings goals that show how much to put aside each month • Month recap to share, with amounts hidden if you like • CSV export for Excel and backup as a file • Light and dark mode, custom month start, 9 currencies (EUR, USD, GBP, CHF and more) • Available in 16 languages PRO SUBSCRIPTION • Budgets per category • Recurring transactions YOUR DATA IS YOURS No account, no cloud. Backups go wherever you put them. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://glowiszyn.com/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: Vipps at none against Finance Tracker's 2. Vipps also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 weeks). Finance Tracker's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.4). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finance Tracker sells 2 in-app purchases, starting at $4.99 per month. Vipps asks for nothing beyond the download.
Vipps ships an update every 4 days, Finance Tracker every 2 weeks. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | Vipps | Finance Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.4K ratings) — better | — |
| Positive reviews | 32.9% of reviews | — |
| Number of ratings | 2.4K — better | — |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 204 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Vipps MobilePay AS | Glowiszyn UG |
Bugs and requests
Vipps
Reported bugs
2 issues- App crashes after update
- Unable to send money due to privacy settings issue
Requested features
3 requests- Add support for Apple Watch
- Allow use with shared/joint bank accounts
- Expand to other countries
Finance Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Vipps
No in-app purchases
Finance Tracker
- Finance Tracker Pro monthly1 Month trial$4.991 Month
- Finance Tracker Pro yearly1 Year trial$49.991 Year
