Best Oweme Apps

32+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated August 2026

Out of 32+ oweme apps on iOS, 19 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Oweme Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1OweMe - Debt TrackerOweMe - Debt TrackerFree4.7★ (322)NoYesAug 2026
2Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (788)NoYesAug 2026
3Loan Tracker: You Owe MeLoan Tracker: You Owe MeFree4.6★ (349)NoYesAug 2026
4Owe.MeOwe.Me$0.99NoAug 2026
5OweMeOweMeFreeNoNoAug 2026
6OweMe: Debt Tracker & IOUOweMe: Debt Tracker & IOUFreeNoYesAug 2026
7Owe_MeOwe_MeFree5.0★ (1)YesYesAug 2026
8OweMate - IOU & Debt TrackerOweMate - IOU & Debt TrackerFree5.0★ (2)YesYesAug 2026

Top Picks for Oweme

OweMe - Debt Tracker#1

OweMe - Debt Tracker by Air Apps Systems

Keep track of your money
Editor's Choice
🔧 Utilities
4.7(322 ratings)
FreeIn-App Purchases
OweMe - Debt Tracker screenshot 1
OweMe - Debt Tracker screenshot 2
OweMe - Debt Tracker screenshot 3
OweMe - Debt Tracker screenshot 4

Easily track money owed to you with this intuitive debt manager. It provides a clear overview of all outstanding debts and sends reminders for unpaid amounts, ensuring you always know where your money is.

Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Strong Contender
💰 Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
Loan Tracker: You Owe Me#3

Loan Tracker: You Owe Me by IEVGENII IABLONSKYI

IOUs, Bills & Repayment Plans
Worth Considering
💰 Finance
4.6😊(349 ratings)
FreeIn-App Purchases
Loan Tracker: You Owe Me screenshot 1
Loan Tracker: You Owe Me screenshot 2
Loan Tracker: You Owe Me screenshot 3
Loan Tracker: You Owe Me screenshot 4
Loan Tracker: You Owe Me screenshot 5
Loan Tracker: You Owe Me screenshot 6

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

What We Love

  • 👍 Simple and easy to use
  • 📈 Keeps records organized
  • 💡 Developer is receptive to ideas
  • ✨ Improvements and adjustments made

Room to Improve

  • 🐛 Total owed calculation incorrect
  • 🐛 App freezes after data entry
  • 🐛 Data loss after updates/reinstalls

More Oweme apps to explore

4
Owe.Me
Owe.Me
Owe.Me
by Terenc Pepa
$0.99
💰 Finance
(0)
5
OweMe
OweMe
OweMe
by Richard Ng-Zeederberg
Free
💰 Finance
(0)
6
OweMe: Debt Tracker & IOU
OweMe: Debt Tracker & IOU
OweMe: Debt Tracker & IOU
Sync money lent and borrowed
Free
💰 Finance
(0)
7
Owe_Me
Owe_Me
Owe_Me
Track who owes you money
Free

Easily track debts and manage shared expenses. Communicate directly with users within the app, share photos, and stay organized with a clean interface. Unlock premium features and remove ads through a subscription.

Track who owes moneyManage shared expensesIn-app chat
💰 Finance
(1)
free with in-app purchases
8
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
OweMate - IOU & Debt Tracker
Money Owed? AI Asks For You
Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

Track IOUs and shared expensesAI-powered payment remindersSupport for 70+ currencies
💰 Finance
(2)
free with in-app purchases
9
owed
owed
owed
money mangement made easy!
Free

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

Track multiple debts per personUse contacts to add peopleSet notifications
💰 Finance
(52)
free
10
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Keep track of your debts/loans
Free

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Track debts and loansManage shared expensesAutomatic calculations
💰 Finance
(122)
free with in-app purchases
11
Lending - Track money & items
Lending - Track money & items
Lending - Track money & items
Borrowing & lending manager.
Free

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Track borrowed itemsTrack lent itemsTrack borrowed money
💰 Finance
(22)
free
12
OweMate: Debt, Saving & Income
OweMate: Debt, Saving & Income
OweMate: Debt, Saving & Income
Track debts, savings & income
Free
💰 Finance
(0)
13
NeedWord
NeedWord
NeedWord
Spoken language practice
Free
📚 Education
(0)
14
Debt Control – payoff planner
Debt Control – payoff planner
Debt Control – payoff planner
My calculator & credit manager
Free

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

Track money owed and borrowedSupport for multiple currenciesPayment period indication
💰 Finance
(32)
free with in-app purchases
15
Owe - Monthly expense tracker
Owe - Monthly expense tracker
Owe - Monthly expense tracker
Track what you owe or are owed
Free

This app helps you manage personal finances by tracking who owes you money and who you owe. It simplifies budgeting and ensures you never miss payment deadlines. Visualize your finances with list or calendar views and stay informed with a convenient homepage widget.

Track one-off paymentsManage recurring paymentsFilter payments by status/type
💰 Finance
(4)
free with in-app purchases
16
A-Finance: Wealth Management
A-Finance: Wealth Management
A-Finance: Wealth Management
Budgeting, Bill & Subscription
Free

Consolidate all your financial accounts, including banking, cryptocurrency, and investments, into a single, intuitive application. Track expenses, create budgets with customizable notifications, and gain a comprehensive overview of your wealth with detailed reports. Operates entirely on your device for maximum security.

Account integrationPersonal budget creationExpense monitoring
💰 Finance
(0)
freemium
17
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Manager: Who Owes Me?
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
💰 Finance
(61)
free with in-app purchases
18
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Joint debt trackingDebt and loan groupingStatistics and analytics
💼 Business
(301)
free with in-app purchases
19
My debts manager
My debts manager
My debts manager
manage your debts and loans
Free

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

Simplified loans and borrowing trackingCredit tracking for transactionsPersonalized repayment alerts
💼 Business
(56)
subscription
20
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Record & Track Debts
Free

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

Record borrowed and lent moneyDisplay debt summariesManage debtors and creditors
💰 Finance
(22)
free with in-app purchases

FAQ about Oweme

What are the best oweme apps for iPhone?
OweMe - Debt Tracker tops our oweme apps ranking as of August 2026, with a 4.7-star average from 322 App Store ratings, and it's free to download.
Yes — 19 of the top oweme apps we rank are free to download, including OweMe - Debt Tracker and Who Owes Me - Payment Tracker.
OweMe - Debt Tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 32+ oweme apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
OweMe is a debt management application designed to help users track who owes them money. It provides an overview of all outstanding debts and sends reminders for unpaid amounts, ensuring users don't lose track of their finances.
The PRO version offers unlimited use of all features, a completely ad-free experience, and access to all functionalities. This is available through different subscription options.

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