Best Loan Guide Apps

170+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our loan guide list covers 170+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Loan Guide Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Personal Loans Student GuidePersonal Loans Student GuideFree4.5★ (24)NoYesAug 2026
2Cash Advance Loan GuideCash Advance Loan GuideFree4.3★ (20)NoNoMay 2026
3US Grants & Loan Guide 2026US Grants & Loan Guide 2026FreeNoNoMay 2026
4Cash Loan: Loan Emi CalculatorCash Loan: Loan Emi CalculatorFree4.3★ (91)YesNoAug 2026
5Cash Advance & Borrow GuideCash Advance & Borrow GuideFree4.4★ (355)NoNoSep 2026
6FAFSA Federal Student Aid InfoFAFSA Federal Student Aid InfoFree5.0★ (2)YesNoAug 2026
7Payday & Cash advance GuidePayday & Cash advance GuideFree2.8★ (14)NoNoAug 2026
8Easy Loan -Loan EMI CalculatorEasy Loan -Loan EMI CalculatorFree4.0★ (12)YesNoAug 2026

Top Picks for Loan Guide

Personal Loans Student Guide#1

Personal Loans Student Guide by Jake's Quiz Ltd

Federal College Bad Credit
Editor's Choice
🔧 Utilities
4.5(24 ratings)
FreeIn-App Purchases
Personal Loans Student Guide screenshot 1
Personal Loans Student Guide screenshot 2
Personal Loans Student Guide screenshot 3
Personal Loans Student Guide screenshot 4
Personal Loans Student Guide screenshot 5

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Cash Advance Loan Guide#2

Cash Advance Loan Guide by Anna Fael

Loan Simple Guide & Calculator
Strong Contender
💰 Finance
4.3(20 ratings)
Free
Cash Advance Loan Guide screenshot 1
Cash Advance Loan Guide screenshot 2
Cash Advance Loan Guide screenshot 3
Cash Advance Loan Guide screenshot 4
Cash Advance Loan Guide screenshot 5
Cash Advance Loan Guide screenshot 6

Learn about various cash advance options, including credit card advances, merchant advances, and payday loans. Understand their pros, cons, and potential impact on your credit score. Includes a calculator to estimate returns.

More Loan Guide apps to explore

4
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(91)
ad-supported
5
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Cash Advance & Borrow Guide
Fast Payday Money Loan App
Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation
💰 Finance
(355)
free
6
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free

Navigate the federal student aid process with this comprehensive guide. It offers step-by-step application assistance, eligibility insights, progress tracking, and deadline reminders to help students and parents maximize their financial aid.

Step-by-step FAFSA application guidanceEligibility insights and document requirementsApplication status tracking
💰 Finance
(2)
ad-supported
7
Payday & Cash advance Guide
Payday & Cash advance Guide
Payday & Cash advance Guide
Loan Calculator & Payday Loans
Free

This guide helps users understand payday loans and cash advances. It offers a loan calculator, educational lessons, news updates, and tools to manage learning and achieve financial goals.

Loan calculatorPayday advance loan guideLive news feed
💰 Finance
(14)
free
8
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Guidance and understand EMI
Free

This educational app helps users understand Equated Monthly Installment (EMI) calculations and basic financial concepts. It allows for easy estimation of loan payments based on loan amount, interest rate, and tenure. The app is for learning purposes only and does not provide or facilitate loans.

Easy EMI calculationFinancial concept explanationsUser-friendly interface
💰 Finance
(12)
ad-supported
9
Loan Interest Guide
Loan Interest Guide
Loan Interest Guide
Smart Loan Interest App
Free

Understand the true cost of your loans and compare repayment strategies. This app helps you demystify interest calculations, avoid hidden fees, and make informed financial decisions to save more.

Interest calculation methods guidePrecise loan interest calculatorAPR to monthly interest rate conversion
💰 Finance
(20)
free with in-app purchases
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
12
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
13
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
14
Mortgage Calculator and Guide
Mortgage Calculator and Guide
Mortgage Calculator and Guide
Optimize your mortgage loan
Free
💰 Finance
(0)
15
401k: Your Retirement Guide
401k: Your Retirement Guide
401k: Your Retirement Guide
Capital Financial Benefits Pro
Free

This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Retirement planning guideGrowth projection calculatorRoth conversion tool
🔧 Utilities
(13)
paid
16
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
Loan Checklist & Prep Guide
Free

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

9-step loan readiness assessmentCustomizable preparation checklistsDocument collection progress tracking
💰 Finance
(3)
ad-supported
17
Prestalo: Loan Guide
Prestalo: Loan Guide
Prestalo: Loan Guide
Compare loans and credits
Free
📚 Education
(0)
18
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
19
Loan Cash : Calculator App
Loan Cash : Calculator App
Loan Cash : Calculator App
Fast Cash & EMI Tools
Free

This app provides tools to understand loan payments, estimate interest, and plan repayments. It offers financial learning guides and budgeting tools for easy financial management. All calculations are for guidance purposes only.

EMI CalculatorLoan Interest CalculatorPersonal & Home Loan Estimator
💰 Finance
(2)
ad-supported
20
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(67K)
free

FAQ about Loan Guide

What are the best loan guide apps for iPhone?
Personal Loans Student Guide tops our loan guide apps ranking as of July 2026, with a 4.5-star average from 24 App Store ratings, and it's free to download.
Yes — 20 of the top loan guide apps we rank are free to download, including Personal Loans Student Guide and Cash Advance Loan Guide.
Personal Loans Student Guide has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 170+ loan guide apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Personal Loans Student Guide is a utility app designed to help users understand personal loans, compare offers, and improve their credit. It provides guides, an AI assistant, a calculator, and credit improvement tips.
The app offers a free trial for 3 days, after which a subscription costs $4.99 per week. This subscription provides full access to all features.

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