Best Pwap Apps

239+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our pwap list covers 239+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Pwap

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
3.1😐(384 ratings)
FreeAds
#33in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
FreeAds
#16in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Pwap apps to explore

4
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Track and manage your business payments on the go with this mobile app. View earnings, manage refunds, interact with customers, and receive notifications for your business updates.

💼 Business
(1.8K)
5
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
6
Microsoft Authenticator
Microsoft Authenticator
Microsoft Authenticator
Protects your online identity
Free

A secure app for easy online account sign-ins, offering multi-factor authentication, passwordless login, and password autofill features. Manage Microsoft and non-Microsoft accounts with added security layers like fingerprint, face ID, or PIN. Stay protected and simplify access to various online services.

📊 Productivity
(655K)
7
Salesforce Authenticator
Salesforce Authenticator
Salesforce Authenticator
by salesforce.com
Free

A mobile app that enhances online account security through multi-factor authentication, using push notifications for quick approval or denial of account activities. It also offers one-time verification codes for offline use and can utilize location services for automatic approvals. Secure your accounts that support time-based one-time passwords with this convenient tool.

💼 Business
(4.1K)
8
SmartHub
SmartHub
SmartHub
by National Information Solutions Cooperative
Free

SmartHub is a user-friendly application that offers account management for utility and telecommunications customers. With features like viewing usage, managing payments, and reporting issues, it provides a convenient way for customers to interact with their service providers. Join now to see if your local utility or telecommunications company is supported.

🔧 Utilities
(1.9K)
9
Aspire Account Center
Aspire Account Center
Aspire Account Center
by Atlanticus Services
Free

Manage your credit cards easily with our convenient app on your Apple device. View account balances, transactions, set up alerts, check your credit score, and more. Securely access and control your accounts anytime, anywhere.

💰 Finance
(78)
10
Entrust Identity
Entrust Identity
Entrust Identity
by Entrust Inc.
Free

The Entrust Identity application offers strong identity credentials for employees and consumers, providing authentication, transaction verification, and password reset capabilities. Users can create identities, activate one-time passcodes for various organizations, verify transactions securely, and manage employee passwords efficiently. Experience enhanced security and usability with Entrust Identity. More information available at www.entrust.com.

💼 Business
(243)
11
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Get paid instantly with Branch: No Wait Pay. Access your earnings immediately, request advances, and manage your money seamlessly with a free digital wallet. Save, send, or spend your funds right away. Ready to start working and get paid the same day?

💰 Finance
(66K)
12
Amazon Store Card
Amazon Store Card
Amazon Store Card
by Synchrony Financial
Free

Manage your Amazon Store Card conveniently with the application. Pay bills, access statements, review transactions, earn rewards, set alerts, check credit score, and more. Take control of your card with ease.

💰 Finance
(131K)
13
FPL
FPL
FPL
by NextEra Energy, Inc
Free

Easily manage your power usage with our app using just your fingerprint for secure access. Stay updated on outages, receive bill notifications, track energy use, and manage your account seamlessly. Experience instant convenience at your fingertips - download now!

🔧 Utilities
(23K)
14
RSA Authenticator (SecurID)
RSA Authenticator (SecurID)
RSA Authenticator (SecurID)
by RSA Security
Free

This app provides strong authentication through OTP credentials, cloud-based MFA, push notifications, and biometrics for enhanced security. It is suitable for iOS and macOS users looking for a secure and convenient authentication solution. Check the App Store for more information.

💼 Business
(319)
15
ADP Mobile Solutions
ADP Mobile Solutions
ADP Mobile Solutions
HR for Employees & Managers
Free

Access a comprehensive Human Resources platform for employees on the go, enabling easy management of work-related tasks, payroll, benefits, time tracking, and more. Streamline your work life with this all-in-one mobile solution.

💼 Business
(4.3M)
16
OneLogin Protect
OneLogin Protect
OneLogin Protect
by OneLogin, LLC
Free

Ensure the security of your online accounts with a free MFA app that provides two-factor authentication for OneLogin SSO accounts and third-party apps. Features include push notifications, Touch ID/Face ID verification, and TOTP code generation every 30 seconds. For more information, visit onelogin.com/onelogin-protect-authenticator.

💼 Business
(561)
17
Inspira Mobile™
Inspira Mobile™
Inspira Mobile™
by Inspira Financial Health, Inc.
Free

The Inspira Mobile™ app by Inspira Financial offers health and wealth management solutions. Easily manage various accounts including health savings, flexible spending, and commuter benefits in real-time. Take control of your financial well-being with features like balance tracking, reimbursement requests, and expenses scanning. Secure access ensures your information is protected. Download the app and start managing your accounts effortlessly today.

💰 Finance
(35K)
18
MLGW
MLGW
MLGW
by Memphis Light, Gas and Water Division
Free

Access your My MLGW account through the new MLGW app to manage your account, pay bills, check outage information, and locate payment centers easily. Download now to simplify your utility management.

🔧 Utilities
(7.3K)
19
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(8.4K)
20
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free
💼 Business
(1.1K)