1% Club

1% Club

Helping you achieve FIRE

55 ratings
45 reviews
Free

Details

Released
July 14, 2022
Updated
November 3, 2026

Features

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About

This AI-powered finance app helps you understand and manage your money through natural language conversations. Track spending, explore investment options, and learn about personal finance with personalized insights.

✓AI-powered financial expert
✓Natural language money queries
✓Spending and cash flow tracking
✓Curated mutual fund baskets
✓Research-backed stock portfolios
✓Personal finance learning modules
✓Insurance consultation
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What's New in 1% Club

4.1.8

November 3, 2026

The best mixing happens in a quiet room. That’s when you hear what’s underneath. The bass sitting two decibels too high. The gap before the second verse - one beat too long. Nobody stops dancing for these. But get them right, and the whole floor feels it. This version has been through the soundcheck. Now it’s ready for the dance floor. The new 1% Club update is live.

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User reviews

Amazing customizable options

Apps and features are great, it would be even better if we can cross link family option with inheritance and world wide assets

Recommend

Good for beginners for financial literacy

Add dollar conversion and make it more usable for US

Currently app doesn’t support automated dollar conversions or integration with ur US account which makes it more of a manual tracking for us

Fantastic upgrade at zero cost

The AI CFO is very interesting, a must check out

Great App with insights

If someone wants to do a quick reconciliation of their current portfolio, I would say this is a great tool for a quick analysis.

Although you can use multiple AI agents and underlying models, you would still need to manually define the reconciliation objectives and rules you want to compare against.

With this app, it does everything for you.

Just ask the question.
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Developer apps

FAQ

What is the 1% Club app?

1% Club is an AI-first personal finance app designed to help users understand, manage, and invest their money. It uses AI to provide personalized answers to financial questions and offers tools for tracking spending and investments.

Is 1% Club free to use?

Yes, the 1% Club app is free to download and use. It does not have any in-app purchases or advertisements.

What kind of financial accounts can I connect to 1% Club?

The app allows you to connect your financial accounts to track spending and cash flow. Specific supported institutions are not detailed, but it aims to provide a consolidated view of your finances.

Does 1% Club offer investment advice?

1% Club provides access to curated mutual fund and stock baskets researched by SEBI-registered experts and analysts. It also offers mutual fund rankings to aid in research and decision-making.

How does 1% Club help with learning about finance?

The app features 'Money School' with simple lessons and masterclasses on various personal finance topics, including investing, stocks, mutual funds, taxes, and insurance, all explained without complex jargon.

What security measures does 1% Club have?

While specific security protocols are not detailed, the app is designed to help users understand and manage their money. Users should always exercise caution when connecting financial accounts to any application.

What devices is 1% Club available on?

1% Club is available on iPhone and iPad devices. It is designed for users who want to improve their financial understanding and management.

How often is 1% Club updated?

The latest version of 1% Club is 4.1.8, and it was last updated on November 3, 2026. This indicates a consistent update schedule for the application.