Best Savings Challenge Apps

218+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

If you already know Savings Challenge, this is the deeper bench. 218+ savings challenge apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Savings Challenge Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (93)NoYesAug 2026
2Saving Money ChallengeSaving Money ChallengeFree4.8★ (436)NoYesAug 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
452 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesAug 2026
552 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.8K)YesNoAug 2026
6100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoJul 2026
7Money+ Cute Expense TrackerMoney+ Cute Expense TrackerFree4.7★ (3.8K)NoYesAug 2026
8Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.7K)YesYesAug 2026

Top Picks for Savings Challenge

Savings Challenge: Savvy Goals#1

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Editor's Choice
💰 Finance
4.7(93 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Saving Money Challenge#2

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Strong Contender
💰 Finance
4.8😐(436 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
Loot - Savings Goal & Tracker#3

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Worth Considering
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals

More Savings Challenge apps to explore

4
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
5
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.8K)
free with in-app purchases
6
100 Envelope Savings Challenge
100 Envelope Savings Challenge
100 Envelope Savings Challenge
Savings challenge tracker app
Free

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Daily envelope drawVisual savings trackerComprehensive saving goal tracker
💰 Finance
(2)
ad-supported
7
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
📊 Productivity
(3.8K)
subscription
8
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
9
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
10
52 Week Challenge
52 Week Challenge
52 Week Challenge
The easy way to save money
Free

This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.

52 Weeks or Monthly ChallengeCustomizable Financial GoalsSmart Financial Tracking
💰 Finance
(71)
free with in-app purchases
11
Savings Jar: Money Goals
Savings Jar: Money Goals
Savings Jar: Money Goals
Piggy Bank & Progress Tracker
Free

This app helps you achieve your financial goals by making saving money simple and fun. Create unlimited savings jars, track progress with visual charts, and stay motivated with challenges and rewards. It offers powerful insights into your savings habits and can be customized with home screen widgets.

Unlimited savings jarsCustomizable goals with emojis and colorsVisual progress tracking charts
💰 Finance
(14)
freemium
12
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
13
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
14
Cookie Jar: Savings Tracker
Cookie Jar: Savings Tracker
Cookie Jar: Savings Tracker
Piggy Bank Money Goals Budget
Free

This app makes saving money enjoyable by visually tracking your progress towards financial goals. Celebrate each deposit and stay motivated to reach your targets.

Visual savings trackingGoal settingDeposit celebration
💰 Finance
(9)
free with in-app purchases
15
Stop Impulse Buying | Budget
Stop Impulse Buying | Budget
Stop Impulse Buying | Budget
No Spend Challenge Tracker App
Free
$2.99 | 100% OFF

This app helps you control impulsive spending and boost savings. It offers tools like a no-spend challenge tracker, a 52-week savings plan, and a purchase decision guide to promote mindful buying and achieve financial goals.

No Spend Challenge Tracker52-Week Savings ChallengeGoal-Driven Savings
💰 Finance
(75)
subscription
16
Savings Tracker Goal: CashGrid
Savings Tracker Goal: CashGrid
Savings Tracker Goal: CashGrid
Financial Money Manager Budget
Free

Easily track savings, organize earnings, and achieve financial goals with intuitive visualizations and instant transaction logging. Sync your data across devices to monitor your progress in real-time and build wealth effortlessly.

Track savings goalsOrganize earningsAdd transactions instantly
💰 Finance
(29)
freemium
17
My Ipon Challenge : Piggy Bank
My Ipon Challenge : Piggy Bank
My Ipon Challenge : Piggy Bank
Money tracker for Filipinos.
Free

This app helps Filipinos save money by creating and tracking personalized savings challenges. It calculates optimal savings goals based on peso denominations and allows customization of challenges like the 50 pesos or peso sense ipon challenge. Track your progress and stay motivated as your savings grow.

Personalized ipon challenge calculatorSavings tracker with progress visualizationCustomizable challenge parameters
💰 Finance
(10)
freemium
18
52 Weeks Money Challenge
52 Weeks Money Challenge
52 Weeks Money Challenge
Save $1400 in 52 weeks !
Free

This app guides you through a structured savings plan to accumulate over $1,300 in a year. It begins with small weekly contributions that gradually increase, helping you build savings for emergencies or specific goals.

Structured 52-week savings planGradually increasing weekly savings amountsHelps build emergency funds
💰 Finance
(3)
free
19
Money Saving Days Challenge
Money Saving Days Challenge
Money Saving Days Challenge
Save money easier
Free
$0.99 | 100% OFF

This app simplifies financial goal achievement by transforming any objective into a straightforward, daily system. It offers customizable saving challenges, visual progress tracking, and smart reminders to help users stay consistent and focused without complex budgeting.

Customizable saving challengesVisual progress trackingSmart reminders
💰 Finance
(1)
free
20
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

Set target amounts and datesCalculate required savings scheduleTrack progress against goals
💰 Finance
(218)
free with in-app purchases

FAQ about Savings Challenge

What are the best savings challenge apps for iPhone?
Savings Challenge: Savvy Goals tops our savings challenge apps ranking as of May 2026, with a 4.7-star average from 93 App Store ratings, and it's free to download.
Yes — 20 of the top savings challenge apps we rank are free to download, including Savings Challenge: Savvy Goals and Saving Money Challenge.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 218+ savings challenge apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Savvy Goals offers a 52 Week Challenge for incremental savings, a 100 Envelopes Challenge with randomized amounts, and the ability to create custom challenges with your own target amounts and timelines.
The app features visual progress tracking where colorful cards fill up as you save. It also provides satisfying animations like 'Pulse & Pop' effects and haptic feedback for each savings milestone.

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