Cigna & CMB vs 我家阳光
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cigna & CMB
This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.
- Online insurance services
- Health management services
- Smart insurance advisor
- Policy and coverage analysis
- Personalized health services
- Family policy management
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【Cigna & CMB】,Formerly known as 【Perfect Life】 招商信诺APP(原“完美人生”),是招商信诺人寿保险有限公司官方APP,为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术,客户能够在平台上获得专业的投保建议,可视化的保单与保障分析,并收获个性化的健康管理服务! 【保单服务】 可快速查询保单详情、保障责任及相关权益,随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析,为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女,全家风险保障一目了然,帮助完成家庭保障规划。 【健康管理】 关心你,不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.
我家阳光
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【应用介绍】 我家阳光APP是阳光人寿保险股份有限公司唯一对外的官方用户服务平台。提供一站式查保单、懂保险、办业务等保险服务功能,同时提供居家生活、医疗健康、省钱购物、养老教育等数十项生活服务。除了优质的保险及健康生活服务,阳光为了回馈广大新老用户,APP内还会举办全年不间断的社群话题、超级会员日、年货节等丰富活动,给阳光家人实实在在的福利。我家阳光APP,让阳光伴你一生。 【主要功能】 -查保单:用户可以在首页十宫格“查保单”频道查询本人名下的保单明细。 -办业务:用户可以在首页十宫格“办业务”频道内享受各类便捷的在线保险服务。 -保险:用户可在底部菜单查看“保险”频道,浏览为您精选的保险产品、保险课堂、投保攻略等。 -服务:用户可在底部菜单查看“服务”频道,浏览阳光人寿为您提供的增值服务,涵盖健康、养老、教育、理财、生活、出行等。 -活动:用户可在底部菜单查看“活动”频道,查看平台所有精彩活动,好玩有趣一个也不错过。 -城市专区:用户可在“城市专区”频道查询所在地机构风采、优秀代理人推荐、特色服务,参与本地热门活动。 -会员中心:了解阳光人寿会员体系,所属会员层级及升级攻略,了解使用各类会员福利。 -每日领币:每日打卡签到可阶梯式累积平台积分阳光币,阳光币可在[积分商城]内兑换心仪商品及服务。 -积分商城:用户可通过打卡、分享、参与社群及各类活动获取海量积分,积分可通过商城进行实物和服务卡券兑换。 -社群:来社群和志同道合的伙伴聊一聊!用户可以在社群频道参与各种热门有趣的生活话题。 -健康:用户可以在健康专区享受体重管理、饮食管理、运动管理、健康咨询等服务,参加阳光品质生活圈活动。 【联系方式】 公司统一客服热线 :95510 注意: 1、我家阳光健康服务由第三方合作公司提供,受限于目前的技术条件,相关结论仅做参考,在您做出任何医疗决定之前,请寻求专业医生的建议。 2、参与我家阳光健步走活动将会获取您的手机定位功能权限及步数统计功能权限,步数可能与其它应用有所差异,请以我家阳光APP步数为准。
Screenshots
Verdict
The clearest difference is rating: 我家阳光 at 5.0 against Cigna & CMB's 1.8. 我家阳光 also leads on review sentiment (32% vs 20%). Cigna & CMB's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (9 vs 3). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
我家阳光 holds the better App Store score, 5.0 against 1.8. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 20% of Cigna & CMB's written reviews are positive against 32% of 我家阳光's.
Cigna & CMB ships an update every 3 weeks, 我家阳光 every 3 months. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.
| Parameter | Cigna & CMB | 我家阳光 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (9 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 20.0% of reviews | 31.8% of reviews — better |
| Number of ratings | 9 — better | 3 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 173 MB | 55 MB |
| Age rating | 4+ | 17+ |
| Developer | 招商信诺人寿保险有限公司 | Sunshine Life Insurance Corporation Limited |
Customer experience
Cigna & CMB
我家阳光
In-app purchases
Cigna & CMB
No in-app purchases
我家阳光
No in-app purchases







