Best Monthly Payment Estimator Apps

200+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 200+ monthly payment estimator apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Monthly Payment Estimator

Mortgage Calculator: Payment#1

Mortgage Calculator: Payment by Phan Nhat Đang

Home: Amortization, Pay off
Editor's Choice
πŸ’° Finance
4.6(224 ratings)
FreeAdsIn-App Purchases
Mortgage Calculator: Payment screenshot 1
Mortgage Calculator: Payment screenshot 2
Mortgage Calculator: Payment screenshot 3
Mortgage Calculator: Payment screenshot 4
Mortgage Calculator: Payment screenshot 5

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Amortization Calculator - Calc#2

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Strong Contender
πŸ’° Finance
4.6😞(797 ratings)
FreeAdsIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • πŸš€ Easy to use
  • πŸš€ Super fast and inexpensive
  • πŸ‘ Beautiful design

Room to Improve

  • πŸ› Unable to input decimal values
  • πŸ’° Paid subscription required
  • πŸ› Incorrect monthly payment calculations
Pocket Expense 6#3

Pocket Expense 6 by Hangzhou Beesoft Information Technology Co., Ltd.

Personal Finance Assistant
Worth Considering
πŸ’° Finance
3.9😞(2K ratings)
FreeAdsIn-App Purchases
Pocket Expense 6 screenshot 1
Pocket Expense 6 screenshot 2
Pocket Expense 6 screenshot 3
Pocket Expense 6 screenshot 4
Pocket Expense 6 screenshot 5
Pocket Expense 6 screenshot 6

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

What We Love

  • πŸš€ Easy to use
  • πŸ“Š Helpful charts and graphs
  • πŸ’° Useful for managing finances
  • 🎨 Nice design and interface

Room to Improve

  • πŸ› Sync issues between devices
  • πŸ—‘οΈ Data loss after updates
  • πŸ’Έ Excessive ads in free version

More Monthly Payment Estimator apps to explore

4
Monthly Bill Planner
Monthly Bill Planner
Monthly Bill Planner
Organize income and expenses
Free
$14.99 | 100% OFF

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

Track income and billsCustom pay periodsMark bills as paid
πŸ’° Finance
(22)
free with in-app purchases
5
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
πŸ’° Finance
(97)
free
6
Monthly Payments
Monthly Payments
Monthly Payments
by Zion Software, LLC
Free

Calculate monthly loan payments and interest accurately. This tool uses the standard amortization formula to provide precise financial insights for your loans.

Loan payment calculationInterest computationAmortization formula
πŸ’° Finance
(2)
free
7
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
πŸ’° Finance
(2.9K)
freemium
8
Bee Mortgage Calculator
Bee Mortgage Calculator
Bee Mortgage Calculator
Home Loan Monthly Payment Tool
Free

This contactless mortgage assistant provides a free income analysis to help you determine your home affordability and estimated monthly payments. It offers personalized results based on live mortgage data and closing cost estimates, making home buying simpler.

Free income analysisEstimate home affordabilityCalculate monthly mortgage payments
πŸ’° Finance
(77)
free
9
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
πŸ’° Finance
(223)
free with in-app purchases
10
Payment Calculator - Repayment
Payment Calculator - Repayment
Payment Calculator - Repayment
Amortization, Mortgage, Loan
Free

Easily calculate monthly loan payments based on loan term or desired monthly amount. Generates a detailed payment schedule for clarity. Designed for intuitive and straightforward use.

Monthly payment calculationLoan term inputMonthly payment input
πŸ’° Finance
(23)
free with in-app purchases
11
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Chronicle - Bill Organizer
Track bills & subscriptions
Free

This app helps you manage your bills and subscriptions by sending timely reminders to avoid late payments and credit score damage. It tracks payment history and offers advanced features like future bill forecasting and intelligent amount estimation for variable expenses.

Bill remindersSubscription trackingPayment history
πŸ’° Finance
(3.6K)
free with in-app purchases
12
Car Loan Calculator + Estimate
Car Loan Calculator + Estimate
Car Loan Calculator + Estimate
Auto Loan Payment Estimator
Free

This tool helps you estimate car loan payments for new and used vehicles. It provides detailed breakdowns of principal, interest, and amortization schedules, allowing you to understand and potentially reduce your monthly expenses.

Calculate monthly car loan paymentsEstimate affordable vehicle priceDetailed amortization table
πŸ’° Finance
(5)
free
13
Loan Payment & Amortization
Loan Payment & Amortization
Loan Payment & Amortization
Loan Calculator & Schedule
Free

Calculate loan payments, visualize amortization schedules, and estimate loan amounts. Explore the impact of extra payments to save on interest and pay off loans faster. Understand the true cost of borrowing for mortgages, car loans, and more.

Quick loan payment calculationLoan amount estimatorExtra payment calculator
πŸ’° Finance
(31)
free with in-app purchases
14
NEKO: Monthly Bill Tracker
NEKO: Monthly Bill Tracker
NEKO: Monthly Bill Tracker
Plan spending, pay on time
Free

Organize your bill payments, spending, and income with a calendar view and account balance forecast. This app provides bill reminders and a safe-to-spend calculator to help you avoid overspending and manage your finances effectively.

Bill payment organizationAccount balance forecastBill reminders
πŸ’° Finance
(496)
free with in-app purchases
15
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
πŸ’° Finance
(2.2K)
free with in-app purchases
16
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
by 齐 ι™ˆ
Free

Easily calculate loan payments for various types of loans like car or home loans. Simply input the loan amount, interest rate, and term to quickly get your fixed monthly payment results.

Calculate loan paymentsSupports car loansSupports home loans
πŸ”§ Utilities
(11)
free
17
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
πŸ’° Finance
(437)
free with in-app purchases
18
Subscription Tracker:SubTracky
Subscription Tracker:SubTracky
Subscription Tracker:SubTracky
Track & Manage & Cancel
Free

Manage all your recurring payments and subscriptions in one place. Get timely reminders for upcoming charges and track your spending with detailed financial insights. Your financial data stays securely on your device.

Track all subscriptionsCustomizable remindersBudget tracking
πŸ’° Finance
(160)
free with in-app purchases
19
Bill Calendar
Bill Calendar
Bill Calendar
Pay Off Calendar
Free

This personal finance app helps you track bills and expenses to avoid missed payments. It offers a visual calendar, manual payment tracking, and summaries of your spending. Stay organized with recurring and one-time payment management.

Manual payment trackingRecurring and one-time paymentsSmart calendar for day counts
πŸ’° Finance
(13)
free
20
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time
πŸ’° Finance
(2.7K)
free with in-app purchases