Comparison

Cigna & CMB vs 信美相互

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cigna & CMB

This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.

Highlights
  • Online insurance services
  • Health management services
  • Smart insurance advisor
  • Policy and coverage analysis
  • Personalized health services
  • Family policy management
Features
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【Cigna & CMB】,Formerly known as 【Perfect Life】 招商信诺APP(原“完美人生”),是招商信诺人寿保险有限公司官方APP,为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术,客户能够在平台上获得专业的投保建议,可视化的保单与保障分析,并收获个性化的健康管理服务! 【保单服务】 可快速查询保单详情、保障责任及相关权益,随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析,为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女,全家风险保障一目了然,帮助完成家庭保障规划。 【健康管理】 关心你,不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.

About

信美相互

Features
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【关于信美】 信美人寿相互保险社是相互制人寿保险组织,运营资金11.76亿元,由蚂蚁集团、天弘基金、涌金集团、汤臣倍健等10家企业共同出资。遵循“会员利益至上”,围绕“数字科技+会员服务体系+康养”战略,为用户/会员提供适配产品、暖心服务。 【相互制特色】 ■ 在相互保险组织中,投保人既是组织的拥有者,又是服务对象;投保人购买一年期以上产品即为会员,依法共参经营管理,享有盈余分配权。 ■ 相互保险组织与数字科技结合,降本增效,致力打造高性价比的普惠产品,以实现业务规模和客户数的快速增长。 ■ 信美会员享有“盈余分配权”,分享未来无限可能;符合条件还可申请“会员爱心救助账户”,提供现有保障外的双重呵护。 ——主要功能—— 【会员权益】 为会员提供以财富传承、医疗健康、会员活动为核心的分层权益体系,权益内容覆盖图文医生、电话医生、会员沙龙、会员生日福利等。 【健康服务】 优选健康和养老服务,贴心为会员解决康养烦恼。 【会员说】 这里是信美会员交流的小阵地,这里有信美的重磅新闻、众多福利,欢迎来分享你想分享的点点滴滴。 【更多服务】 APP服务一目了然,轻松一点,即可享受高效便捷的一站式服务,体验更流畅。 【会员日活动】 每月26日,会员专属福利活动惊喜不断,月月有精彩。

Screenshots

Cigna & CMB4 screens
信美相互4 screens

Verdict

The call

The clearest difference is rating: Cigna & CMB at 1.8 against 信美相互's 1.0. Cigna & CMB also leads on ratings volume (9 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cigna & CMB holds the better App Store score, 1.8 against 1.0. Both are backed by a comparable volume of ratings — 9 and 2 respectively.

UpkeepUpdate frequency

Cigna & CMB ships an update monthly, 信美相互 every 6 weeks. The most recent releases landed on October 29, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Cigna & CMB versus 信美相互: the parameters behind the verdict, then further details
ParameterCigna & CMB信美相互
PriceFreeFree
Rating1.8 (9 ratings) — better1.0 (2 ratings)
Positive reviews20.0% of reviews—
Number of ratings9 — better2
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size173 MB113 MB
Age rating4+17+
Developer招商信诺人寿保险有限公司信美人寿相互保险社

Customer experience

Cigna & CMB

All ratings9 ratings
Positive11.1%
Neutral11.1%
Negative77.8%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

信美相互

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Cigna & CMB

No in-app purchases

None

信美相互

No in-app purchases

Questions

Is Cigna & CMB free?
Cigna & CMB is free to download, with no in-app purchases.
Is 信美相互 free?
信美相互 is free to download, with no in-app purchases.
Which has better reviews, Cigna & CMB or 信美相互?
Cigna & CMB is rated higher. Cigna & CMB averages 1.8 out of 5 from 9 ratings, while 信美相互 averages 1.0 from 2 ratings.
Do Cigna & CMB or 信美相互 have ads?
Neither Cigna & CMB nor 信美相互 shows ads.
Which is updated more often, Cigna & CMB or 信美相互?
Cigna & CMB ships an update monthly, and 信美相互 every 6 weeks. Most recently, Cigna & CMB was updated on October 29, 2026 and 信美相互 on October 11, 2026.

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