Easily track group expenses, settle debts after games or meals, and split bills with customizable options. Features include receipt scanning, saving player profiles, and offline functionality.






25+ iOS apps curated and reviewed
Finding the right who owes whom app can be overwhelming with so many options. We've analyzed 25+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.






Easily track group expenses, settle debts after games or meals, and split bills with customizable options. Features include receipt scanning, saving player profiles, and offline functionality.














Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.


Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.


Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.


Easily track and divide shared expenses for trips, dinners, and group purchases. The app automatically calculates who owes whom and allows for offline expense entry and multiple currency support.


Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.


Easily divide expenses among friends after group outings or trips. Simply scan receipts, assign items to individuals, and the app calculates who owes whom, generating a clear settlement report to share.


Easily track what friends owe you with quick entry and automated reminders. Send a one-tap message to get your items back. Get your money or belongings returned efficiently.


Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.


This app helps you get paid back for money owed by sending photo reminders. Capture the moment of debt and send persistent notifications until the payment is settled. It offers a lighthearted approach to a potentially awkward financial conversation.




Easily track money owed to or by friends, family, or businesses. This app acts as a digital tab to help you remember financial exchanges without needing bank details. It focuses solely on tracking debts and credits between individuals.






Easily track money owed, borrowed items, favors, and tasks between friends, family, or roommates. Both parties can create and manage IOUs, with options for rewards on chores. Stop forgetting and start tracking your shared obligations.





