





25+ iOS apps curated and reviewed
Finding the right who owes whom app can be overwhelming with so many options. We've analyzed 25+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.














Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.


This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.






This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.


This application helps you split expenses with friends quickly and fairly by scanning bills, assigning items to individuals, and calculating who owes what. It generates a report that shows settlements, allowing you to easily share it with friends and settle up.


This application helps you keep track of items your friends owe you, allowing you to add items quickly and send reminders with ease. With a simple and fast process, you can add an item in under 30 seconds and get a reminder after one week to help you get your item back.




This app helps you get paid back for debts by sending reminders with a photo of the transaction, making it easy to ask for payment in a fun and lighthearted way. Take a picture of the moment and send reminders until you're paid back for anything you lend, from a drink to an invoice.










This application helps users track what they owe or are owed by others, making it easy to manage personal transactions and household chores. It allows users to create and share IOUs, assign chores, and offer rewards, making it a simple and efficient way to stay on top of responsibilities and transactions.





