Best Free Monthly Budget Tracker Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free free monthly budget tracker apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Monthly Budget Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
2Monthly: Budget PlannerMonthly: Budget PlannerFree4.7★ (13)NoNoAug 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
4Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
5Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
6Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesSep 2026
7Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesSep 2026
8Budgeter: Budget TrackerBudgeter: Budget TrackerFreeNoNoAug 2026

Top Picks for Free Monthly Budget Tracker

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#58in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Monthly: Budget Planner#2

Monthly: Budget Planner by Arno Richter

Subscriptions, Rent & Payments
Strong Contender
💰 Finance
4.7(13 ratings)
Free
Monthly: Budget Planner screenshot 1
Monthly: Budget Planner screenshot 2
Monthly: Budget Planner screenshot 3
Monthly: Budget Planner screenshot 4
Monthly: Budget Planner screenshot 5

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#10in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches

More Free Monthly Budget Tracker apps to explore

4
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
5
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.8K)
free
6
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
7
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
8
Budgeter: Budget Tracker
Budgeter: Budget Tracker
Budgeter: Budget Tracker
Your personal monthly budgeter
Free

This app helps you plan and track your monthly spending across custom categories. It provides a clear overview of your budget, highlights overspending, and offers a simple, distraction-free way to manage your money manually.

Monthly budget planning by categoryTrack actual spendingView remaining budget
💰 Finance
(0)
free
9
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
10
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Bdgt - Monthly Budget Tracker
Simple Expense & Money Tracker
Free
💰 Finance
(0)
11
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
Dot: Daily Budget Tracker
by Ravi Palwe
Free

This app helps you manage your daily spending by setting a budget and logging expenses. It offers a simple, habit-forming way to track your finances with a visual budget indicator and historical review. All your data remains private on your device.

Daily spending limit settingExpense logging with categoriesVisual budget circle indicator
💰 Finance
(1)
free
12
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
13
BudgetTrackerForUs
BudgetTrackerForUs
BudgetTrackerForUs
by Tharun Kumar Bethi
Free
💰 Finance
(0)
14
Plan Personal Budget
Plan Personal Budget
Plan Personal Budget
Track Budget Monthly
Free
💰 Finance
(0)
15
(Simple)Finance Budget Tracker
(Simple)Finance Budget Tracker
(Simple)Finance Budget Tracker
Personal Finance Tracker
Free
💰 Finance
(0)
16
SumDay: Monthly Budget
SumDay: Monthly Budget
SumDay: Monthly Budget
Daily Limit & Money Tracker
Free
💰 Finance
(0)
17
Home-Funds: Budget Tracker
Home-Funds: Budget Tracker
Home-Funds: Budget Tracker
Private Home Finance Planner
Free
💰 Finance
(0)
18
Jot: Private Budget Tracker
Jot: Private Budget Tracker
Jot: Private Budget Tracker
Private Spending and Budgets
Free
💰 Finance
(0)
19
MoneyMind: Budget Tracker App
MoneyMind: Budget Tracker App
MoneyMind: Budget Tracker App
Track Spending & Save More
Free
💰 Finance
(0)
20
SubTrack: Cost Tracker
SubTrack: Cost Tracker
SubTrack: Cost Tracker
by Tarrence Egbert
Free
🎬 Entertainment
(0)

FAQ about Free Monthly Budget Tracker

What are the best free monthly budget tracker apps for iPhone?
Budget app - spending tracker tops our free monthly budget tracker apps ranking as of September 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 249+ free monthly budget tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.