PayTraq Mobile vs U PAYm™ EMV
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayTraq Mobile
Read full descriptionHide full description
Get real-time access to all you business critical data and manage your business while you’re on the go with PayTraq Mobile. ALREADY A PAYTRAQ USER? Download this app and sign in with your PayTraq credentials. ABOUT PAYTRAQ Simple, understandable and effective cloud-based ERP software. All in one solution for online invoicing, billing, accounting & inventory management. PayTraq is the only software you need to run your business, in real time, quickly and efficiently. We'll give you more time to grow your business, no matter what industry you're in.
U PAYm™ EMV
Read full descriptionHide full description
Welcome to U PAYm™ EMV! U PAYm™ EMV is your mobile payment processing solution! Combined with our EMV card reader, U PAYm™ enables you to safely and securely accept card payments using your mobile phone anywhere you have an internet connection. U PAYm™ EMV is perfect for merchants who attend trade shows, markets, kiosks, stadiums, festivals, or those who host in-home parties, or make deliveries. Funds are available 24-48 hours after settlement. Features • Insert, swipe or key in card information • Email or print customer receipt • Customize receipts (return policy, promotions) • Pre-set sales tax and tips • Store, display and print transaction and settlement history • Quick void capability • Process returns • Perform settlements • Obtain a signature at the point of sale • Encrypt sensitive data at the point of swipe For customer service or technical support call (800) 260-3388 or email upay.support@ebluu.com.
Screenshots
Verdict
The clearest difference is iOS requirement: U PAYm™ EMV at 12.0 against PayTraq Mobile's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayTraq Mobile ships an update every 4 months, U PAYm™ EMV every 6 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | PayTraq Mobile | U PAYm™ EMV |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | PayTraq SIA | Bluu, Inc. |
In-app purchases
PayTraq Mobile
No in-app purchases
U PAYm™ EMV
No in-app purchases








