Comparison

myGarda vs OneSmile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myGarda

This app provides Asuransi Astra customers with easy access to purchase insurance policies for vehicles, travel, and health. It also offers claim reporting, emergency assistance requests, and exclusive deals for a comprehensive protection experience.

Highlights
  • Purchase vehicle insurance
  • Purchase travel insurance
  • Purchase health insurance
  • Report insurance claims
  • Request emergency assistance
  • Access exclusive deals
Features
Read full description

myGarda, solusi perlindungan menyeluruh dari Asuransi Astra yang menghadirkan Peace of Mind in Your Pocket dalam satu genggaman. Nikmati kemudahan akses seluruh layanan asuransi Anda mulai dari pengajuan klaim Garda Oto, survei kendaraan dengan video call, layanan bantuan darurat 24 jam (Garda Siaga) dengan fitur live tracking, hingga layanan asuransi kesehatan Garda Medika seperti e-card, reimbursement klaim, konsultasi dokter online, hingga pembuatan janji temu rumah sakit. myGarda juga mendukung kemudahan akses polis serta klaim untuk Garda Trip dan Garda Healthtech. Unduh myGarda sekarang dan rasakan pengalaman layanan asuransi yang lebih cepat, mudah, dan seamless kapan saja & di mana saja.

About

OneSmile

Features
Read full description

OneSmile merupakan Community App terintegrasi yang memberikan kemudahan dalam pelayanan dan pemberian informasi khusus Warga BSD City. Mulai dari pengurusan dokumen dengan pengembang, wadah bertukar informasi antar warga, rekomendasi tempat dan event yang ada di BSD City hingga jadwal moda transportasi BSD Link. Dengan OneSmile jadi lebih kenal kota BSD!

Screenshots

myGarda4 screens
OneSmile4 screens

Verdict

The call

myGarda and OneSmile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myGarda ships an update every 2 weeks, OneSmile every 3 weeks. Both last shipped on October 24, 2026.

ScorecardNo meaningful differences
myGarda versus OneSmile: the parameters behind the verdict, then further details
ParametermyGardaOneSmile
PriceFreeFree
Rating4.2 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size90 MB160 MB
Age rating12+4+
DeveloperPT. Asuransi Astra BuanaPT APLIKASI KOTA PINTAR

In-app purchases

None

myGarda

No in-app purchases

None

OneSmile

No in-app purchases

Questions

Is myGarda free?
myGarda is free to download, with no in-app purchases.
Is OneSmile free?
OneSmile is free to download, with no in-app purchases.
Do myGarda or OneSmile have ads?
Neither myGarda nor OneSmile shows ads.
Which is updated more often, myGarda or OneSmile?
myGarda ships an update every 2 weeks, and OneSmile every 3 weeks. Most recently, myGarda was updated on October 24, 2026 and OneSmile on October 24, 2026.

Other comparisons