Best Payroll Advance Alternative Apps

217+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

If you already know B9, this is the deeper bench. 217+ payroll advance alternative apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Payroll Advance Alternative

B9: Cash Advance#1

B9: Cash Advance by B9, Inc.

Up to $1k Before Next Pay Day
Editor's Choice
💰 Finance
4.5😞(15K ratings)
FreeAds
B9: Cash Advance screenshot 1
B9: Cash Advance screenshot 2
B9: Cash Advance screenshot 3
B9: Cash Advance screenshot 4
B9: Cash Advance screenshot 5
B9: Cash Advance screenshot 6

Access up to $500 per pay period with B9 - Cash Advance, eliminating the wait for your next payday. Enjoy no interest, no credit checks, and no late fees with over 1.5 million downloads. Earn up to 5% cash back using the B9 Visa® Debit Card for eligible purchases.

What We Love

  • 🚀 Early paycheck access
  • 💰 Cash advances
  • 💳 Debit card with cashback
  • 👍 Easy to use

Room to Improve

  • 💸 High fees for transfers
  • 🔒 Difficulty closing account
  • 🤔 Unclear advance repayment process
Get Paid Early: Cash Advance#2

Get Paid Early: Cash Advance by StreamFunds Inc

Early paycheck. Instant money
Strong Contender
💰 Finance
4.5😞(5.3K ratings)
Free
Get Paid Early: Cash Advance screenshot 1
Get Paid Early: Cash Advance screenshot 2
Get Paid Early: Cash Advance screenshot 3
Get Paid Early: Cash Advance screenshot 4
Get Paid Early: Cash Advance screenshot 5

Get early access to part of your pay with Stream! Easily withdraw up to $1,000 before payday and have it automatically deducted on payday. Instant cashouts to your bank or debit card. Connect with most employers and no credit score required.

What We Love

  • 🚀 Speedy recovery
  • 🚀 Instant and Great
  • 👍 Fixed my issues
  • 👍 Fast when I needed it the most

Room to Improve

  • 🐛 Frozen/No support from customer support
  • 🐛 Horrible app
  • 🐛 Not sure about this app
Tapcheck: On-Demand Earnings#3

Tapcheck: On-Demand Earnings by Tapcheck, Inc.

Worth Considering
💰 Finance
4.8😐(47K ratings)
Free
Tapcheck: On-Demand Earnings screenshot 1
Tapcheck: On-Demand Earnings screenshot 2
Tapcheck: On-Demand Earnings screenshot 3
Tapcheck: On-Demand Earnings screenshot 4

Access your earnings instantly with Tapcheck: an employer-sponsored program that allows you to transfer your earned money for a small fee. Simply download the app, sign up, and start taking control of your finances today. Learn more at tapcheck.com/help.

What We Love

  • 🚀 Instant/next day transfer
  • 👍 Convenient when needed
  • 💡 On-demand earnings
  • 🤗 Helpful customer service

Room to Improve

  • 🐛 Sync/update issues
  • 💰 High transaction fees
  • 🤖 Poor chatbot support

More Payroll Advance Alternative apps to explore

4
Roll by ADP – Easy Payroll App
Roll by ADP – Easy Payroll App
Roll by ADP – Easy Payroll App
Small business payroll app
Free

"Get payroll done in under a minute with Roll - the innovative chat-based payroll app for small businesses. Easily manage payrolls, set up employee profiles, receive reminders, and access expert support all in one place. Download now at rollbyadp.com."

💼 Business
(2.2K)
5
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

💼 Business
(40K)
6
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

A financial application that empowers employees using Gusto to manage their earnings efficiently. Users can access early paychecks, set savings goals, track spending, view pay information, and more. Take control of your financial future with Gusto Wallet.

💰 Finance
(44K)
7
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

💰 Finance
(23K)
8
OneBlinc Cash Advance
OneBlinc Cash Advance
OneBlinc Cash Advance
Cash advances, instant option
Free

Get hassle-free salary advances from $50 to $250 with OneBlinc, designed for public sector employees. Lightning-fast approvals with no hidden fees, just repay what you receive. Sign up now for a 30-day free trial and low monthly subscription fee after.

💰 Finance
(12K)
9
ADP RUN
ADP RUN
ADP RUN
Mobile Payroll for Employers
Free

Take control of payroll and HR on the go with intuitive access to features like payroll processing, error detection, employee management, tax handling, and reporting through the mobile app. Get 24/7 support, notifications, and efficient search capabilities. Join now for seamless management wherever you are.

💼 Business
(44K)
10
Instant Financial
Instant Financial
Instant Financial
by Instant Financial Inc.
Free

Gain fee-free, real-time access to earned wages with Instant. Manage bills, transfers, and savings easily. Take control of your finances today!

💰 Finance
(9.9K)
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(346K)
12
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

💰 Finance
(36K)
13
ADP Mobile Solutions
ADP Mobile Solutions
ADP Mobile Solutions
HR for Employees & Managers
Free

Access a comprehensive Human Resources platform for employees on the go, enabling easy management of work-related tasks, payroll, benefits, time tracking, and more. Streamline your work life with this all-in-one mobile solution.

💼 Business
(4.3M)
14
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

💰 Finance
(498K)
15
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

💰 Finance
(27K)
16
Paychex Flex
Paychex Flex
Paychex Flex
by Paychex Inc.
Free

An app for employers and employees to access vital payroll and benefits information. Employers can submit payroll, access reports, and manage employee information, while employees can view check stubs, tax documents, benefit details, and more. Streamline your payroll processes with ease.

💼 Business
(572K)
17
SurePayroll for Employees
SurePayroll for Employees
SurePayroll for Employees
by SurePayroll, Inc
Free

Access your paycheck information conveniently and securely with this app designed for active SurePayroll employees. View earnings, taxes, benefits, and more on-the-go, with features like paycheck details, time off tracking, and past paycheck stub access. Get 24/7 access to your payroll information and ensure data security with industry-leading encryption.

💰 Finance
(9.4K)
18
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF
💰 Finance
(1.5K)
19
Employee Portal Payroll Relief
Employee Portal Payroll Relief
Employee Portal Payroll Relief
Access paystubs & tax forms
Free

Access your pay stubs, tax forms, and receive payday notifications directly from your payroll processor using our Employee Portal app. Update personal information securely and conveniently. Get started with your firm code, user ID, and password from your employer.

🔧 Utilities
(103)
20
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access your earned wages before payday with the UKG Wallet™ app. Get early access to your paycheck, easy mobile payments, tools for tracking spending, fee-free banking, and secure transactions. Stay financially fit on your life-work journey with convenience and security. Explore UKG Wallet™ now!

💰 Finance
(17K)