Best Savings Challenge Apps

4.7(101 ratings)

FreeIn-App Purchases

Savings Challenge: Savvy Goals screenshot 1

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This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker

Strong Contender

4.8😐(440 ratings)

FreeIn-App Purchases

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

👍 Simple and well-done app
💡 Unique individual envelopes
👍 Keeps users motivated
👍 App doesn't link to bank accounts
👍 Fun and engaging saving method
👍 Good for challenges like 100-day savings
👍 Easy to manage
👍 Digital envelope saving

Room to Improve

🐛 Glitches frequently
🤔 Unclear how money is sourced
🤔 Unclear how to withdraw funds
🐛 New update is problematic (hold down to register)
👎 High cost/subscription fee
👎 Not very customizable
👎 Limited to one active challenge
👎 Too many ads
👎 Total saved amount is inaccurate
👎 Cannot change currency
👎 Subscription fee upon opening app

100 Envelope Savings Challenge by Seulki Eom

Savings challenge tracker app

Worth Considering

Savings goal – Smart Planner

3.5(2 ratings)

FreeAds

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This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

More Savings Challenge apps to explore

Create your savings plan

🔧 Utilities

Loot - Savings Goal & Tracker

Save with a 3D money box

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

(8.8K)

52 Week Money Saving Challenge

A Fun Way to Save Money

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

(2.3K)

100 envelopes & cash stuffing

Stash: Savings Challenge

100-envelope challenge52-week challengeCustom savings goals

This app gamifies saving money with engaging challenges like the 100-envelope or 52-week methods. Track your progress visually, share achievements, and enjoy an ad-free, private experience without needing an account.

(1)

SaveTogether: Savings Tracker

Save Goals, No Bank Needed

Goal setting for any itemProgress and streak trackingPartner savings

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Cute money saving tracker

(3)

freemium

Plump: Savings Challenge

52 Week Challenge - Mobills

Save Money - Personal Finance

Create custom savings challengesTrack weekly depositsReceive deposit reminders

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

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Money Saving Days Challenge

Save money easier

Customizable saving challengesVisual progress trackingSmart reminders

$0.99 | 100% OFF

This app simplifies financial goal achievement by transforming any objective into a straightforward, daily system. It offers customizable saving challenges, visual progress tracking, and smart reminders to help users stay consistent and focused without complex budgeting.

Build savings, track your loan

(1)

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Oportun: Savings & Loans

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

EveryDollar: Budget Management

(289K)

subscription

Track Income, Bills & Spending

Create custom budgetsTrack expenses and transactionsManage bills and income

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

(84K)

Sacred Save: Savings Challenge

Savings Goals & Challenges

Money Saving Challenge

52 Weeks or Monthly ChallengeCustomizable Financial GoalsSmart Financial Tracking

This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.

(71)

NoSpend - Save Money Challenge

No Spend Streak Habit Tracker

One-tap daily check-inStreak counter and milestone badgesCalendar heatmap visualization

This app helps you build a saving habit through daily check-ins and streak tracking. Visualize your progress with a calendar heatmap and stay motivated with milestone badges and friendly competition. Reflect on your spending habits with a simple prompt.

🌟 Lifestyle

(1)

ad-supported

My Ipon Challenge : Piggy Bank

Money tracker for Filipinos.

Personalized ipon challenge calculatorSavings tracker with progress visualizationCustomizable challenge parameters

This app helps Filipinos save money by creating and tracking personalized savings challenges. It calculates optimal savings goals based on peso denominations and allows customization of challenges like the 50 pesos or peso sense ipon challenge. Track your progress and stay motivated as your savings grow.

Watch every goal fill up

Tucky: Savings Goal Tracker

Money Jar & Savings Challenge