Actual Budget - Your Finances

Actual Budget - Your Finances

Personal Finance Tracker

Free
In-App Purchases

Details about Actual Budget

  • Released
  • Updated
  • iOS Version
  • Age Rating
  • Size
  • Devices
  • Languages
  • January 30, 2019
  • October 5, 2024
  • 11.0+
  • 4+
  • 89.15MB
  • iPhone, iPod
  • English

Developer of Actual Budget

🙌37
Ratings
🗣❌ unsupported
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Version History of Actual Budget

0.0.144

November 12, 2021

* Fix a critical syncing bug that a recent released introduced in 0.0.141. If you've seen partial syncs, that should never happen again! * Also fix a few frontend caching issues which makes the budget numbers more robust * Improve entering amounts. If your system keyboard is set to a different number format than Actual, you will be shown a number input with a decimal separator like "." while Actual expects ",". Previously this made it impossible enter amounts, but now it will work regardless!

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0.0.142

November 4, 2021

* Fix creating a new synced file * Using the "3 month average" budget action now bases the amounts on spent amounts instead of budgeted for the last 3 months * Improve demo budget * Fix the "create account" button that is shown when there are no existing accounts * Improve reliability when quickly opening and closing files

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0.0.141

October 17, 2021

* Completely revamp navigation experience, now leveraging native navigation and animation primitives. This should make the app feel much better * The above revamp should fix a bunch of issues with layout of the app * Complete rewrite of how caching works. This improves robustness and makes it easier to implement new features in the future * Performance fixes, and a few other small fixes like removing auto-capitalization in certain text fields

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0.0.133

June 9, 2021

* Track recurring bills, subscriptions, and more with scheduled transactions. While you can only create and manage scheduled transactions on the desktop app right now, the mobile app will show upcoming, due, and missed transactions in the account screen.

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0.0.131

March 30, 2021

* Syncs with the latest desktop app that implements account reordering

0.0.130

March 4, 2021

* Updates the automatic categorization to match desktop's behavior, where a rule to categorize a payee will only be created after assigning the same category 3 times. Previously it created a rule after only 1 time categorizing a payee. * Fix "Try demo" links on the login and signup screens

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0.0.129

March 1, 2021

* Major refactoring to improve how transactions are queried and synced. Most new features are available on desktop, but this will make it easy to implement new features on mobile * Transactions list will load more transactions as you scroll instead of only showing the last couple months of transactions * Fix a couple bugs with searching transaction. Should be more accurate now!

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0.0.128

January 22, 2021

* Fix bug where sometimes categorization rules for payees are overwritten with the wrong category * Remember the last date entered when manually adding transactions

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0.0.127

December 12, 2020

* Refactor transaction reconciliation process. After you add transactions manually, importing a file from your bank (on desktop) will dedupe and match transactions better. * Fix syncing bug where sometimes a split transaction was not updating the budget values correctly.

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0.0.125

November 23, 2020

* Fix a crash when adding a transaction that happened sometimes. This happened because of how it hooked into the new rules system - should be fine now!

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Actual Budget Subscription Plans

Actual

Monthly subscription

$7.991 Month
1 Month trial

Price History of Actual Budget

Description of Actual Budget

Actual is a new system for tracking your finances easily. It provides a budgeting system based on "envelope budgeting," a proven method for managing your spending. You can also track all of your finances, including investment accounts, in one place. Features: PRIVACY Your data is primarily stored locally, but for syncing it may be uploaded to our servers securely. We provide optional end-to-end encryption if you really want to keep it private. ON THE GO If you use the desktop app, copy your budget and take it with you. Simply connect your devices and it'll copy it so you can look at it while you're out. Update by simply copying again ― the process is quick and seamless. BUDGETING Actual provides a powerful method for budgeting that makes it easy to see your spending. The idea is you treat categories as funds that money is distributed into, and categorizing transactions pulls money out of a category. If you have a positive balance in a category, you know you have cash to spend. You also have to make up for overspending. This means your budget is always based on real data; there's no made up numbers. You can't cheat it ― your expenses and income must be reconciled in way that makes sense with your budget. It also makes it obvious when something is wrong and gives guidance for how to fix it. The ease and accuracy of this system give you peace of mind when it comes to your finances. TRACK EVERYTHING Create accounts off the budget to track anything that doesn't make sense in the budget. These can be investments, mortgages, or anything else. Get a complete financial picture in a single place. MANAGE TRANSACTIONS Quickly add or edit transactions with a streamlined user interface. Categorizing transactions shouldn't feel like a burden. Terms of Service & Privacy Policy: https://actualbudget.com/terms-and-privacy
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Actual Budget: FAQ

Is Actual Budget available on iPad devices?

No, Actual Budget isn’t iPad-friendly.

Who launched the Actual Budget app?

The Actual Budget app was launched by Shift Reset LLC.

What is the minimum supported iOS version for Actual Budget?

The minimum iOS requirement: 11.0.

What is the current app rating of Actual Budget?

3.8: The Actual Budget app gets mild reviews.

What is the main genre of the Actual Budget app?

Finance Is The Primary Genre Of The Actual Budget App.

What’s the current version of the Actual Budget app?

The current version of Actual Budget is 0.0.144.

When did the last Actual Budget update come out?

The date of the last Actual Budget update is October 5, 2024.

When did Actual Budget get launched?

The Actual Budget app was initially released on February 5, 2023.

What age rating does Actual Budget have?

The Actual Budget app is rated Shift Reset LLC: Contains no objectionable material.

Which languages does Actual Budget support?

Actual Budget currently features the following languages: English.

Is Actual Budget available in Apple Arcade's lineup?

No, Actual Budget is not available on Apple Arcade.

Are there in-app purchases available in Actual Budget?

Yes, Actual Budget offers in-app purchases to enhance your experience.

Is Actual Budget tailored for Apple Vision Pro compatibility?

Unfortunately, Actual Budget is not tailored for compatibility with Apple Vision Pro.

Are there any advertisements in Actual Budget?

No, there are no advertisements in Actual Budget.

Screenshots of Actual Budget

Actual Budget - Your Finances screenshot #1 for iPhone
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Actual Budget - Your Finances screenshot #3 for iPhone
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Actual Budget - Your Finances screenshot #5 for iPhone
Actual Budget - Your Finances screenshot #6 for iPhone
iphone

Alternatives to Actual Budget

Reviews of Actual Budget

Leave a Review Actual Budget
  • Need option to connect self hosted server

    The platform is good but the app does not allow you to specify your own server.

    The web app option worked but no way to secure it using face id. If we can point it to our own server then i can secure the app with ios 18 app protection feature.
  • DO NOT use with open source Actual

    Please note this does not work with open source Actual (Actualbudget.org). The original paid for Actual is no longer open to subscribers (actualbudget.com) and this app is deprecated
  • More expensive than YNAB!

    Thought it might be a cheap alternative to the outrageously priced YNAB then found out this is even more outrageously priced! The irony of budgeting apps blasting holes in your bank balance is clearly lost on them.