Best Spending Planner Apps

248+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Whether you're new to spending planner or looking for an upgrade, our curated collection of 248+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Spending Planner Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesOct 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
3EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesNov 2026
4Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesNov 2026
5Sentinel - Budget PlannerSentinel - Budget PlannerFree—NoNoMay 2026
6Moji - Money TrackerMoji - Money TrackerFree—NoNoOct 2026
7Plan & Spend : Budget PlannerPlan & Spend : Budget PlannerFree—NoYesJun 2026
8SpendSafe: Payday PlannerSpendSafe: Payday PlannerFree——NoOct 2026

Top Picks for Spending Planner

Track Spending : Wise Budget#1

Track Spending : Wise Budget by Marwan Ghafoor

Expense Tracker : Debt Tracker
Editor's Choice
💰 Finance
4.8😊(3K ratings)
FreeIn-App Purchases
Track Spending : Wise Budget screenshot 1
Track Spending : Wise Budget screenshot 2
Track Spending : Wise Budget screenshot 3
Track Spending : Wise Budget screenshot 4
Track Spending : Wise Budget screenshot 5
Track Spending : Wise Budget screenshot 6

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

What We Love

  • 🌟 Excellent app
  • 👍 Easy to use
  • 💰 Helpful for managing finances
  • 🇰🇷 Available in multiple languages

Room to Improve

  • 🐛 404 error when switching to dark mode
  • 💰 Exporting reports is premium feature
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#11in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This personal finance app helps you create budgets, track expenses, and manage your money to achieve financial goals like saving or paying off debt. It offers tools to plan spending, monitor bills, and gain control over your finances.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive
  • 🚀 Simplifies budgeting process

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches
  • 🔍 Lack of support and tutorials
  • 🚫 Limited functionality in free version

More Spending Planner apps to explore

FAQ about Spending Planner

What are the best spending planner apps for iPhone?
Track Spending : Wise Budget tops our spending planner apps ranking as of October 2026, with a 4.8-star average from 3K App Store ratings, and it's free to download.
Yes — 20 of the top spending planner apps we rank are free to download, including Track Spending : Wise Budget and Budget app - spending tracker.
Track Spending : Wise Budget has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ spending planner apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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