Best Ious Apps

167+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our ious list covers 167+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Ious Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweTrack - Keep Track of IOUsOweTrack - Keep Track of IOUsFreeโ€”โ€”NoJul 2026
2The Ledger: Friend IOUsThe Ledger: Friend IOUsFreeโ€”NoNoMay 2026
3Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6โ˜… (351)NoYesSep 2026
4Ledger Book: Debt TrackerLedger Book: Debt TrackerFree4.8โ˜… (8)YesYesSep 2026
5Who Owes Me - LentPalWho Owes Me - LentPalFree3.7โ˜… (6)NoYesAug 2026
6Money OwedMoney OwedFree1.0โ˜… (4)NoYesSep 2026
7Debtly: Personal Debt TrackerDebtly: Personal Debt TrackerFreeโ€”NoYesAug 2026
8Sudeb โ€” Debt & IOU TrackerSudeb โ€” Debt & IOU TrackerFreeโ€”NoYesJun 2026

Top Picks for Ious

Loan Tracker: You Owe Me#3

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(351 ratings)
FreeIn-App Purchases
Loan Tracker: You Owe Me screenshot 1
Loan Tracker: You Owe Me screenshot 2
Loan Tracker: You Owe Me screenshot 3
Loan Tracker: You Owe Me screenshot 4
Loan Tracker: You Owe Me screenshot 5
Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿ“ˆ Keeps records organized
  • ๐Ÿ’ก Developer is receptive to ideas
  • โœจ Improvements and adjustments made
  • ๐Ÿ’ฐ Ability to add interest
  • ๐Ÿ”„ Recurring charge function helpful
  • ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Great for family loans
  • ๐ŸŽฏ Reminders and letters effective
  • ๐Ÿ’ฏ Highly recommended by users
  • ๐Ÿš€ Smooth app performance
  • ๐Ÿค Responsive and helpful developer
  • โœ… Intuitive interface
  • ๐Ÿงฎ Tracks loans and debts
  • ๐Ÿ“‚ Flexible editing of entries
  • ๐ŸŒŸ Fills a much-needed niche

Room to Improve

  • ๐Ÿ› Total owed calculation incorrect
  • ๐Ÿ› App freezes after data entry
  • ๐Ÿ› Data loss after updates/reinstalls
  • ๐Ÿ› Unable to see past entry details
  • ๐Ÿ› App not working after purchase
  • ๐Ÿ› UI is outdated and not intuitive
  • ๐Ÿ› In-app purchase issues
  • ๐Ÿ› Date selection off-screen
  • ๐Ÿ› Edits and save buttons not working
  • ๐Ÿ› Entries swapping categories
  • ๐Ÿ› Can't add more people after update
  • ๐Ÿ› Currency not showing
  • ๐Ÿ› No iPad support
  • ๐Ÿ› Can't add/subtract as running list
  • ๐ŸŽจ UI is too gray

More Ious apps to explore

FAQ about Ious

Are there free ious apps for iPhone?
Yes โ€” 20 of the top ious apps we rank are free to download, including OweTrack - Keep Track of IOUs and The Ledger: Friend IOUs.
OweTrack - Keep Track of IOUs has no in-app purchases, according to its App Store listing as of September 2026.
We track 167+ ious apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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