Best Spending Planner Apps

238+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Whether you're new to spending planner or looking for an upgrade, our curated collection of 238+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Spending Planner Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget Planner App - FleurBudget Planner App - FleurFree4.8★ (12K)YesYesJul 2026
2Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (2.9K)NoYesJul 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
5Spending TrackerSpending TrackerFree4.8★ (18K)YesYesJul 2026
6Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.5★ (1.7K)YesYesJul 2026
7Fortune City - A Finance AppFortune City - A Finance AppFree4.5★ (5K)YesYesJul 2026
8Weekly: Budget Planner & BillsWeekly: Budget Planner & BillsFree4.8★ (3.6K)NoYesJul 2026

Top Picks for Spending Planner

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#50in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Track Spending : Wise Budget#2

Track Spending : Wise Budget by Marwan Ghafoor

Expense Tracker : Debt Tracker
Strong Contender
💰 Finance
4.8😊(2.9K ratings)
FreeIn-App Purchases
Track Spending : Wise Budget screenshot 1
Track Spending : Wise Budget screenshot 2
Track Spending : Wise Budget screenshot 3
Track Spending : Wise Budget screenshot 4
Track Spending : Wise Budget screenshot 5
Track Spending : Wise Budget screenshot 6

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

What We Love

  • 🌟 Excellent app
  • 👍 Easy to use
  • 💰 Helpful for managing finances
  • 🇰🇷 Available in multiple languages

Room to Improve

  • 🐛 404 error when switching to dark mode
  • 💰 Exporting reports is premium feature
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#65in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Spending Planner apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
7
Fortune City - A Finance App
Fortune City - A Finance App
Fortune City - A Finance App
좋은 소비습관을 만들어 보세요!
Free

This app transforms personal finance management into a fun city-building game. Track income and expenses, categorize transactions, and watch your virtual city grow and flourish as you build good financial habits. Analyze your spending with charts and customize your city with unique buildings and citizens.

Gamified expense trackingCity building simulationIncome and expense recording
💰 Finance
(5K)
free with in-app purchases
8
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
9
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
10
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
11
元元记账 - AI极速语音记账
元元记账 - AI极速语音记账
元元记账 - AI极速语音记账
AI记账快人一步
Free

This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.

AI-powered voice expense loggingAutomatic bill generation and categorizationMultiple input methods (voice, text, manual)
💰 Finance
(12)
free
12
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
13
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
14
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
15
Cookie - Budget & Expense
Cookie - Budget & Expense
Cookie - Budget & Expense
Track Expenses & Save Money
Free

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

Customizable income/expense categoriesBudget goal settingSavings plan creation
💰 Finance
(320)
free with in-app purchases
16
Expenses: Ausgaben-Tracker
Expenses: Ausgaben-Tracker
Expenses: Ausgaben-Tracker
Rechnungs- & Abo-Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
17
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accountsTrack subscriptionsSet budgets
💰 Finance
(1.4K)
free with in-app purchases
18
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
19
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
20
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases

FAQ about Spending Planner

What are the best spending planner apps for iPhone?
Budget Planner App - Fleur tops our spending planner apps ranking as of June 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Yes — 20 of the top spending planner apps we rank are free to download, including Budget Planner App - Fleur and Track Spending : Wise Budget.
Budget Planner App - Fleur shows ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 238+ spending planner apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.