Best 100 Envelope Challenge Apps

45+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

Looking for free 100 envelope challenge apps? 20 of our 45+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top 100 Envelope Challenge Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Saving Money ChallengeSaving Money ChallengeFree4.8★ (442)NoYesOct 2026
2100 Envelope Challenge100 Envelope ChallengeFree5.0★ (3)YesYesOct 2026
3Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesOct 2026
4100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoOct 2026
5Stash: Savings ChallengeStash: Savings ChallengeFree5.0★ (1)NoYesSep 2026
652 Weeks Money Challenge52 Weeks Money ChallengeFree4.8★ (168)YesYesOct 2026
7Sacred Save: Savings ChallengeSacred Save: Savings ChallengeFree—NoYesAug 2026
8No Spend: Money ChallengesNo Spend: Money ChallengesFree——NoAug 2026

Top Picks for 100 Envelope Challenge

Saving Money Challenge#1

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Editor's Choice
💰 Finance
4.8😐(442 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts
  • 👍 Fun and engaging saving method
  • 👍 Good for challenges like 100-day savings
  • 👍 Easy to manage
  • 👍 Digital envelope saving

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
  • 🐛 New update is problematic (hold down to register)
  • 👎 High cost/subscription fee
  • 👎 Not very customizable
  • 👎 Limited to one active challenge
  • 👎 Too many ads
  • 👎 Total saved amount is inaccurate
  • 👎 Cannot change currency
  • 👎 Subscription fee upon opening app
100 Envelope Challenge#2

100 Envelope Challenge by Ikuhei Kure

Let's Save $5,050 in 100 Days
Strong Contender
💰 Finance
5.0(3 ratings)
FreeAdsIn-App Purchases
100 Envelope Challenge screenshot 1
100 Envelope Challenge screenshot 2
100 Envelope Challenge screenshot 3
100 Envelope Challenge screenshot 4
100 Envelope Challenge screenshot 5

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Savings Challenge: Savvy Goals#3

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Worth Considering
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

More 100 Envelope Challenge apps to explore

FAQ about 100 Envelope Challenge

What are the best 100 envelope challenge apps for iPhone?
Saving Money Challenge tops our 100 envelope challenge apps ranking as of October 2026, with a 4.8-star average from 442 App Store ratings, and it's free to download.
Yes — 20 of the top 100 envelope challenge apps we rank are free to download, including Saving Money Challenge and 100 Envelope Challenge.
Saving Money Challenge has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 45+ 100 envelope challenge apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.