Best Spending Planner Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Whether you're new to spending planner or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Spending Planner Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesAug 2026
2Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
5Spend Split : Budget PlannerSpend Split : Budget PlannerFreeNoYesJun 2026
6Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
7EMMO CostEMMO CostFree4.9★ (926)YesYesAug 2026
8Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026

Top Picks for Spending Planner

Track Spending : Wise Budget#1

Track Spending : Wise Budget by Marwan Ghafoor

Expense Tracker : Debt Tracker
Editor's Choice
💰 Finance
4.8😊(3K ratings)
FreeIn-App Purchases
Track Spending : Wise Budget screenshot 1
Track Spending : Wise Budget screenshot 2
Track Spending : Wise Budget screenshot 3
Track Spending : Wise Budget screenshot 4
Track Spending : Wise Budget screenshot 5
Track Spending : Wise Budget screenshot 6

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

What We Love

  • 🌟 Excellent app
  • 👍 Easy to use
  • 💰 Helpful for managing finances
  • 🇰🇷 Available in multiple languages

Room to Improve

  • 🐛 404 error when switching to dark mode
  • 💰 Exporting reports is premium feature
Fleur - Budget Planner App#2

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Strong Contender
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#64in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Spending Planner apps to explore

4
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
5
Spend Split : Budget Planner
Spend Split : Budget Planner
Spend Split : Budget Planner
Mindful Finance
Free
💰 Finance
(0)
6
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
7
EMMO Cost
EMMO Cost
EMMO Cost
Easy to an account
Free

This app offers a simple and powerful way to manage your personal finances. It allows for quick accounting, detailed record-keeping with image support, and robust privacy features. Track your spending, generate reports, and sync across devices.

Picture cloud supportSearch billsPassword protection
💰 Finance
(926)
free with in-app purchases
8
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
9
SpendMunk - Budget Planner
SpendMunk - Budget Planner
SpendMunk - Budget Planner
Budget planner, no bank link
Free
💰 Finance
(0)
10
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
11
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
团团记账-随手记账本存钱软件
生活收支消费记录,宠物养成记帐软件
Free

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

AI-powered expense trackingVirtual pet养成 and interactionChatbot for emotional support
💰 Finance
(90)
free with in-app purchases
12
Byllo - Safe Spend Planner
Byllo - Safe Spend Planner
Byllo - Safe Spend Planner
Know what's safe to spend
Free
💰 Finance
(0)
13
Plan & Spend : Budget Planner
Plan & Spend : Budget Planner
Plan & Spend : Budget Planner
Income & Expense Tracker
Free
💰 Finance
(0)
14
Budget Planner - Track Expense
Budget Planner - Track Expense
Budget Planner - Track Expense
by Wai Lam Hai
Free
💰 Finance
(0)
15
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bills Organizer Budget Planner
Bill Payment Calendar Tracker
Free

This app helps you manage your finances by tracking expenses, planning budgets, and scheduling future payments. Gain insights into your spending habits and work towards your financial goals with intuitive tools and visual reports.

Track expenses and transactionsVisualize spending with reportsSchedule future payments
💰 Finance
(3)
free with in-app purchases
16
Balancey: Budget Planner
Balancey: Budget Planner
Balancey: Budget Planner
Mindful spending made simple
Free
💰 Finance
(0)
17
Budget Planner・Expense Tracker
Budget Planner・Expense Tracker
Budget Planner・Expense Tracker
Expenses & Spending Tracker
Free
💰 Finance
(0)
18
Sentinel - Budget Planner
Sentinel - Budget Planner
Sentinel - Budget Planner
Smart budget forecasting
Free
💰 Finance
(0)
19
Monthly Budget Planner - Easy
Monthly Budget Planner - Easy
Monthly Budget Planner - Easy
by Cullan Carey
Free
💰 Finance
(0)
20
Budget Planner, Smart Spending
Budget Planner, Smart Spending
Budget Planner, Smart Spending
Money Manager, Finance Tracker
Free

Effortlessly control your finances with this intuitive app. Track income and expenses, plan budgets, monitor financial goals, and make informed decisions. It offers currency support, robust security, and data backup for peace of mind.

Real-time expense and income trackingMulti-currency supportPassword-protected app locking
💰 Finance
(2)
freemium

FAQ about Spending Planner

What are the best spending planner apps for iPhone?
Track Spending : Wise Budget tops our spending planner apps ranking as of August 2026, with a 4.8-star average from 3K App Store ratings, and it's free to download.
Yes — 20 of the top spending planner apps we rank are free to download, including Track Spending : Wise Budget and Fleur - Budget Planner App.
Track Spending : Wise Budget has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ spending planner apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Wise Budget is a personal finance application designed to help users manage and control their daily revenue. It allows you to track expenses, monitor income, set budgets, and analyze spending habits to make informed financial decisions and achieve financial goals.
Key features include expense tracking, budget management with customizable categories, real-time monitoring of income and expenses, budget analysis, biometric authentication for security, Google Drive backups, multi-currency account creation, and data visualization through charts and graphs.