Best Who Owes Whom Apps

25+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated May 2026

Finding the right who owes whom app can be overwhelming with so many options. We've analyzed 25+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Who Owes Whom

More Who Owes Whom apps to explore

4
Schulden Merken Manager
Schulden Merken Manager
Schulden Merken Manager
Remember debts & split costs
Free

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

💰 Finance
(652)
5
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

💰 Finance
(1)
6
Who Owes Me - OweList
Who Owes Me - OweList
Who Owes Me - OweList
Track Who Owes You
Free
💰 Finance
(0)
7
SplitCash: Split Expenses
SplitCash: Split Expenses
SplitCash: Split Expenses
Group Expenses & Money Tracker
Free
💰 Finance
(1)
8
owed
owed
owed
money mangement made easy!
Free

This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.

💰 Finance
(50)
9
Fairsplit: Split the Bill
Fairsplit: Split the Bill
Fairsplit: Split the Bill
Split expenses with friends
Free

This application helps you split expenses with friends quickly and fairly by scanning bills, assigning items to individuals, and calculating who owes what. It generates a report that shows settlements, allowing you to easily share it with friends and settle up.

💰 Finance
(22)
10
Owy
Owy
Owy
by Jordy Sinke
Free

This application helps you keep track of items your friends owe you, allowing you to add items quickly and send reminders with ease. With a simple and fast process, you can add an item in under 30 seconds and get a reminder after one week to help you get your item back.

💰 Finance
(1)
11
Pay Me Back!
Pay Me Back!
Pay Me Back!
Easy Payment Calculation
Free
🔧 Utilities
(3)
12
Pay Up Sucka
Pay Up Sucka
Pay Up Sucka
Suckas never get away with it
Free

This app helps you get paid back for debts by sending reminders with a photo of the transaction, making it easy to ask for payment in a fun and lighthearted way. Take a picture of the moment and send reminders until you're paid back for anything you lend, from a drink to an invoice.

💰 Finance
(1)
13
Должник - трекер долгов
Должник - трекер долгов
Должник - трекер долгов
Записывай кто и сколько должен
Free
💼 Business
(0)
14
My Tabz
My Tabz
My Tabz
Track money to give & receive
Free
📊 Productivity
(1)
15
List of debtors
List of debtors
List of debtors
by Vladyslav Lytvynets
Free
💰 Finance
(0)
16
Owe Pay
Owe Pay
Owe Pay
Track Loans & Manage Debt
Free
💰 Finance
(0)
17
IOweU by 2genio.us
IOweU by 2genio.us
IOweU by 2genio.us
Track belongings and tasks
Free

This application helps users track what they owe or are owed by others, making it easy to manage personal transactions and household chores. It allows users to create and share IOUs, assign chores, and offer rewards, making it a simple and efficient way to stay on top of responsibilities and transactions.

📊 Productivity
(0)
18
Log of Owe
Log of Owe
Log of Owe
Personal Owe Tracker
Free
🔧 Utilities
(0)
19
Lendfy
Lendfy
Lendfy
Simple personal debt tracker
Free
💰 Finance
(0)
20
Ethica Resolve
Ethica Resolve
Ethica Resolve
Manage your debt easily
Free
💰 Finance
(0)

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