Comparison

PayTraq Mobile vs U PAYm™ EMV

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayTraq Mobile

Features
Read full description

Get real-time access to all you business critical data and manage your business while you’re on the go with PayTraq Mobile. ALREADY A PAYTRAQ USER? Download this app and sign in with your PayTraq credentials. ABOUT PAYTRAQ Simple, understandable and effective cloud-based ERP software. All in one solution for online invoicing, billing, accounting & inventory management. PayTraq is the only software you need to run your business, in real time, quickly and efficiently. We'll give you more time to grow your business, no matter what industry you're in.

About

U PAYm™ EMV

Features
Read full description

Welcome to U PAYm™ EMV! U PAYm™ EMV is your mobile payment processing solution! Combined with our EMV card reader, U PAYm™ enables you to safely and securely accept card payments using your mobile phone anywhere you have an internet connection. U PAYm™ EMV is perfect for merchants who attend trade shows, markets, kiosks, stadiums, festivals, or those who host in-home parties, or make deliveries. Funds are available 24-48 hours after settlement. Features • Insert, swipe or key in card information • Email or print customer receipt • Customize receipts (return policy, promotions) • Pre-set sales tax and tips • Store, display and print transaction and settlement history • Quick void capability • Process returns • Perform settlements • Obtain a signature at the point of sale • Encrypt sensitive data at the point of swipe For customer service or technical support call (800) 260-3388 or email upay.support@ebluu.com.

Screenshots

PayTraq Mobile4 screens
U PAYm™ EMV4 screens

Verdict

The call

The clearest difference is iOS requirement: U PAYm™ EMV at 12.0 against PayTraq Mobile's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayTraq Mobile ships an update every 4 months, U PAYm™ EMV every 6 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard1 real difference · 5 level
PayTraq Mobile versus U PAYm™ EMV: the parameters behind the verdict, then further details
ParameterPayTraq MobileU PAYm™ EMV
PriceFreeFree
Update frequencyEvery 4 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size45 MB19 MB
Age rating4+4+
DeveloperPayTraq SIABluu, Inc.

In-app purchases

None

PayTraq Mobile

No in-app purchases

None

U PAYm™ EMV

No in-app purchases

Questions

Is PayTraq Mobile free?
PayTraq Mobile is free to download, with no in-app purchases.
Is U PAYm™ EMV free?
U PAYm™ EMV is free to download, with no in-app purchases.
Do PayTraq Mobile or U PAYm™ EMV have ads?
Neither PayTraq Mobile nor U PAYm™ EMV shows ads.
Which is updated more often, PayTraq Mobile or U PAYm™ EMV?
PayTraq Mobile ships an update every 4 months, and U PAYm™ EMV every 6 months. Most recently, PayTraq Mobile was updated on October 24, 2026 and U PAYm™ EMV on October 26, 2026.

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