Best Microcredentials Apps

0+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

Whether you're new to microcredentials or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Microcredentials Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Flipkart - Online Shopping AppFlipkart - Online Shopping AppFree4.6★ (106K)NoNoAug 2026
2QuickBucksQuickBucksFree2.5★ (95)NoNoJul 2026
3Scapp MobileScapp MobileFree3.5★ (14)NoNoAug 2026
4Brac AgamiBrac AgamiFree4.2★ (5)NoNoAug 2026
5AMK MobileAMK MobileFree4.3★ (15)NoNoAug 2026
6AccionMonieAccionMonieFree3.5★ (6)YesNoJul 2026
7QuickFiQuickFiFree4.7★ (125)NoNoJul 2026
8Microfund for WomenMicrofund for WomenFree5.0★ (1)NoNoMay 2026

Top Picks for Microcredentials

4.6😞(106K ratings)
Free
Flipkart - Online Shopping App screenshot 1
Flipkart - Online Shopping App screenshot 2
Flipkart - Online Shopping App screenshot 3
Flipkart - Online Shopping App screenshot 4
Flipkart - Online Shopping App screenshot 5
Flipkart - Online Shopping App screenshot 6

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

What We Love

  • 🚀 Quick service
  • 👍 User-friendly app
  • 🛒 Convenient online shopping
  • 💰 Good prices and offers

Room to Improve

  • 🐛 Delivery issues and delays
  • 🤖 Poor customer service
  • 🤯 Frequent order cancellations
QuickBucks#2

QuickBucks by Access Bank Plc

Access bank loan app
Strong Contender
💰 Finance
2.5(95 ratings)
Free
QuickBucks screenshot 1
QuickBucks screenshot 2
QuickBucks screenshot 3
QuickBucks screenshot 4
QuickBucks screenshot 5
QuickBucks screenshot 6

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Scapp Mobile#3

Scapp Mobile by Microfinance Organization Scapp JSC

Now even simpler
Worth Considering
💰 Finance
3.5(14 ratings)
Free
Scapp Mobile screenshot 1
Scapp Mobile screenshot 2
Scapp Mobile screenshot 3
Scapp Mobile screenshot 4
Scapp Mobile screenshot 5
Scapp Mobile screenshot 6

This finance app provides convenient access to online banking services, allowing users to manage loans, check exchange rates, and stay updated on special offers. It simplifies accessing financial services without needing to visit a physical branch.

More Microcredentials apps to explore

4
Brac Agami
Brac Agami
Brac Agami
by Brac
Free

This official financial app provides registered clients with secure and easy access to their loan and savings details, transaction history, and product information. It allows users to check balances, request loans, and utilize a loan calculator. Available in Bangla and English, it offers a convenient way to manage finances on the go.

View loan and savings detailsTrack payment and transaction historyExplore financial products
💰 Finance
(5)
free
5
AMK Mobile
AMK Mobile
AMK Mobile
Mobile Banking
Free

This mobile banking app allows customers to perform financial and non-financial transactions. Users can pay bills, transfer funds, top up mobile credit, and use QR payments securely. It's designed for customers of AMK Microfinance Institution Plc in Cambodia.

Bill paymentFund transferMobile Topup
💰 Finance
(15)
free
6
AccionMonie
AccionMonie
AccionMonie
AccionMonie App
Free

This app provides quick loans, savings plans, and a digital credit ecosystem for individuals and businesses. It offers features like instant bank account opening, fund transfers, bill payments, and access to loans with zero paperwork.

Quick loans in 5-10 minutesOpen bank account in 3 minutesTransfer funds to any bank in Nigeria
💰 Finance
(6)
ad-supported
7
QuickFi
QuickFi
QuickFi
Business Equipment Financing
Free

This app provides instant business equipment financing for small and medium businesses in the US and Canada. Borrowers can apply for up to $500,000 with fast credit processing, digital documentation, and quick funding, all from their mobile device.

Instant financing applicationsUp to $500,000 loan amounts24/7 point-of-sale financing
💰 Finance
(125)
free
8
Microfund for Women
Microfund for Women
Microfund for Women
by Microfund For Women
Free

Manage your loans, stay updated on the latest news, and discover non-financial services. This app provides a convenient way to access important information and resources.

Loan managementLatest news updatesInformation on non-financial services
💼 Business
(1)
free
9
Henry Schein PracticePay
Henry Schein PracticePay
Henry Schein PracticePay
Powered by iCreditWorks
Free

Apply for equipment financing with competitive rates and flexible payment plans directly from your mobile device. Get instant credit decisions and complete your application securely within the app. Experience a fast, private, and secure financing process.

Equipment financing applicationsAffordable interest ratesLow monthly payments
💰 Finance
(15)
free
10
CashMatrix
CashMatrix
CashMatrix
Asset Matrix MFB LTD
Free

Manage your finances with a user-friendly banking app offering fast transfers, instant bill payments, and airtime top-ups. Access quick loans, make investments with competitive interest rates, and track transactions in real-time. Enjoy 24/7 customer support and enhanced security for your financial information.

Free and fast transfersInstant bill paymentsAirtime and data purchase
💰 Finance
(12)
free
11
Parkway Microfinance Bank
Parkway Microfinance Bank
Parkway Microfinance Bank
Loans. Savings. Deposits.
Free
💰 Finance
(0)
12
TradeCred
TradeCred
TradeCred
Working Capital Financing
Free

Invest in curated invoices to deploy your capital. This platform facilitates trade credit financing by connecting investors with business opportunities. Access a leading trade credit marketplace in India.

Trade credit platformInvoice financingCapital deployment
💰 Finance
(3)
free
13
PYES بيس
PYES بيس
PYES بيس
محفظة بيس PYES E-WALLET
Free

This e-money system provides comprehensive financial services to all Yemenis, offering a modern alternative to cash transactions. It allows users to manage accounts, transfer funds, pay bills, and access remittances through smartphones or SMS.

Mobile account openingCash deposits and withdrawalsMoney transfers
💰 Finance
(0)
free
14
Starfish Microfinance
Starfish Microfinance
Starfish Microfinance
by First AI Myanmar Company Limited
Free

This application streamlines loan management by facilitating loan application submissions and repayments. It serves as a digital payment system designed to enhance users' financial lives.

Loan application submissionLoan repayment managementDigital payment system
💰 Finance
(1)
free
15
LendHOPE worldwide
LendHOPE worldwide
LendHOPE worldwide
Giving sustainably
Free

Connect with small business owners globally and support their growth through micro-funding. Track your donations and see the impact of your contributions as entrepreneurs give back to their communities. Join a network dedicated to sustainable giving and economic development.

Connect with entrepreneursMicro-funding requestsCrowdfunding donations
🌐 Social Networking
(6)
free
16
Brac Ekota
Brac Ekota
Brac Ekota
by Brac
Free
💰 Finance
(0)
17
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
by AMARTHA MIKRO FINTEK, PT
Free

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

Impactful grassroots investmentCompetitive investment returns24/7 flexible investing
💰 Finance
(3)
free
18
I&M Mobile
I&M Mobile
I&M Mobile
by Kamal Budhabhatti
Free

Access your bank accounts securely from your mobile device. Manage your finances on the go with this banking application. Stay connected to your accounts anytime, anywhere.

Mobile banking accessAccount managementSecure transactions
💼 Business
(4)
free
19
Pristine Divitis MFB
Pristine Divitis MFB
Pristine Divitis MFB
Fast, Safe and Seamless
Free

Manage your finances with a free digital bank account. Perform bill payments, money transfers, and access instant loans and savings accounts. All your banking needs are met in one convenient application.

Free digital bank accountBill paymentsMoney transfers
💰 Finance
(1)
free
20
Wawcash
Wawcash
Wawcash
Fuel now, Pay later
Free

This app provides instant credit for daily business operators in Senegal's informal sector. It allows drivers to get the financial support needed to fuel up and start their workday, with repayment within 24 hours and a 10% charge.

Instant credit for daily business operatorsFuel credit for driversRepayment within 24 hours
💰 Finance
(1)
free

FAQ about Microcredentials

What are the best microcredentials apps for iPhone?
Flipkart - Online Shopping App tops our microcredentials apps ranking as of July 2026, with a 4.6-star average from 106K App Store ratings, and it's free to download.
Yes — 20 of the top microcredentials apps we rank are free to download, including Flipkart - Online Shopping App and QuickBucks.
Flipkart - Online Shopping App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
The Flipkart app is an online marketplace offering a wide range of products including mobiles, fashion, electronics, home appliances, and groceries. It provides discounts, rewards, and features like 10-minute delivery for essentials, a dedicated fashion hub, and personal loan services.
Key features include a vast product selection, rapid delivery of essentials in just 10 minutes via Flipkart Minutes, Spoyl for Gen-Z fashion, grocery delivery, personal loans, Vibes for immersive shopping, Group Buy for savings, and a Brand Mall for premium brands.