Best Expense Tracking App Alternative

16+ iOS apps curated and reviewed

4.9 avg rating

14 free apps

Updated September 2026

Finding the right expense tracking app alternative can be overwhelming with so many options. We've analyzed 16+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Expense Tracking App Alternative (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Table Notes Spreadsheet Excel	Free	4.7★ (101)	No	Yes	Oct 2026
2	Hando: Co-Parenting & Custody	Free	—	Yes	Yes	Sep 2026
3	Daily expense tracker: Moneymi	Free	—	No	Yes	May 2026
4	Reign: Budget & Expense Log	Free	5.0★ (7)	No	No	Jul 2026
5	Expense Tracker: Money Oracle	Free	5.0★ (1)	No	Yes	Sep 2026
6	Penno — Budget & Debt Tracker	Free	—	No	Yes	Sep 2026
7	Vera Money	Free	4.4★ (16)	Yes	No	Sep 2026
8	PiggyBank: Budget & Money	Free	5.0★ (4)	No	Yes	Jul 2026

Top Picks for Expense Tracking App Alternative

Table Notes Spreadsheet Excel by Vivek Agarwal

Sheets Excel Lio alternative

Editor's Choice

💼 Business

4.7(101 ratings)

FreeIn-App Purchases

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Organize and manage data with this portable spreadsheet and note-taking tool. Collaborate in real-time, import/export files, and utilize AI-driven features for efficient data entry and analysis. Ideal for businesses, freelancers, and students.

Hando: Co-Parenting & Custody by Tapnetic LLC

Shared Calendar, Task Tracker

Strong Contender

📊 Productivity

0.0(0 ratings)

FreeAds

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Daily expense tracker: Moneymi by Simone Bruziches

Income money manager budget

Worth Considering

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

Daily expense tracker: Moneymi screenshot 1

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More Expense Tracking App Alternative apps to explore

Reign: Budget & Expense Log

Log Instantly. 100% Private.

Free

Effortlessly track your spending the moment you make a purchase. This app streamlines expense logging with instant, pre-filled entries via tap-to-pay, making budgeting simple and private.

Instant expense logging with tap-to-payManual expense entry in secondsPrivacy mode to hide financial data

💰 Finance

(7)

free

Expense Tracker: Money Oracle

Finance, Spending & Savings

Free

This app connects to your bank accounts to track spending, categorize purchases, and forecast your future balance up to 12 months ahead. It provides alerts for upcoming bills and budget limits, helping you manage your finances proactively.

Automatic bank account syncingTransaction categorizationBill and subscription tracking

💰 Finance

(1)

free with in-app purchases

Penno — Budget & Debt Tracker

No Bank. No Cloud. Offline.

AI money coach and checking

Free

This AI-powered personal finance app provides clear guidance on safe spending, tracks expenses effortlessly, and helps you achieve savings goals. It offers 24/7 financial support and bill reminders without selling your data.

AI-powered spending guidanceAutomated budget trackingSavings goal setting and progress tracking

💰 Finance

(16)

free with in-app purchases

PiggyBank: Budget & Money

Budgeting, Savings & Net Worth

Free

This personal finance app helps you track net worth, manage budgets, and achieve savings goals. Connect over 12,000 financial institutions or add manual assets for a real-time overview of your money. Features automatic categorization, bill reminders, and customizable savings buckets.

Track net worth across 12,000+ financial accountsCreate and manage budgets with spending categoriesSet and track progress towards savings goals

Split Bills, Settle Instantly

Effortlessly manage shared expenses with AI-powered insights and real-time synchronization. Track, split, and settle debts among friends, for trips, or with roommates without the stress of messy spreadsheets.

AI-powered financial insightsReal-time expense trackingEffortless debt settlement

💰 Finance

(2)

free with in-app purchases

Sprout: Finance Companion

Money Tracker & Spending Coach

Free

💰 Finance

(0)

Xpensplit - Settle Bills

Split Expenses & Track Groups

Effortlessly track and split shared expenses for trips, roommates, or group events. Seamlessly integrate with popular payment apps to settle debts quickly and avoid awkward conversations.

Log group expensesSplit bills instantlySettle up with payment apps

💰 Finance

(2)

free

MileageTrackker: Tax & Mileage

AutoMileage Log for Tax Saving

Free

📊 Productivity

(0)

Spendwise: Money Manager

Private Money & Budget Manager

$0.99

💰 Finance

(0)

Foldly — Envelope Budgeting

FAQ about Expense Tracking App Alternative

What is the best expense tracking app alternative for iPhone?

Table Notes Spreadsheet Excel tops our expense tracking app alternative ranking as of September 2026, with a 4.7-star average from 101 App Store ratings, and it's free to download.

Are there free expense tracking app alternative for iPhone?

Yes — 14 of the top expense tracking app alternative we rank are free to download, including Table Notes Spreadsheet Excel and Hando: Co-Parenting & Custody.

Does Table Notes Spreadsheet Excel have ads or in-app purchases?

Table Notes Spreadsheet Excel has no ads and offers in-app purchases, according to its App Store listing as of September 2026.

How many expense tracking app alternative are on the App Store?

We track 16+ expense tracking app alternative on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.