Best Spending Planner Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Whether you're new to spending planner or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Spending Planner Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesSep 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesSep 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
5Spend Split : Budget PlannerSpend Split : Budget PlannerFreeNoYesJun 2026
6Money Manager: Bills & BudgetsMoney Manager: Bills & BudgetsFree4.8★ (36)NoYesSep 2026
7Spending TrackerSpending TrackerFree4.8★ (19K)YesYesSep 2026
8SpendMunk - Budget PlannerSpendMunk - Budget PlannerFreeYesYesJun 2026

Top Picks for Spending Planner

Track Spending : Wise Budget#1

Track Spending : Wise Budget by Marwan Ghafoor

Expense Tracker : Debt Tracker
Editor's Choice
💰 Finance
4.8😊(3K ratings)
FreeIn-App Purchases
Track Spending : Wise Budget screenshot 1
Track Spending : Wise Budget screenshot 2
Track Spending : Wise Budget screenshot 3
Track Spending : Wise Budget screenshot 4
Track Spending : Wise Budget screenshot 5
Track Spending : Wise Budget screenshot 6

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

What We Love

  • 🌟 Excellent app
  • 👍 Easy to use
  • 💰 Helpful for managing finances
  • 🇰🇷 Available in multiple languages

Room to Improve

  • 🐛 404 error when switching to dark mode
  • 💰 Exporting reports is premium feature
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(13K ratings)
FreeIn-App Purchases
#70in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription
  • 🤝 Responsive and helpful customer service
  • 🧠 Helps users stay organized and on top of finances
  • 💻 Works well across devices (phone, iPad, etc.)

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
  • 🔢 Can't set spending limits per category
  • 🗑️ Inability to delete/edit past transactions
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior

More Spending Planner apps to explore

FAQ about Spending Planner

What are the best spending planner apps for iPhone?
Track Spending : Wise Budget tops our spending planner apps ranking as of September 2026, with a 4.8-star average from 3K App Store ratings, and it's free to download.
Yes — 20 of the top spending planner apps we rank are free to download, including Track Spending : Wise Budget and Fleur - Budget Planner App.
Track Spending : Wise Budget has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ spending planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Wise Budget is a personal finance application designed to help users manage and control their daily revenue. It allows you to track expenses, monitor income, set budgets, and analyze spending habits to make informed financial decisions and achieve financial goals.
Key features include expense tracking, budget management with customizable categories, real-time monitoring of income and expenses, budget analysis, biometric authentication for security, Google Drive backups, multi-currency account creation, and data visualization through charts and graphs.