Best Cedis Pay Apps

137+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our cedis pay list covers 137+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Cedis Pay

CediPay#1

CediPay by NEW-CEDIPAY GHANA LIMITED

Editor's Choice
💰 Finance
2.7(23 ratings)
Free
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A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

myghpay#2

myghpay by GUARANTY TRUST BANK GHANA LTD

Strong Contender
💰 Finance
4.7(317 ratings)
Free
myghpay screenshot 1
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This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Fidelity FastLoan#3

Fidelity FastLoan by Fidelity Bank Plc

Worth Considering
💰 Finance
2.4(29 ratings)
Free
Fidelity FastLoan screenshot 1
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This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

More Cedis Pay apps to explore

4
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
5
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(28)
free with in-app purchases
6
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
7
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(182K)
free
8
ImmediatePay
ImmediatePay
ImmediatePay
On-demand earned wage access
Free

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

Access earned wages between paydaysInstant fund transfersFinancial wellness tools
💰 Finance
(6.7K)
free
9
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
💰 Finance
(17K)
free
10
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2K)
free with in-app purchases
11
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(53K)
free
12
Prestmit: Gift Cards & Coins
Prestmit: Gift Cards & Coins
Prestmit: Gift Cards & Coins
Gift Card Redeem App & Coins
Free

Easily buy and sell gift cards in various currencies, convert airtime to cash, and pay bills. Earn points on transactions and enjoy competitive rates for all your financial needs.

Buy and sell gift cardsConvert airtime to cashPay electricity and cable bills
💰 Finance
(7.2K)
free
13
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Access quick cash with this app, allowing you to borrow between £100 and £1000. It connects you with top UK lenders through a simple form, matching you to the most suitable loan provider.

Borrow £100 to £1000Connects with top UK lendersSimple application form
💰 Finance
(851)
free
14
Max Loan
Max Loan
Max Loan
by Malay Patel
Free

Manage all your loans, including home, car, and personal loans, in one place. View loan details, check installments, and access amortization tables. Edit loan information and perform other management tasks.

Track all loan typesView loan detailsCheck installment payments
💰 Finance
(1)
free
15
Lopay: Payments & POS
Lopay: Payments & POS
Lopay: Payments & POS
Business payments made simple
Free

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

Accept payments via app or card readerCustomer tipping optionTeam member management
💼 Business
(268)
free
16
Paycor Mobile
Paycor Mobile
Paycor Mobile
by Paycor, Inc
Free

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
💼 Business
(34K)
free
17
FA Pay
FA Pay
FA Pay
Calculate pay the easy way!
Free

Easily calculate confusing holiday pay and determine if extra shifts are financially beneficial. This app simplifies complex pay calculations, helping you maximize earnings, especially around your birthday.

Holiday pay calculationShift profitability analysisBirthday pay maximization reminder
💰 Finance
(34)
free with in-app purchases
18
Pronto Pay Earned Wage Access
Pronto Pay Earned Wage Access
Pronto Pay Earned Wage Access
Your money, as you earn it!
Free

Access earned wages instantly without waiting for payday. This convenient app provides a fair and honest way to get your money when you need it, directly from your mobile device.

Access wages instantlyNo waiting for paydayConvenient mobile app
💰 Finance
(27)
free
19
Fuego: On-Demand Pay
Fuego: On-Demand Pay
Fuego: On-Demand Pay
Your money, when you need it
Free

Access your earned wages early, even before payday. This app allows you to electronically receive tips and draw from your pay on demand. It also offers tools for financial management, including savings goals and spending tracking.

On-demand wage accessEarly access to earned paySet savings goals
💰 Finance
(158)
free with in-app purchases
20
CEC Bank Mobile Banking
CEC Bank Mobile Banking
CEC Bank Mobile Banking
by CEC BANK S.A.
Free

Manage your finances on the go with this mobile banking app. Perform instant payments, transfers, and view your complete financial situation. Access accounts from other banks and pay bills and taxes directly from your phone.

Instant paymentsSend/request money by phone numberOpen banking integration
💰 Finance
(121)
free