Best Money Manager Budget Apps

242+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated May 2026

Looking for free money manager budget apps? 19 of our 242+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Money Manager Budget

Money Manager Expense & Budget#1

Money Manager Expense & Budget by Realbyte Inc.

20M+DN,Budget&Expense Tracker
Editor's Choice
💰 Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Money Manager Expense & Budget screenshot 1
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Money Manager Expense & Budget screenshot 5
Money Manager Expense & Budget screenshot 6

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

What We Love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
Cleo AI: Cash Advance & Budget#2

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Track, Budget, & Save Cash!
Strong Contender
💰 Finance
4.7😐(241K ratings)
FreeAds
#25in Finance
Cleo AI: Cash Advance & Budget screenshot 1
Cleo AI: Cash Advance & Budget screenshot 2
Cleo AI: Cash Advance & Budget screenshot 3
Cleo AI: Cash Advance & Budget screenshot 4
Cleo AI: Cash Advance & Budget screenshot 5
Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
Budget app - spending tracker#3

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Worth Considering
💰 Finance
4.6😊(667 ratings)
FreeIn-App Purchases
#59in Finance
Budget app - spending tracker screenshot 1
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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Money Manager Budget apps to explore

4
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(368K)
free with in-app purchases
5
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
6
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
Финансы - расходы и доходы
Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Expense and income trackingBudget managementSpending pattern visualization
💰 Finance
(7.3K)
free with in-app purchases
7
Money Lover: Money Manager
Money Lover: Money Manager
Money Lover: Money Manager
Money Manager Expense Tracker
Free

Effortlessly track expenses, create budgets, and manage your finances. This app offers automatic bill reminders, debt management, and multi-currency support. Secure your data with biometric protection and sync across devices.

Expense trackingBudget creationBill reminders
💰 Finance
(2.2K)
free with in-app purchases
8
Beacon Budget: Money Manager
Beacon Budget: Money Manager
Beacon Budget: Money Manager
Budget & expense tracker
Free

Manage your finances with this intuitive app. Easily create budgets, track expenses by syncing accounts, and receive reminders for bills. Gain clear insights into your spending habits for better financial control.

Create budgets quicklyTrack expenses by syncing accountsBill and overspending reminders
💰 Finance
(133)
free with in-app purchases
9
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
10
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
11
Money Manager (Remove Ads)
Money Manager (Remove Ads)
Money Manager (Remove Ads)
20M+DN,Budget&Expense Tracker
$5.99

This app simplifies personal and household account management with intuitive data entry and powerful customization. Track spending, view statistics graphically, and manage budgets with features like double-entry bookkeeping and PC synchronization.

Simplified account managementGraphical spending analysisCustomizable categories
💰 Finance
(2.8K)
subscription
12
CoinKeeper: money manager
CoinKeeper: money manager
CoinKeeper: money manager
spending tracker & budgeting
Free

Track your spending, manage budgets, and plan your finances with this intuitive personal finance manager. Gain control over your money with quick transaction entry, detailed statistics, and cloud synchronization across devices.

Quick income/expense entryMonthly budgeting and financial planningCloud sync for multi-device use
💰 Finance
(1.6K)
freemium
13
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
14
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
15
Money Manager: Budget Expense
Money Manager: Budget Expense
Money Manager: Budget Expense
Tracker your personal finance
Free

Manage your personal finances with custom budgeting, expense tracking, and subscription monitoring. See all your bills at a glance, set financial goals, and develop better money habits with intuitive charts and quick input.

Custom budgetingExpense trackingSubscription monitoring
💰 Finance
(1)
freemium
16
Money Manager: Budget Tracking
Money Manager: Budget Tracking
Money Manager: Budget Tracking
#1 Personal Finance Tracker,AI
Free

Manage your money with ease using this comprehensive personal finance app. Track expenses, create budgets, set financial goals, and gain insights with an AI assistant. Securely organize multiple accounts and access your data anytime.

Income & Expense TrackingCustomizable DashboardAdvanced Reports & Analytics
💰 Finance
(79)
subscription
17
Money Manager - Budget & Track
Money Manager - Budget & Track
Money Manager - Budget & Track
Personal Finance Made Easy
Free

Easily track expenses, create budgets, and visualize spending habits. Manage multiple accounts and income sources with bank-grade security. Achieve your savings goals faster with personalized insights and reminders.

Expense trackingBudget creationSpending visualization
🔧 Utilities
(0)
free with in-app purchases
18
Money Manager Budgeting FamiFi
Money Manager Budgeting FamiFi
Money Manager Budgeting FamiFi
Savings Income Expense Tracker
Free

This app helps families and couples collaboratively track progress towards shared financial goals. It allows all members to input contributions, promoting transparency in household budgeting and special project savings.

Collaborative money goal trackingFamily and couples budgetingSavings progress updates
💰 Finance
(3)
free
19
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
20
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.2K)
free with in-app purchases

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