Best Expense Chat Tracker Apps

78+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated August 2026

Looking for free expense chat tracker apps? 20 of our 78+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Expense Chat Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Expense Chat TrackerExpense Chat TrackerFreeNoNoMay 2026
2MoneyChat: Expense TrackerMoneyChat: Expense TrackerFree was $1.995.0★ (5)YesYesAug 2026
3Clean Expense: Budget TrackerClean Expense: Budget TrackerFreeNoNoJun 2026
4SplitCircle AI Expense TrackerSplitCircle AI Expense TrackerFreeNoYesAug 2026
5Gabet: AI Expense TrackerGabet: AI Expense TrackerFree5.0★ (1)NoYesJun 2026
6Piere: Budget, Save, PlanPiere: Budget, Save, PlanFree4.4★ (726)YesYesAug 2026
7ChatBudget- AI Expense TrackerChatBudget- AI Expense TrackerFreeNoYesJul 2026
8SPENDI: AI Expenses TrackerSPENDI: AI Expenses TrackerFreeNoYesJun 2026

Top Picks for Expense Chat Tracker

MoneyChat: Expense Tracker#2

MoneyChat: Expense Tracker by So Wonderful Apps, LLC

AI budget & spending log
Strong Contender
💰 Finance
5.0(5 ratings)
FreeAdsIn-App Purchases
MoneyChat: Expense Tracker screenshot 1
MoneyChat: Expense Tracker screenshot 2
MoneyChat: Expense Tracker screenshot 3
MoneyChat: Expense Tracker screenshot 4
MoneyChat: Expense Tracker screenshot 5
MoneyChat: Expense Tracker screenshot 6

Effortlessly manage your finances with an AI-powered chat interface. Track expenses, organize bills, and set budgets with smart recommendations and visual insights. Supports over 110 currencies and cryptocurrencies.

More Expense Chat Tracker apps to explore

4
SplitCircle AI Expense Tracker
SplitCircle AI Expense Tracker
SplitCircle AI Expense Tracker
AI Chat. Budgets. Receipts.
Free
💰 Finance
(0)
5
Gabet: AI Expense Tracker
Gabet: AI Expense Tracker
Gabet: AI Expense Tracker
Just Chat. Auto-Categorized.
Free

Effortlessly track your spending by chatting with an AI assistant. Log expenses, scan receipts, and gain personalized financial insights with automatic categorization and budget alerts. Manage shared expenses with groups and access reports.

Chat to log expensesAI-powered automatic categorizationReceipt scanning
💰 Finance
(1)
freemium
6
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Self-driving money & AI chat
Free

This app automates your budget and savings by analyzing your finances to create a personalized plan. It then automatically moves money between your connected accounts to help you reach your financial goals, whether it's building wealth, reducing debt, or covering expenses.

Automated budgetingPersonalized financial roadmap (MyPlan™)Automatic money transfers (Moves)
💰 Finance
(726)
free with in-app purchases
7
ChatBudget- AI Expense Tracker
ChatBudget- AI Expense Tracker
ChatBudget- AI Expense Tracker
by OSNNOVA VENTURES PTE. LTD.
Free
💰 Finance
(0)
8
SPENDI: AI Expenses Tracker
SPENDI: AI Expenses Tracker
SPENDI: AI Expenses Tracker
Chat. Snap. Budget. Done.
Free
💰 Finance
(0)
9
DrakeAI - Expense Tracker
DrakeAI - Expense Tracker
DrakeAI - Expense Tracker
AI Expense Tracker & Budget
Free

Effortlessly track expenses using natural language input or receipt scanning. Gain insights into spending habits with AI-powered analytics and manage shared group expenses. Log transactions in seconds without manual data entry.

Chat-based expense loggingReceipt scanning with OCRSpending analytics by category
💰 Finance
(5)
free
10
Mokie - AI Expense Tracker
Mokie - AI Expense Tracker
Mokie - AI Expense Tracker
by DANG KHO VO
Free
💰 Finance
(0)
11
Hano: Family Budget Tracker
Hano: Family Budget Tracker
Hano: Family Budget Tracker
AI family budget & expenses
Free
💰 Finance
(0)
12
TimeGo
TimeGo
TimeGo
by TIMEGO LLC
Free

This app facilitates employee time tracking, checkpoint patrols via NFC, QR codes, or GPS, and allows for custom form completion and document uploads. It streamlines communication and request submissions for businesses, promoting a paperless workflow.

Shift/job time trackingNFC/QR/GPS checkpoint patrolsCustom form filling
💼 Business
(2)
free
13
CashChat AI
CashChat AI
CashChat AI
AI Finance Chat & Tracker
Free

This personal finance app uses AI to help you manage your money through natural language conversations. Get personalized coaching, track your budget in real-time, and make informed financial decisions with AI-generated insights.

Chat-based financial queriesPersonalized AI coachingReal-time budget tracking
💰 Finance
(1)
freemium
14
Kirokuto: AI Budget Tracker
Kirokuto: AI Budget Tracker
Kirokuto: AI Budget Tracker
Track expenses by chatting
Free

Effortlessly track your expenses by simply chatting with an AI. This app organizes your spending, monitors savings goals, and provides personalized insights to help you build better financial habits. Enjoy a clean interface designed for consistent money management.

AI chat expense loggingAutomated expense organizationSavings goal tracking
💰 Finance
(0)
free with in-app purchases
15
Expense Tracker - Cash Chat
Expense Tracker - Cash Chat
Expense Tracker - Cash Chat
cash,capture invoice,spending
Free
💰 Finance
(0)
16
Floosy
Floosy
Floosy
AI-Powered Expense Tracking
Free
💰 Finance
(0)
17
Smira - Smart Expense Tracker
Smira - Smart Expense Tracker
Smira - Smart Expense Tracker
Budget, Save & Chat With Money
Free
💰 Finance
(0)
18
LP Mobile Employee
LP Mobile Employee
LP Mobile Employee
by LaborPay LLC
Free

This app streamlines human capital operations by allowing employees to clock in/out from job sites, track work hours, and view schedules. It offers features like mobile tracking, push notifications for shifts, and payroll information access.

Mobile time clockingEmployee schedulingShift reminders
💼 Business
(4)
free
19
Qash: AI Budgeting via Chat
Qash: AI Budgeting via Chat
Qash: AI Budgeting via Chat
AI Budgeting via Chat
Free

Effortlessly track expenses by simply texting them. This AI-powered app automatically categorizes your spending and income, provides monthly reports, and helps you manage budgets with real-time alerts. It also handles recurring transactions and syncs data across your devices.

Chat-style expense inputAI auto-categorizationMonthly spending reports
💰 Finance
(0)
freemium
20
Kasso — AI-трекер расходов
Kasso — AI-трекер расходов
Kasso — AI-трекер расходов
Учёт денег через чат
Free

Effortlessly track your expenses by speaking, typing, or snapping photos of receipts. This app prioritizes your privacy by processing all financial data directly on your device, ensuring your spending details never leave your phone. Get instant insights into your spending habits with customizable dashboards and budget alerts.

Expense tracking via chat, voice, or receipt photosOn-device data processing for maximum privacyAI-powered spending analysis and insights
💰 Finance
(1)
freemium

FAQ about Expense Chat Tracker

Are there free expense chat tracker apps for iPhone?
Yes — 20 of the top expense chat tracker apps we rank are free to download, including Expense Chat Tracker and MoneyChat: Expense Tracker.
Expense Chat Tracker has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 78+ expense chat tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.