Best Free Bill Tracking Apps

241+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Whether you're new to free bill tracking or looking for an upgrade, our curated collection of 241+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Free Bill Tracking Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (24K)NoYesAug 2026
2BillLoop - Payment TrackerBillLoop - Payment TrackerFreeNoYesJul 2026
3Bill Keeper: Bill RemindersBill Keeper: Bill RemindersFree5.0★ (1)NoNoJul 2026
4Billiant: AI Bill TrackerBilliant: AI Bill TrackerFree4.7★ (353)NoNoJul 2026
5Bill Organizer + RemindersBill Organizer + RemindersFree4.9★ (272)NoYesAug 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
7Bills ManagerBills ManagerFree4.8★ (8K)YesYesAug 2026
8Bill Tracker ProBill Tracker ProFree4.6★ (4.8K)NoYesAug 2026

Top Picks for Free Bill Tracking

Bills Organizer & Reminder#1

Bills Organizer & Reminder by Dennis Kruta

Bill Manager and Bill Monitor
Editor's Choice
💰 Finance
4.7😊(24K ratings)
FreeIn-App Purchases
Bills Organizer & Reminder screenshot 1
Bills Organizer & Reminder screenshot 2
Bills Organizer & Reminder screenshot 3
Bills Organizer & Reminder screenshot 4
Bills Organizer & Reminder screenshot 5

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

What We Love

  • 👍 Simple and easy to use
  • 💡 Helpful for staying on top of bills
  • 🚀 Efficient bill tracking and reminders
  • 🔒 No need to link bank accounts

Room to Improve

  • 🔒 Limited to 5 bills in free version
  • 🐛 Crashes and glitches for some users
  • 🔒 Ads in paid version
Bill Keeper: Bill Reminders#3

Bill Keeper: Bill Reminders by Race Young

Never miss a bill again
Worth Considering
📊 Productivity
5.0(1 ratings)
Free
Bill Keeper: Bill Reminders screenshot 1
Bill Keeper: Bill Reminders screenshot 2
Bill Keeper: Bill Reminders screenshot 3
Bill Keeper: Bill Reminders screenshot 4
Bill Keeper: Bill Reminders screenshot 5
Bill Keeper: Bill Reminders screenshot 6

This app helps you manage and remember important bills before they are due. It allows you to add recurring expenses, set up custom reminders, and sync with your calendar to ensure no payment is missed. Stay organized with a clean interface designed for busy individuals.

More Free Bill Tracking apps to explore

4
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Bill tracker and organiser
Free

Automatically detect and organize bills from your email inbox. Get timely reminders to avoid late fees and visualize your spending with insightful charts. Search your bill history and manage recurring expenses with ease.

Automatic bill detection from emailSmart bill categorizationBill due date reminders
💰 Finance
(353)
free
5
Bill Organizer + Reminders
Bill Organizer + Reminders
Bill Organizer + Reminders
Never miss a due date
Free

This app helps you manage your bills and payments, ensuring you never miss a due date. It offers bill tracking, timely payment reminders, and insightful spending reports. Data syncs across devices via iCloud.

Bill trackingPayment remindersSpending reports
💰 Finance
(272)
free with in-app purchases
6
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
7
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Monthly bill listCalendar viewPast due and upcoming bills overview
💰 Finance
(8K)
free with in-app purchases
8
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Reminder, Expense Tracker
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
💰 Finance
(4.8K)
subscription
9
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(377K)
free with in-app purchases
10
BillOut - Bill Tracker
BillOut - Bill Tracker
BillOut - Bill Tracker
Organizer, Reminder & Manager
Free

Easily track all your bills in one place and receive timely reminders before due dates. This app helps you budget effectively, reduce financial stress, and manage shared expenses with customizable notifications and a clear calendar view.

Bill tracking and organizationCustomizable due date remindersShared bill management
💰 Finance
(260)
free with in-app purchases
11
Bill Organizer
Bill Organizer
Bill Organizer
bills pay reminder & tracker
Free

Manage and forecast your monthly bills with reminders and payment scheduling. Track expenses by category, view graphical reports, and get notified of upcoming due dates. Share bills with members and protect your financial data with a passcode.

Bill reminders and payment schedulingExpense categorizationGraphical budget reports
💰 Finance
(4.9K)
subscription
12
Bill Tracker Cal
Bill Tracker Cal
Bill Tracker Cal
Simple Bill Tracker
Free

Manage your bills effortlessly with this straightforward utility. Quickly add recurring or one-time bills, view monthly overviews, and easily edit or delete entries. Stay organized and stress-free by paying on time.

Add new bills easilySet recurring or one-time billsMonthly bill overview
🔧 Utilities
(0)
free
13
SimpleBills for Residents
SimpleBills for Residents
SimpleBills for Residents
SimpleBills
Free

Manage your utility bills with ease. Track usage, view past bills, and pay on the go. This app helps you stay on top of your utility costs and build good credit by ensuring timely payments.

Pay utility billsManage payment methodsTrack utility usage and costs
💰 Finance
(35)
free
14
Bill, Money Tracker: Organizer
Bill, Money Tracker: Organizer
Bill, Money Tracker: Organizer
Expense & Subscription Manager
Free

Never miss a payment with this bill organizer. Track all your bills, set customizable reminders, and manage your finances effortlessly. It securely stores your financial data and offers offline functionality.

Customizable bill remindersTrack monthly billsSimple and intuitive design
💰 Finance
(11)
free
15
EZ Bill Organizer & Tracker
EZ Bill Organizer & Tracker
EZ Bill Organizer & Tracker
Bill Calendar & Bill Reminder
Free

Manage your bills with a clean, intuitive interface. Track payments, monitor account balances, and receive timely reminders to avoid late fees. Securely store your data locally or sync across devices.

Modern iOS DesignCalendar View with Bill StickersColor-coded Bill Cards
💰 Finance
(31)
free
16
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
17
Soger Bill Tracker
Soger Bill Tracker
Soger Bill Tracker
Recurring payments, made clear
Free
💰 Finance
(0)
18
Pay Alert: Bill & Loan Tracker
Pay Alert: Bill & Loan Tracker
Pay Alert: Bill & Loan Tracker
Rent, Bill & Payment Reminder
Free

Never miss a payment again with this powerful bill reminder and tracker. Organize all your recurring expenses, from loans and rent to subscriptions, in one place. Get smart notifications and track your payment history with ease, even offline.

Smart recurring remindersCustomizable notification schedulesAll-in-one bill organizer
💰 Finance
(0)
free with in-app purchases
19
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
20
Bills Due Tracker
Bills Due Tracker
Bills Due Tracker
Payment Reminders & Planner
Free

Easily manage all your recurring expenses like rent, utilities, and subscriptions. Get smart reminders and view bills by pay period to stay organized and avoid late payments. Offers a simple, private tracking experience without linking bank accounts.

Smart bill remindersCalendar viewPaycheck planner
💰 Finance
(3)
free with in-app purchases

FAQ about Free Bill Tracking

What are the best free bill tracking apps for iPhone?
Bills Organizer & Reminder tops our free bill tracking apps ranking as of July 2026, with a 4.7-star average from 24K App Store ratings, and it's free to download.
Bills Organizer & Reminder has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 241+ free bill tracking apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track and manage all your bills in one central location. It provides dashboard views of approaching bills, sends timely payment reminders before due dates, and allows you to mark bills as paid directly from notifications, preventing late fees and penalties.
Key features include various views like Upcoming Bills, Paid Bills, Accounts, and Calendar View. You can set up recurring and one-time bills, receive reminders even when the app is closed, analyze spending with charts, and secure your data with passcode or biometric authentication.