Best Savings Challenge Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

If you already know Savings Challenge, this is the deeper bench. 249+ savings challenge apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Savings Challenge Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesAug 2026
2100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoAug 2026
3Saving Money ChallengeSaving Money ChallengeFree4.8★ (438)NoYesAug 2026
4Savings goal – Smart PlannerSavings goal – Smart PlannerFreeYesYesJul 2026
5Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
652 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesAug 2026
752 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoAug 2026
8Stash: Savings ChallengeStash: Savings ChallengeFreeNoYesAug 2026

Top Picks for Savings Challenge

Savings Challenge: Savvy Goals#1

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Editor's Choice
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

100 Envelope Savings Challenge#2

100 Envelope Savings Challenge by Seulki Eom

Savings challenge tracker app
Strong Contender
💰 Finance
3.5(2 ratings)
FreeAds
100 Envelope Savings Challenge screenshot 1
100 Envelope Savings Challenge screenshot 2
100 Envelope Savings Challenge screenshot 3
100 Envelope Savings Challenge screenshot 4
100 Envelope Savings Challenge screenshot 5

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Saving Money Challenge#3

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Worth Considering
💰 Finance
4.8😐(438 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds

More Savings Challenge apps to explore

4
Savings goal – Smart Planner
Savings goal – Smart Planner
Savings goal – Smart Planner
Create your savings plan
Free
🔧 Utilities
(0)
5
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management
💰 Finance
(8.8K)
free with in-app purchases
6
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
7
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.7K)
free with in-app purchases
8
Stash: Savings Challenge
Stash: Savings Challenge
Stash: Savings Challenge
100 envelopes & cash stuffing
Free
💰 Finance
(0)
9
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
Track Goals & Save Together
Free

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Goal setting for any itemProgress and streak trackingPartner savings
💰 Finance
(2)
freemium
10
Snoot: Savings Challenge
Snoot: Savings Challenge
Snoot: Savings Challenge
100 Envelope Challenge Tracker
Free
💰 Finance
(0)
11
Money Challenges: Save, Budget
Money Challenges: Save, Budget
Money Challenges: Save, Budget
Weekly goals, no impulse buys
Free

This app offers a unique savings method with 100 buttons, each representing a monetary amount to set aside. Users can choose intervals to mark buttons and accumulate a total of 5050 in their chosen currency. Customization options allow for adjusting button amounts to reach higher savings goals.

100 savings buttonsCustomizable intervalsCurrency selection
🌟 Lifestyle
(5)
free
12
52 Week Challenge
52 Week Challenge
52 Week Challenge
The easy way to save money
Free

This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.

52 Weeks or Monthly ChallengeCustomizable Financial GoalsSmart Financial Tracking
💰 Finance
(71)
free with in-app purchases
13
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
14
Sacred Save: Savings Challenge
Sacred Save: Savings Challenge
Sacred Save: Savings Challenge
Savings Goals & Challenges
Free
💰 Finance
(0)
15
Money Saving Days Challenge
Money Saving Days Challenge
Money Saving Days Challenge
Save money easier
Free
$0.99 | 100% OFF

This app simplifies financial goal achievement by transforming any objective into a straightforward, daily system. It offers customizable saving challenges, visual progress tracking, and smart reminders to help users stay consistent and focused without complex budgeting.

Customizable saving challengesVisual progress trackingSmart reminders
💰 Finance
(1)
free
16
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
17
Savings Thermometer
Savings Thermometer
Savings Thermometer
Goal Tracker
Free

Visualize your financial progress towards savings goals with a unique thermometer-style tracker. Set targets, update your balance, and stay motivated as you watch your savings grow and reach milestones.

Create and customize savings goalsVisual thermometer progress trackingReal-time savings updates
💰 Finance
(1)
ad-supported
18
weniger | Spar-Challenge
weniger | Spar-Challenge
weniger | Spar-Challenge
mit Freunden und Bekannten
Free
💰 Finance
(0)
19
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.9K)
free with in-app purchases
20
My Ipon Challenge : Piggy Bank
My Ipon Challenge : Piggy Bank
My Ipon Challenge : Piggy Bank
Money tracker for Filipinos.
Free

This app helps Filipinos save money by creating and tracking personalized savings challenges. It calculates optimal savings goals based on peso denominations and allows customization of challenges like the 50 pesos or peso sense ipon challenge. Track your progress and stay motivated as your savings grow.

Personalized ipon challenge calculatorSavings tracker with progress visualizationCustomizable challenge parameters
💰 Finance
(10)
freemium

FAQ about Savings Challenge

What are the best savings challenge apps for iPhone?
Savings Challenge: Savvy Goals tops our savings challenge apps ranking as of August 2026, with a 4.7-star average from 101 App Store ratings, and it's free to download.
Yes — 20 of the top savings challenge apps we rank are free to download, including Savings Challenge: Savvy Goals and 100 Envelope Savings Challenge.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ savings challenge apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Savvy Goals offers a 52 Week Challenge for incremental savings, a 100 Envelopes Challenge with randomized amounts, and the ability to create custom challenges with your own target amounts and timelines.
The app features visual progress tracking where colorful cards fill up as you save. It also provides satisfying animations like 'Pulse & Pop' effects and haptic feedback for each savings milestone.

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