Best Loan Estimator Apps

246+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best loan estimator apps on iPhone average 4.6★ across 246+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Loan Estimator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Easy Loan EstimatorEasy Loan EstimatorFreeNoJul 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
3Car Loan Calculator + EstimateCar Loan Calculator + EstimateFree3.6★ (5)NoNoAug 2026
4Home Mortgage Loan EstimatorHome Mortgage Loan EstimatorFreeNoYesMay 2026
5Finance : Loan Emi CalculatorFinance : Loan Emi CalculatorFreeYesYesAug 2026
6Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
7Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
8Bear Loan CalculatorBear Loan CalculatorFree4.7★ (56)YesYesAug 2026

Top Picks for Loan Estimator

Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Car Loan Calculator + Estimate#3

Car Loan Calculator + Estimate by VINDecoded LLC

Auto Loan Payment Estimator
Worth Considering
💰 Finance
3.6(5 ratings)
Free
Car Loan Calculator + Estimate screenshot 1
Car Loan Calculator + Estimate screenshot 2
Car Loan Calculator + Estimate screenshot 3
Car Loan Calculator + Estimate screenshot 4
Car Loan Calculator + Estimate screenshot 5

This tool helps you estimate car loan payments for new and used vehicles. It provides detailed breakdowns of principal, interest, and amortization schedules, allowing you to understand and potentially reduce your monthly expenses.

More Loan Estimator apps to explore

4
Home Mortgage Loan Estimator
Home Mortgage Loan Estimator
Home Mortgage Loan Estimator
Estimate your monthly mortgage
Free
💰 Finance
(0)
5
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
6
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
7
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
8
Bear Loan Calculator
Bear Loan Calculator
Bear Loan Calculator
Loan Calculation Easier
Free

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Monthly loan payment calculationRepayment schedule generationLoan repayment reminders
💰 Finance
(56)
free with in-app purchases
9
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
10
Loan Estimate
Loan Estimate
Loan Estimate
Plan your mortgage payoff
Free

This app helps you understand the impact of payment frequency, interest rates, and extra payments on your mortgage or loan. Compare different repayment scenarios and visualize amortization schedules to make informed financial decisions.

Estimate installments, total interest, and payoff dateReview amortization schedulesAdd one-time or recurring extra payments
💰 Finance
(1)
free
11
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(91)
ad-supported
12
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
13
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
14
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Guidance and understand EMI
Free

This educational app helps users understand Equated Monthly Installment (EMI) calculations and basic financial concepts. It allows for easy estimation of loan payments based on loan amount, interest rate, and tenure. The app is for learning purposes only and does not provide or facilitate loans.

Easy EMI calculationFinancial concept explanationsUser-friendly interface
💰 Finance
(12)
ad-supported
15
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by EONSOFT
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(614)
ad-supported
16
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
17
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Loan EMI Calculator :Loan Calc
Mortgage Loan EMI Calculator
Free

This personal finance assistant simplifies loan management and investment planning. Calculate EMIs, plan SIPs, and compare loan options to make informed financial decisions.

EMI Calculator for various loan typesSIP Calculator for mutual fundsFinancial planner with insights
💰 Finance
(4)
free with in-app purchases
18
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

Calculate loan paymentsGenerate repayment scheduleAdd extra payments
💰 Finance
(1.1K)
free with in-app purchases
19
Instant Loan: EMI Calculator
Instant Loan: EMI Calculator
Instant Loan: EMI Calculator
Personal Loan Calculator
Free
💰 Finance
(0)
20
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
🔧 Utilities
(230)
free with in-app purchases

FAQ about Loan Estimator

Are there free loan estimator apps for iPhone?
Yes — 20 of the top loan estimator apps we rank are free to download, including Easy Loan Estimator and Loan Calculator - Debt Planner.
Easy Loan Estimator has no in-app purchases, according to its App Store listing as of August 2026.
We track 246+ loan estimator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches