Best Okasha Apps

41+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Out of 41+ okasha apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Okasha Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Okasha SmartOkasha SmartFree4.6★ (49)NoNoMay 2026
2MoneyLion: Banking & Cash BackMoneyLion: Banking & Cash BackFree4.8★ (318K)YesNoJul 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (37K)NoNoJul 2026
4Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
5FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoJul 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
7Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoJul 2026
8iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026

Top Picks for Okasha

Okasha Smart#1

Okasha Smart by Power Highway

Make your life smart
Editor's Choice
🔧 Utilities
4.6(49 ratings)
Free
Okasha Smart screenshot 1
Okasha Smart screenshot 2
Okasha Smart screenshot 3
Okasha Smart screenshot 4
Okasha Smart screenshot 5

Control and automate your home, office, or building with this IoT and AI platform. Manage devices remotely, use voice commands, and set up automated routines based on various triggers. Receive real-time alerts for enhanced security and efficiency.

MoneyLion: Banking & Cash Back#2

MoneyLion: Banking & Cash Back by MoneyLion Inc

Cashback rewards & Loan Offers
Strong Contender
💰 Finance
4.8😞(318K ratings)
FreeAds
#35in Finance
MoneyLion: Banking & Cash Back screenshot 1
MoneyLion: Banking & Cash Back screenshot 2
MoneyLion: Banking & Cash Back screenshot 3
MoneyLion: Banking & Cash Back screenshot 4
MoneyLion: Banking & Cash Back screenshot 5
MoneyLion: Banking & Cash Back screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • 💳 Variety of banking options
  • 💰 Helpful for financial stability
  • 🔍 Informative and educational
  • 🤝 Good customer service (for some)

Room to Improve

  • 💰 Expensive membership fees
  • 🤖 Poor customer service (for others)
  • 🤔 Confusing policies and hidden fees
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Worth Considering
💰 Finance
4.9😞(37K ratings)
Free
#75in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More Okasha apps to explore

4
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
5
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
6
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(531K)
free with in-app purchases
7
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
8
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
9
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
10
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
11
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
12
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

Check personal loan ratesManage existing loansMake loan payments
💰 Finance
(3.2K)
free
13
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.5M)
free with in-app purchases
14
O-Cash
O-Cash
O-Cash
Simplify Your Finances.
Free

Manage your bank account, transfer funds, and pay bills directly from your mobile device. This application allows for quick purchases of telecom credit and electricity, ensuring seamless service continuity.

Account managementMoney transfersTelecom credit purchase
💰 Finance
(17)
free
15
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
16
Olosho App
Olosho App
Olosho App
Olosho Dating App
Free

Connect with singles in your area for dating, friendship, or finding love. This app offers free chat, photo sharing, and voice messages. Discover who's interested in you and explore profiles to find your perfect match.

Meet singles nearbyFree chat and messagingSend photos and voice messages
🌟 Lifestyle
(5.6K)
free with in-app purchases
17
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
18
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.

Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(177)
free with in-app purchases
19
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
20
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(8)
free

FAQ about Okasha

What are the best okasha apps for iPhone?
Okasha Smart tops our okasha apps ranking as of June 2026, with a 4.6-star average from 49 App Store ratings, and it's free to download.
Yes — 20 of the top okasha apps we rank are free to download, including Okasha Smart and MoneyLion: Banking & Cash Back.
Okasha Smart has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 41+ okasha apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Okasha Smart supports a wide range of devices including electrical products, smart sockets, switches, cameras, lights, remote controls, home appliances, kitchen electronics, security sensors, and even health and exercise equipment.
The description emphasizes remote control and real-time alerts, suggesting an internet connection is required for full functionality. Specific offline capabilities are not detailed.