My Net Worth vs Alterac Worth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Net Worth
Manually track your financial net worth by quickly updating your assets and liabilities. View historical data to understand how your finances change over time. This app provides a straightforward way to monitor your money without automatic web imports.
- Quickly update financial information
- Track money as it's spent
- View account history
- Simple net worth tracking
- Manual data entry
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This application allows users to keep track of their net worth with screens that allow you to quickly update information. You can use this application to keep track of your money as you spend it, and to view the history to see how the account has changed over time. Please Note: This application doesn't access any web sites to automatically import your account history. It's a simple, but effective, net worth tracking application.
Alterac Worth
Track your financial progress by adding assets and debts to visualize your net worth over time. Generate AI-powered reports, projections, and set goals to understand your financial journey better.
- AI Net Worth Reviews
- Net Worth Projections
- Goal Setting
- Asset and Liability Tracking
- Annual PDF Reports
- Customizable Charts and Statistics
- Home Screen Widgets
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Alterac Worth is a net worth tracker built to help you understand your financial progress over time. Add your assets, debts, and notes, then turn your history into charts, statistics, projections, goals, achievements, AI reviews, and annual reports. It is designed for people who want the benefits of a personal finance spreadsheet without having to maintain one. Track your net worth regularly, review how it changes, and see a clearer picture of where you stand. *** AI-powered insight *** Users can generate an AI Net Worth Review that analyzes their entry history and turns the numbers into an easy-to-read report. Use it to spot momentum, understand recent changes, and get practical next steps based on the data you have entered. *** Why it feels better *** • See your full financial picture - track assets, liabilities, and total net worth in one place • Understand your progress - charts and statistics help you see growth, volatility, and trends • Plan ahead - projection tools estimate where your net worth could be in the future • Work toward goals - set a target net worth amount and track progress over time • Group related accounts - use asset and liability tags for categories like Investments, Debt, Cash, or Real Estate • Stay motivated - achievements reward consistency, recovery, growth streaks, goals, backups, and milestones • Keep your data useful - import history, export backups, and monitor backup health *** Track what matters *** Each entry can include: • Entry date • Optional notes • Assets, such as cash, investments, home equity, vehicles, or custom categories • Liabilities, such as loans, credit cards, mortgage debt, or custom categories You can make a quick simple entry or add detailed assets and liabilities when you want deeper charts and reports. *** Insights beyond the basics *** Alterac Worth helps you understand your numbers from multiple angles: • Net worth change over time • Asset and liability breakdowns • Tag-based charts • Advanced statistics • Average and compound growth rates • Standard deviation • R-squared trend fit • Entry-to-entry change • Asset mix over time • Interactive chart values Users can also generate annual PDF reports with yearly highlights, net worth movement, achievements, goals, and detailed asset and liability context. *** System features *** Use Home Screen widgets, Lock Screen widgets, Shortcuts, Siri, Spotlight, and quick actions to keep Alterac Worth close to your everyday workflow. *** Free and Premium *** Alterac Worth includes free net worth tracking for up to 12 entries. Upgrade to Premium to unlock: • AI net worth reviews • Annual PDF reports • Net worth projections • Advanced statistics • Projection confidence with R-squared • Unlimited net worth entries • Asset and liability tracking charts • Asset and liability tags • Tag-based charts • Entry-to-entry change charts • Asset mix charts • Interactive chart values • Default chart date ranges • Custom Home sections • Import history • Export backups • Backup health tracking • Premium achievements • A 7-day free trial Premium is available as a monthly or yearly subscription. *** Who it is for *** • People who track net worth monthly or quarterly • Spreadsheet users who want something simpler on their phone • Anyone working toward financial independence • People paying down debt and building assets • Anyone who wants to understand their financial trend over time *** Legal *** Terms of Use: https://alteracsoftware.com/alterac-worth/terms-of-use Privacy Policy: https://alteracsoftware.com/alterac-worth/privacy-policy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Alterac Worth at 100% against My Net Worth's 54%. Alterac Worth also leads on ads (none vs shown) and update cadence (every 6 days vs every 6 weeks). My Net Worth's advantage is ratings volume (286 vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Net Worth sells 2 one-off in-app purchases and Alterac Worth sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.
Alterac Worth holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: My Net Worth has 286 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 54% of My Net Worth's written reviews are positive against 100% of Alterac Worth's.
My Net Worth ships an update every 6 weeks, Alterac Worth every 6 days. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.
| Parameter | My Net Worth | Alterac Worth |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (286 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 53.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 286 — better | 2 |
| Update frequency | Every 6 weeks | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 27.0 | 17.5 — better |
| Further details — not scored | ||
| Size | 5 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | T4 Software, Inc. | Alterac Software LLC |
Customer experience
My Net Worth
Alterac Worth
In-app purchases
My Net Worth
- Remove Ads$0.99
- Charting$1.99
Alterac Worth
- Premium Monthly7 Days trial$8.991 Month
- Premium Yearly7 Days trial$79.991 Year
Questions
Is My Net Worth free?
Is Alterac Worth free?
Which has better reviews, My Net Worth or Alterac Worth?
Do My Net Worth or Alterac Worth have ads?
Which is updated more often, My Net Worth or Alterac Worth?
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