Best Cedis Pay Apps

2.7(23 ratings)

Free

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

myghpay by GUARANTY TRUST BANK GHANA LTD

Strong Contender

4.7😐(317 ratings)

Free

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

What We Love

👍 Easy and convenient to access
🚀 Fast and reliable for payments
👍 User-friendly and simple interface
👍 Cheapest transaction fees
👍 Less charges, easy to transfer
👍 Good and trusted
👍 Payments made easy
👍 Reliable and simple to use
👍 Very fast and convenient
👍 Great app, makes life easier
👍 Best mobile banking app in Ghana

Room to Improve

🐛 Transactions stuck on pending
🐛 Deducted money not reflected
🐛 Scam app allegations
❌ No support available
🐛 App acting funny
🐛 Auto sign-out issues
🐛 App only works with GT Bank card
🐛 No Visa debit section for payment
🐛 Cannot go back after clicking buy airtime
🐛 App crashes on opening
🐛 Pending transactions, no refund

rapid! Pay by Green Dot Corporation

rapid! Access PayCard OnDemand

Worth Considering

4.5😞(195K ratings)

Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

What We Love

🚀 Instant deposits
💡 Savings account feature
👍 Convenient for getting paid
🔒 Secure with fingerprint login

Room to Improve

🐛 App crashes and login issues
⏱️ Inconsistent and delayed fund availability
🤖 Poor customer service and language barriers
💳 Outdated card with no chip or mobile wallet support

More Cedis Pay apps to explore

Fidelity FastLoan

by Fidelity Bank Plc

Instant micro loan disbursementLoan repayment optionsNo documentation required

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

(29)

Dayforce Wallet: On-demand Pay

Get paid as you earn.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

(58K)

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Instant wage accessAvoid payday loansOverdraft prediction

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

free with in-app purchases

(40K)

8th Pay Calc - Projection

Your money, when you need it

On-demand wage accessEarly access to earned paySet savings goals

Access your earned wages early, even before payday. This app allows you to electronically receive tips and draw from your pay on demand. It also offers tools for financial management, including savings goals and spending tracking.

free with in-app purchases

(234)

Paytend Pay

by PAYTEND EUROPE UAB

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments

Access pay before payday

Fee-free wage accessReal-time earnings accessBill payment

Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.

(10K)

CedisPay Financial Budget App

Financial Wellbeing Platform

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off

On-demand earned wage access

Access earned wages between paydaysInstant fund transfersFinancial wellness tools

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

Live The Life You Earned

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

(17K)

Prestmit: Gift Cards & Coins

Gift Card Redeem App & Coins

Buy and sell gift cardsConvert airtime to cashPay electricity and cable bills

Easily buy and sell gift cards in various currencies, convert airtime to cash, and pay bills. Earn points on transactions and enjoy competitive rates for all your financial needs.

(7.4K)

Business payments made simple

Lopay: Payments & POS

Accept payments via app or card readerCustomer tipping optionTeam member management

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Earnifi: Early Pay. Fast Money

Up to $500, Early Wage Access

Access earned wages earlyFast cash advancesInstant pay option

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

free with in-app purchases

(2.8K)

MasterPass Scan to Pay

by Ukheshe Technologies (Pty) Ltd

Scan and pay QR codesSecurely add bank cardsPay bills and online purchases

Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.

(4)