Best Hipay Apps

48+ iOS apps curated and reviewed

3.6 avg rating

20 free apps

Updated September 2026

hipay is the household name in hipay, but it's far from the only option. We track 48+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Hipay Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	hipay	Free	4.1★ (16)	No	No	Sep 2026
2	hipayiq	Free	5.0★ (1)	No	No	May 2026
3	HiPay Wallet	Free	—	No	No	May 2026
4	monpay	Free	3.6★ (106)	No	No	Sep 2026
5	Toki	Free	3.6★ (110)	No	No	Sep 2026
6	SocialPay	Free	3.7★ (77)	No	No	Sep 2026
7	Storepay	Free	4.6★ (129)	No	No	Sep 2026
8	М bank	Free	3.7★ (62)	No	No	Sep 2026

Top Picks for Hipay

hipay by High Payment Solutions LLC

Update your lifestyle

Editor's Choice

🌟 Lifestyle

4.1(16 ratings)

Free

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

hipayiq by Avraz Ibrahim

Strong Contender

🔧 Utilities

5.0(1 ratings)

Free

This app allows users to open an account within its store to access exclusive offers. Discover a diverse selection of products available for purchase.

HiPay Wallet by BitGrid Technology Limited

Worth Considering

🔧 Utilities

0.0(0 ratings)

Free

More Hipay apps to explore

monpay

by Mobicom Corporation LLC

Free

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

Simple, secure, and fast transactionsFlexible loan termsDark mode

This app aims to understand users' daily lifestyles and provide necessary services digitally. It offers a simple, reliable, fast, and innovative super app designed for everyone's future lifestyle.

Digital service accessLifestyle understandingSimple interface

Mongolia's payment service

Free

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

Money transfer by phone numberVoice-to-text transaction technologyCustomizable app themes

Buy now, Pay later Mongolia

Free

This app allows users to make purchases from over 8,000 stores and services with flexible payment options. You can split payments for purchases over 100,000 MNT into up to 6 installments with no interest or fees. Earn token rewards for timely payments.

Interest-free installment paymentsUp to 6 payment installmentsAccepted at over 8,000 stores

A next-generation, branchless digital bank that redefines traditional banking services. It aims to build an environment supporting individual financial health through innovative products and services.

Branchless digital bankingRedesigned traditional banking servicesSupports individual financial health

Manage your Unitel, Univision, and Home Internet services with ease. Access detailed usage information, make payments, purchase and gift data/minute packages, and utilize U-Point rewards. Supports various payment methods including TokiPay, SocialPay, and bank cards.

Detailed usage informationPayment and billingData and minute package management

by Mongolian United Credit NBFI Limited Liability Company

Free

This fintech app offers digital lending services, saving you time and effort. It quickly assesses your credit eligibility to provide digital loans.

Digital lending servicesTime and effort savingQuick credit eligibility assessment

This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.

Secure online, in-app, and in-store paymentsDigitalize loyalty and rewards cardsConnect any bank payment card

by CENTRAL EXPRESS CVS LLC

Free

This app allows users to collect loyalty points and enjoy various discounts and promotions when shopping at a 24-hour convenience store chain. It also provides information on new store locations, helps find nearby branches, and delivers timely updates on new products and promotions.

Loyalty point collectionExclusive discounts and promotionsFind nearby store locations

🛍️ Shopping

(35)

free

YOUGotaGift - Gift Cards

Spreading Happiness

Free

Send personalized eGift cards from top brands across the Middle East. Celebrate friends and special occasions with instant digital delivery via email or SMS.

Online eGift card mallSend prepaid eGift cardsPersonalize gift cards

by General Department of Taxation, Mongolia

Free

This app allows users to register receipts via QR code, DDT, or lottery number. It provides real-time information on VAT refunds and lottery winnings, and helps manage purchases and view price comparisons for essential goods and medicines.

Register receipts via QR, DDT, or lottery numberReal-time VAT refund and lottery prize informationTrack lottery draw dates and prize details

Text, audio and video calls

Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums

🌐 Social Networking

(14M)

free with in-app purchases

Ard

by Ard Financial Group

Free

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

Global account accessView balances and historyFund transfers

by United Alliance LLC

Free

This app is a unified loyalty program that rewards loyal customers with points for purchases. Collect points from participating businesses and redeem them for discounts or special offers. Access exclusive deals, coupons, and challenges directly through the application.

Earn points on purchasesRedeem points at partner businessesExclusive discounts and coupons

This app provides online loan and BNPL services powered by AI and fintech. It evaluates credit scoring and offers loan terms from 14 to 180 days with flexible repayment options. Users can earn bonus points for timely repayments and engaging activities.

Online loan servicesBuy Now, Pay Later (BNPL)AI-driven credit scoring

Таны санхүүгийн нөмөр.

Free

Access a personal line of credit up to 2 million MNT, anytime and anywhere. This service offers a flexible credit line with fixed repayment schedules, requiring no collateral or extensive documentation.

Personal line of creditUp to 2 million MNT credit limitFlexible repayment schedules

by Харилцаа холбоо, мэдээллийн технологийн газар

Free

Access government services and view personal records like civil registration and passports from anywhere. Get step-by-step guidance from an intelligent agent and participate in government surveys or submit complaints.

Access government services anytime, anywhereIntelligent agent for service guidanceView civil registration and passport info

📊 Productivity

(74)

free

FAQ about Hipay

What are the best hipay apps for iPhone?

hipay tops our hipay apps ranking as of September 2026, with a 4.1-star average from 16 App Store ratings, and it's free to download.

Are there free hipay apps for iPhone?

Yes — 20 of the top hipay apps we rank are free to download, including hipay and hipayiq.

Does hipay have ads or in-app purchases?

hipay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

How many hipay apps are on the App Store?

We track 48+ hipay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

What is hipay?

hipay is a comprehensive lifestyle app that allows users to make instant payments at numerous merchants, manage financial services like loans and investments, and access various mini-apps for entertainment and shopping. It aims to simplify daily transactions and financial management for users in Mongolia and beyond.

Can I use hipay for international payments?

Yes, hipay enables cross-border transactions, allowing you to book tickets and eSIMs, and pay at merchants accepting Alipay+ and WeChat in over 40 countries without needing currency exchange. Merchants can also accept payments from 16 e-wallets across 14 countries via Hipay QR.

Best Hipay Apps

Compare top Hipay Apps (September 2026)

Top Picks for Hipay

More Hipay apps to explore

FAQ about Hipay

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