Best Who Owes Whom Apps

Who Owes Me - LentPal

Track personal debts & IOUs

Free

Easily track personal loans and casual debts with friends, family, or coworkers. Log every loan or IOU in seconds, get clear summaries of all balances, and receive reminders for payments. Avoid awkward money conversations and keep all your casual debts organized in one simple place.

Debes: Who owes me? Do I owe?

by Tomas Chyly

Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

Who Owes Me - OweList

Track Who Owes You

Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Fairsplit: Split the Bill

Split expenses with friends

Free

Easily divide expenses among friends after group outings or trips. Simply scan receipts, assign items to individuals, and the app calculates who owes whom, generating a clear settlement report to share.

OweMate - Who Owes Me Tracker

Track money lent & borrowed

Free

Easily track who owes you money and what you owe others. Features smart AI-generated payment reminders and support for over 70 currencies. Syncs across devices and offers PDF export for clear statements.

SplitCash: Split Expenses

Who owes whom? Settled!

Free

Easily track and divide shared expenses for trips, dinners, and group purchases. The app automatically calculates who owes whom and allows for offline expense entry and multiple currency support.

Who Owes Me: Debt Tracker

Lend, borrow and settle up

Free

Easily track loans and manage outstanding debts from previous months. This finance app helps you stay organized and ensures you get paid back. It offers bug fixes for improved speed and stability.

Owy

by Jordy Sinke

Free

Easily track what friends owe you with quick entry and automated reminders. Send a one-tap message to get your items back. Get your money or belongings returned efficiently.

IOweU by 2genio.us

Track belongings and tasks

Free

Easily track money owed, borrowed items, favors, and tasks between friends, family, or roommates. Both parties can create and manage IOUs, with options for rewards on chores. Stop forgetting and start tracking your shared obligations.

Pay Up Sucka

Suckas never get away with it

Free

This app helps you get paid back for money owed by sending photo reminders. Capture the moment of debt and send persistent notifications until the payment is settled. It offers a lighthearted approach to a potentially awkward financial conversation.

My Tabz

Track money to give & receive

Free

Easily track money owed to or by friends, family, or businesses. This app acts as a digital tab to help you remember financial exchanges without needing bank details. It focuses solely on tracking debts and credits between individuals.