Best Smart Loan Payoff Calculator Apps

216+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated May 2026

Looking for free smart loan payoff calculator apps? 19 of our 216+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Smart Loan Payoff Calculator

Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Strong Contender
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
πŸ’° Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#80in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features

More Smart Loan Payoff Calculator apps to explore

4
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

πŸ’° Finance
(8K)
5
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

πŸ’° Finance
(96K)
6
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

Start saving on your mortgage and calculate your loan payments with our all-in-one Mortgage Pal tool. Includes Mortgage Payment Calculator, Mortgage Affordability Calculator, and current mortgage rates. Make smarter mortgage decisions today!

πŸ’° Finance
(3.4K)
7
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

A versatile mortgage/loan calculator app that also functions as a traditional mathematical calculator. Users can calculate monthly payments, terms, interest rates, and loan amounts, with support for semi-annual compounding. Ideal for real estate professionals, mortgage brokers, home buyers, and those looking to refinance. Accessible on iPhone and iPod touch with options to save calculations and send summaries via email.

πŸ’° Finance
(2.6K)
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

πŸ’° Finance
(5.2K)
9
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

πŸ’° Finance
(2.3K)
10
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

The application is a comprehensive Loan Calculator and Tax Savings tool that provides advanced analysis and unique features not found in other similar apps. It offers a quick calculator, a simple interface for on-the-go analysis, and an extended mode for detailed loan evaluation. Key features include tax savings estimates, amortization tables, and comprehensive total cost calculations to help users make informed decisions about their loans and affordability.

πŸ’° Finance
(97)
11
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and view an amortization chart with this easy-to-use app. Input loan amount, time, and interest rate to calculate monthly payment, total interest, and total payment. Access annual or monthly amortization schedules and charts.

πŸ’° Finance
(794)
12
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$7.99

A powerful and versatile financial calculator app with over 105 functions for various financial analysis needs, from loan payments to investment values. Perfect for beginners and professionals alike, offering easy-to-use features, intuitive display, and precise mathematics. Answer common financial questions effortlessly with 12 easy modes and visualize cash flows and statistical data with graphs for quick analysis and decision-making.

πŸ’° Finance
(663)
13
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

πŸ’° Finance
(1K)
14
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

This app helps you estimate monthly payments and total costs for car loans and auto leases, with features like amortization, chart views, and email capabilities. Easily manage your calculations and saved items, and customize the app theme. Give it a try and share your feedback for improvement!

πŸ’° Finance
(1.3K)
15
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
16
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

An easy-to-use loan calculator app for various types of loans like car, home, personal, and more. Input loan details such as amount, term, interest rate, and frequency to calculate payments, compare options, and export results. Contact for assistance at phannhatd@gmail.com.

πŸ’° Finance
(963)
17
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

An innovative financial tool that helps users calculate their monthly EMI payments for loans based on key input parameters like principal amount, interest rate, and tenure. Take control of your finances with easy EMI calculations at your fingertips!

πŸ’° Finance
(9)
18
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free
πŸ’° Finance
(412)
19
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Discount, tax, and more
Free

An essential collection of 6 useful calculators for everyday needs, including discount, sales tax, loan, mortgage, and tip calculators. Simplify your financial transactions and calculations with this user-friendly app.

πŸ“Š Productivity
(502)
20
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

πŸ’° Finance
(80K)