Cigna & CMB vs 信美相互
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cigna & CMB
This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.
- Online insurance services
- Health management services
- Smart insurance advisor
- Policy and coverage analysis
- Personalized health services
- Family policy management
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【Cigna & CMB】,Formerly known as 【Perfect Life】 招商信诺APP(原“完美人生”),是招商信诺人寿保险有限公司官方APP,为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术,客户能够在平台上获得专业的投保建议,可视化的保单与保障分析,并收获个性化的健康管理服务! 【保单服务】 可快速查询保单详情、保障责任及相关权益,随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析,为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女,全家风险保障一目了然,帮助完成家庭保障规划。 【健康管理】 关心你,不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.
信美相互
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【关于信美】 信美人寿相互保险社是相互制人寿保险组织,运营资金11.76亿元,由蚂蚁集团、天弘基金、涌金集团、汤臣倍健等10家企业共同出资。遵循“会员利益至上”,围绕“数字科技+会员服务体系+康养”战略,为用户/会员提供适配产品、暖心服务。 【相互制特色】 ■ 在相互保险组织中,投保人既是组织的拥有者,又是服务对象;投保人购买一年期以上产品即为会员,依法共参经营管理,享有盈余分配权。 ■ 相互保险组织与数字科技结合,降本增效,致力打造高性价比的普惠产品,以实现业务规模和客户数的快速增长。 ■ 信美会员享有“盈余分配权”,分享未来无限可能;符合条件还可申请“会员爱心救助账户”,提供现有保障外的双重呵护。 ——主要功能—— 【会员权益】 为会员提供以财富传承、医疗健康、会员活动为核心的分层权益体系,权益内容覆盖图文医生、电话医生、会员沙龙、会员生日福利等。 【健康服务】 优选健康和养老服务,贴心为会员解决康养烦恼。 【会员说】 这里是信美会员交流的小阵地,这里有信美的重磅新闻、众多福利,欢迎来分享你想分享的点点滴滴。 【更多服务】 APP服务一目了然,轻松一点,即可享受高效便捷的一站式服务,体验更流畅。 【会员日活动】 每月26日,会员专属福利活动惊喜不断,月月有精彩。
Screenshots
Verdict
The clearest difference is rating: Cigna & CMB at 1.8 against 信美相互's 1.0. Cigna & CMB also leads on ratings volume (9 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cigna & CMB holds the better App Store score, 1.8 against 1.0. Both are backed by a comparable volume of ratings — 9 and 2 respectively.
Cigna & CMB ships an update monthly, 信美相互 every 6 weeks. The most recent releases landed on October 29, 2026 and October 11, 2026 respectively.
| Parameter | Cigna & CMB | 信美相互 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (9 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 20.0% of reviews | — |
| Number of ratings | 9 — better | 2 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 173 MB | 113 MB |
| Age rating | 4+ | 17+ |
| Developer | 招商信诺人寿保险有限公司 | 信美人寿相互保险社 |
Customer experience
Cigna & CMB
信美相互
In-app purchases
Cigna & CMB
No in-app purchases
信美相互
No in-app purchases









