CBTbanking vs OnPath Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CBTbanking
Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Requires enrollment in online banking with Citizens Bank & Trust Co.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks remotely
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Start banking wherever you are with CBTbanking! Available to all Citizens Bank & Trust Co. online banking customers. CBTbanking allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits -Deposit checks while on the go.
OnPath Mobile
Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.
- Check balances and transaction history
- Remote check deposit
- Instant peer-to-peer payments with Zelle®
- Bill pay and scheduling
- Credit score access and improvement tips
- Connect external financial accounts
- Biometric login security
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Effortlessly manage your finances with the OnPath Mobile App. Enjoy the freedom of 24/7 access to your accounts. Key Features: • Check balances and transaction history across all your linked accounts, including checking, savings, and loans. • Deposit Checks with our Remote Deposit Capabilities. View account statements, download transaction history, and set up account alerts. • Send and receive money instantly with Zelle® for fast and secure peer-to-peer payments. • Pay bills with ease using our bill pay features, schedule payments, and manage recurring bills. • Access your credit score directly within the app and get personalized tips on how to improve your credit plus offers on great financial products tailored to you. • Make loan payments, view loan balances and due dates, and track your loan progress. • Connect and manage accounts from other banks and financial institutions in one. • Experience peace of mind with our advanced security features, including fingerprint or facial recognition login.
Screenshots
Verdict
The clearest difference is ratings volume: OnPath Mobile at 18K against CBTbanking's 4. CBTbanking's advantage is monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for CBTbanking against 4.9 for OnPath Mobile. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 4, so its average is the more settled of the two.
CBTbanking ships an update monthly, OnPath Mobile every 5 weeks. The most recent releases landed on September 27, 2026 and October 15, 2026 respectively.
| Parameter | CBTbanking | OnPath Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 4.9 (18K ratings) |
| Positive reviews | — | 84.1% of reviews |
| Number of ratings | 4 | 18K — better |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 155 MB | 128 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Bank & Trust Co Mobile | OnPath Federal Credit Union |
Customer experience
CBTbanking
OnPath Mobile
Bugs and requests
CBTbanking
Not enough reviews yet to summarise bugs or requests.
OnPath Mobile
Reported bugs
2 issues- App crashes on iPhone 6 and newer models
- Inconsistent account balance display between app and website
Requested features
3 requests- Ability to lock/unlock debit card from the app
- Integration with cryptocurrency accounts
- More detailed transaction history and budgeting tools
In-app purchases
CBTbanking
No in-app purchases
OnPath Mobile
No in-app purchases
Questions
Is CBTbanking free?
Is OnPath Mobile free?
Which has better reviews, CBTbanking or OnPath Mobile?
Do CBTbanking or OnPath Mobile have ads?
Which is updated more often, CBTbanking or OnPath Mobile?
Other comparisons
